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VIADY

Active
Rue de la Vallée 36 ·4841 Welkenraedt, Belgium
KBO/BCE: BE 1002.055.431
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Age2 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of VIADY is 0.7% (low). The 2024 annual accounts show equity of €40k and a net result of €36k. Its solvency ranks better than 39% of 3380 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 17-07-2025 14 d early 2025-00281408

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.7% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€36k
Working capital€16k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 17-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 71, Architecture & engineering · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 43.7% 55.1%
better than 39% of 3380 sector peers
Net result €36k €19k
better than 68% of 3380 sector peers
Equity €40k €45k
better than 46% of 3382 sector peers
Gross operating margin €64k €38k
better than 69% of 3377 sector peers
Total assets €91k €95k
better than 48% of 3381 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€61k
Net profit€36k
Cash flow€46k
Staff costs-
Income taxes€15k
Dividends-
Total assets€91k
Equity€40k
Debt€51k
of which ≤ 1y€51k
of which > 1y-
Working capital€16k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.32
Quick ratio1.32
Working capital ratio18.2%
Solvency43.7%
Debt / equity1.29
Long-term debt ratio-
Interest coverage791.71
Gross margin-
Net margin-
ROA39.3%
ROE89.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€91k
Fixed assets 21/28€23k
Formation expenses 20€0
Intangible fixed assets 21€0
Tangible fixed assets 22/27€23k
Current assets 29/58€68k
Amounts receivable within one year 40/41€32k
Cash & bank 54/58€36k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€91k
Equity 10/15€40k
Contributions / capital 10/11€4k
Reserves 13€36k
Accumulated profits (losses) 14€0
Amounts payable 17/49€51k
Amounts payable within one year 42/48€51k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€64k
Operating result 9901€51k
Financial income 75€7
Financial charges 65€78
Result before taxes 9903€51k
Income taxes 67/77€15k
Net result for the period 9904€36k
Result to be appropriated 9905€36k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
81 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de la Vallée 364841 Welkenraedt

Establishment units

1 location
VIADY
Rue de la Vallée 36, 4841 WelkenraedtVervaardiging van hanglampen en lusters, tafel-, bed- en bureaulampen en staande lampen
since 20232.351.622.963
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,815 m²
Buildings1
Building footprint155 m²
Volume (LiDAR)1,059 m³
Tallest building9.7 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63032B0104/00F000 Wallonia 1,815 m² 1 · 155 m² 9.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health81Profitability100Solvency73Growth-Stability67
80 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 81
Profitability 100
Solvency 73
Growth -
Stability 67

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AI due-diligence brief

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Ingenieurs en aanverwante technische adviseurs, exclusief landmeters71121Activiteiten van ingenieurs en aanverwante technische adviseurs, exclusief landmeters-experts71121Vervaardiging van verlichtingsapparaten27402Vervaardiging van verlichtingsapparaten27402Overige diensten op het gebied van informatietechnologie en computer62090Overige diensten op het gebied van informatietechnologie en computer62900Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110Activiteiten van grafische designers74103Grafisch ontwerp en visuele communicatie74120Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameFR VIADY
Registered office
Rue de la Vallée 36
4841 Welkenraedt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.