VIACO
ActiveSummary
VIACO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €521k and a net result of €95k. Equity is growing by ~32.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability91▼-5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 27.42 against 46.21 in 2024; short-term debt: 3.6% and cash: 7.3% of total assets), and 3.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.4%
Return on assets
17.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
79 d early
2024
55 d early
2023
58 d early
2022
52 d early
2021
44 d early
2020
38 d early
2019
63 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€521k▲ 22.4%
2024 · €426k
2019: €50klowest in 7 years
2020: €108k▲ +115% vs 2019
2021: €174k▲ +60.8% vs 2020
2022: €240k▲ +37.6% vs 2021
2023: €330k▲ +37.9% vs 2022
2024: €426k▲ +28.9% vs 2023
2025: €521k▲ +22.4% vs 2024highest in 7 years
2019 → 2025
Total assets
€541k▲ 24.3%
2024 · €435k
2019: €80klowest in 7 years
2020: €155k▲ +93.5% vs 2019
2021: €235k▲ +52.1% vs 2020
2022: €277k▲ +17.8% vs 2021
2023: €341k▲ +22.9% vs 2022
2024: €435k▲ +27.8% vs 2023
2025: €541k▲ +24.3% vs 2024highest in 7 years
2019 → 2025
Net result
€95k▼ 0.2%
2024 · €95k
2019: €44klowest in 7 years
2020: €58k▲ +31.1% vs 2019
2021: €66k▲ +13.6% vs 2020
2022: €65k▼ -0.5% vs 2021
2023: €91k▲ +38.7% vs 2022
2024: €95k▲ +5.1% vs 2023highest in 7 years
2025: €95k▼ -0.2% vs 2024
2019 → 2025
Working capital
€519k▲ 22.7%
2024 · €423k
2019: €35klowest in 7 years
2020: €101k▲ +190% vs 2019
2021: €174k▲ +72.0% vs 2020
2022: €240k▲ +37.6% vs 2021
2023: €329k▲ +37.2% vs 2022
2024: €423k▲ +28.6% vs 2023
2025: €519k▲ +22.7% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€174k-€240k▲ 37.6%€330k▲ 37.9%€426k▲ 28.9%€521k▲ 22.4%
2021: €174klowest in 5 years
2022: €240k▲ +37.6% vs 2021
2023: €330k▲ +37.9% vs 2022
2024: €426k▲ +28.9% vs 2023
2025: €521k▲ +22.4% vs 2024highest in 5 years
Operating result€92k-€91k▼ 0.5%€125k▲ 37.0%€128k▲ 2.8%€127k▼ 0.6%
2021: €92k
2022: €91k▼ -0.5% vs 2021lowest in 5 years
2023: €125k▲ +37.0% vs 2022
2024: €128k▲ +2.8% vs 2023highest in 5 years
2025: €127k▼ -0.6% vs 2024
Net result€66k-€65k▼ 0.5%€91k▲ 38.7%€95k▲ 5.1%€95k▼ 0.2%
2021: €66k
2022: €65k▼ -0.5% vs 2021lowest in 5 years
2023: €91k▲ +38.7% vs 2022
2024: €95k▲ +5.1% vs 2023highest in 5 years
2025: €95k▼ -0.2% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €541k
Fixed assets
€2k ▼ 27.7%
Current assets
€539k ▲ 24.6%
Equity and liabilities €541k
Equity
€521k ▲ 22.4%
Debt
€20k ▲ 110%
Debt's share of the balance-sheet total rises from 2.1% to 3.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€128k▼
2024 · €129k
Cash flow
€96k=
2024 · €96k
Current ratio
27.42▼
2024 · 46.21
Debt to equity
0.04▲
2024 · 0.02
ROE
18.3%▼
2024 · 22.4%
ROA
17.6%▼
2024 · 21.9%
Interest coverage
221.81▼
2024 · 227.41
Debt ≤ 1 year
€20k▲
2024 · €9k
Income taxes
€39k▲
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€435k€541k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€432k€539k▲
Amounts receivable within one year40/41€10k€25k▲
Trade receivables40€10k€25k▲
Other amounts receivable41€58€136▲
Current investments50/53€391k€474k▲
Cash at bank and in hand54/58€30k€39k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€435k€541k▲
Equity10/15€426k€521k▲
Contributions10/11€6k€6k=
Reserves13€420k€515k▲
Distributable reserves133€420k€515k▲
Amounts payable17/49€9k€20k▲
Amounts payable within one year42/48€9k€20k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€7k€18k▲
Taxes450/3€7k€18k▲
Other amounts payable47/48€141€0▼
Income statement
Code20242025
Non-recurring operating income76A-€1
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€677€863▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€130k€130k▲
Operating profit (loss)9901€128k€127k▼
Financial income75/76B€7k€7k▲
Recurring financial income75€7k€7k▲
Financial charges65/66B€567€578▲
Recurring financial charges65€567€578▲
Profit (loss) for the period before taxes9903€134k€134k▼
Income taxes67/77€39k€39k▲
Profit (loss) for the period9904€95k€95k▼
Profit (loss) for the period to be appropriated9905€95k€95k▼
Appropriation of the result
Profit (loss) to be appropriated9906€95k€95k▼
Transfer to equity691/2€95k€95k▼
To other reserves6921€95k€95k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €1 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | - | €153 | €677 | €863 | ▲ 27.4% |
| Other operating charges640/8 | €1k | €1k | €2k | €1k | €2k | ▲ 73.7% |
| Gross operating margin9900 | €100k | €93k | €126k | €130k | €130k | ▲ 0.1% |
| Operating profit (loss)9901 | €92k | €91k | €125k | €128k | €127k | ▼ 0.6% |
| Financial income75/76B | €0 | €34 | €4k | €7k | €7k | ▲ 10.8% |
| Recurring financial income75 | €0 | €34 | €4k | €7k | €7k | ▲ 10.8% |
| Financial charges65/66B | €170 | €448 | €559 | €567 | €578 | ▲ 2.0% |
| Recurring financial charges65 | €170 | €448 | €559 | €567 | €578 | ▲ 2.0% |
| Profit (loss) for the period before taxes9903 | €91k | €91k | €128k | €134k | €134k | ▼ 0.1% |
| Income taxes67/77 | €26k | €25k | €37k | €39k | €39k | ▲ 0.2% |
| Profit (loss) for the period9904 | €66k | €65k | €91k | €95k | €95k | ▼ 0.2% |
| Profit (loss) for the period to be appropriated9905 | €66k | €65k | €91k | €95k | €95k | ▼ 0.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €235k | €277k | €341k | €435k | €541k | ▲ 24.3% |
| Fixed assets21/28 | - | €0 | €2k | €3k | €2k | ▼ 27.7% |
| Tangible fixed assets22/27 | - | €0 | €2k | €3k | €2k | ▼ 27.7% |
| Furniture and vehicles24 | - | €0 | €2k | €3k | €2k | ▼ 27.7% |
| Current assets29/58 | €235k | €277k | €339k | €432k | €539k | ▲ 24.6% |
| Amounts receivable within one year40/41 | €17k | €26k | €22k | €10k | €25k | ▲ 148% |
| Trade receivables40 | €17k | €19k | €22k | €10k | €25k | ▲ 148% |
| Other amounts receivable41 | - | €7k | - | €58 | €136 | ▲ 136% |
| Current investments50/53 | - | - | €300k | €391k | €474k | ▲ 21.0% |
| Cash at bank and in hand54/58 | €217k | €250k | €15k | €30k | €39k | ▲ 32.2% |
| Deferred charges and accrued income490/1 | €1k | €1k | €1k | €1k | €1k | ▲ 9.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €235k | €277k | €341k | €435k | €541k | ▲ 24.3% |
| Equity10/15 | €174k | €240k | €330k | €426k | €521k | ▲ 22.4% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €168k | €233k | €324k | €420k | €515k | ▲ 22.7% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €166k | €232k | €324k | €420k | €515k | ▲ 22.7% |
| Amounts payable17/49 | €61k | €37k | €10k | €9k | €20k | ▲ 110% |
| Amounts payable within one year42/48 | €61k | €37k | €10k | €9k | €20k | ▲ 110% |
| Trade debts44 | €2k | €1k | €2k | €2k | €2k | ▼ 16.8% |
| Suppliers440/4 | €2k | €1k | €2k | €2k | €2k | ▼ 16.8% |
| Taxes, remuneration and social security45 | €59k | €36k | €8k | €7k | €18k | ▲ 152% |
| Taxes450/3 | €58k | €35k | €7k | €7k | €18k | ▲ 152% |
| Remuneration and social security454/9 | €712 | €727 | €727 | - | - | - |
| Other amounts payable47/48 | €634 | €634 | €410 | €141 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €66k | €65k | €91k | €95k | €95k | ▼ 0.2% |
| + Depreciation and write-downs630 | €7k | - | €153 | €677 | €863 | ▲ 27.4% |
| Operating cash flow (approximation) | €73k | €65k | €91k | €96k | €96k | = |
| Investment in fixed assets (approximation) | - | - | €-2k | €-2k | €0 | ▲ 100% |
| Change in cash | - | €32k | €-234k | €15k | €10k | ▼ 34.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €521k ▲22.4%
7 profitable years in a row build equity to €521k.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €95k ▲5.1%
Operating result €128k, net result €95k, both a record.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 5current ratio 33.62
Current ratio from 7.40 to 33.62; short-term debt falls from €37k to €10k.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €240k ▲37.6%
4 profitable years in a row build equity to €240k.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €174k ▲60.8%
3 profitable years in a row build equity to €174k.
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €108k ▲115%
2 profitable years in a row build equity to €108k.
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Affligem · 1 establishment unit since 2018
Ground area
2,031 m²
Building footprint
174 m²
Volume, LiDAR
1,065 m³
Parcel 23030D0300/00H000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VIACO
since 20182.279.974.706
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23030D0300/00H000 | Flanders | 2,031 m² | 1 · 174 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 34,305 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-10-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
43990Other specialised construction activities
46190Agents in non-specialised wholesale trade
46831Wholesale of construction materials, general range
64210Activities of holding companies
70100Activities of head offices
Scores and ratios are computed by Checked and are not a credit decision.