VIA TITECA
ActiveSummary
VIA TITECA has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95k and a net result of €-5k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-31
Solvency100=
Growth35▼-17
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 45.77 against 3.14 in 2024; short-term debt: 1.1% and cash: 30.5% of total assets), and 1.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
16 d early
2023
13 d late
2022
21 d late
2021
24 d early
2020
19 d late
2019
20 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€5k▼ 44.3%
2023 · €9k
2018: €316k
2019: €700k
2020: €652k
2021: €375k
2022: €445k
2023: €9k
2018 → 2024
EBIT margin
72.1%▲ 20.7pp
2023 · 51.3%
2018: 0.6%
2019: 1.8%
2020: 1.7%
2021: 4.4%
2022: 10.9%
2023: 51.3%
2018 → 2024
Net result
€-5k
2024 · €3k
2018: €1k
2019: €6k
2020: €5k
2021: €9k
2022: €32k
2023: €4k
2024: €3k
2018 → 2025
Working capital
€49k▲ 0.3%
2024 · €49k
2018: €58k
2019: €65k
2020: €66k
2021: €16k
2022: €42k
2023: €46k
2024: €49k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€375k-€445k▲ 18.7%€9k▼ 98.0%€5k▼ 44.3%
Equity€66k-€93k▲ 40.6%€97k▲ 3.9%€100k▲ 3.0%€95k▼ 5.1%
Operating result€16k-€49k▲ 196%€5k▼ 90.5%€4k▼ 21.8%€-5k
Net result€9k-€32k▲ 247%€4k▼ 88.5%€3k▼ 20.7%€-5k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €4k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €96k
Fixed assets
€46k ▼ 10.3%
Current assets
€50k ▼ 30.1%
Equity and liabilities €96k
Equity
€95k ▼ 5.1%
Debt
€1k ▼ 95.2%
Debt's share of the balance-sheet total falls from 18.6% to 1.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-1k
Cash flow
€-2k
Current ratio
45.77▲
2024 · 3.14
Debt to equity
0.01▼
2024 · 0.23
ROE
-5.4%▼
2024 · 2.9%
ROA
-5.3%▼
2024 · 2.4%
Interest coverage
-3.49
Debt ≤ 1 year
€1k▼
2024 · €23k
Income taxes
€0▼
2024 · €1k
Staff costs
€164▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€123k€96k▼
Fixed assets21/28€51k€46k▼
Intangible fixed assets21-€46k
Financial fixed assets28€51k€0▼
Affiliated companies280/1€51k-
Participating interests280€51k-
Current assets29/58€72k€50k▼
Stocks and contracts in progress3€0-
Amounts receivable within one year40/41€45k€21k▼
Trade receivables40€326€326=
Other amounts receivable41€45k€21k▼
Cash at bank and in hand54/58€26k€29k▲
Deferred charges and accrued income490/1€252€0▼
Equity and liabilities
Total equity and liabilities10/49€123k€96k▼
Equity10/15€100k€95k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€38k€33k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€32k€27k▼
Amounts payable17/49€23k€1k▼
Amounts payable within one year42/48€23k€1k▼
Trade debts44€21k€1k▼
Suppliers440/4€21k€1k▼
Taxes, remuneration and social security45€2k€5▼
Taxes450/3€2k€5▼
Other amounts payable47/48€0-
Income statement
Code20242025
Operating income70/76A€5k-
Turnover70€5k-
Operating charges60/66A€1k-
Goods for resale, raw materials and consumables60€0-
Purchases600/8€0-
Services and other goods61€1k-
Remuneration, social security and pensions62€0€164▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3k
Other operating charges640/8€126€0▼
Gross operating margin9900-€-1k
Operating profit (loss)9901€4k€-5k▼
Financial income75/76B€773€0▼
Recurring financial income75€773€0▼
Income from financial fixed assets750€252-
Other financial income752/9€520-
Financial charges65/66B€375€382▲
Recurring financial charges65€375€382▲
Other financial charges652/9€375-
Profit (loss) for the period before taxes9903€4k€-5k▼
Income taxes67/77€1k€0▼
Taxes670/3€1k-
Profit (loss) for the period9904€3k€-5k▼
Profit (loss) for the period to be appropriated9905€3k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-5k▼
Transfer from equity791/2-€5k
Transfer to equity691/2€3k€0▼
To other reserves6921€3k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-5k ▼275%
Net result drops to €-5k, the lowest in the series.
31-12
Financial
Liquidity times 15current ratio 45.77
Current ratio from 3.14 to 45.77; short-term debt falls from €23k to €1k.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 13 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 3.16
Current ratio from 1.46 to 3.16; short-term debt falls from €91k to €21k.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 21 days late
2022
31-12
Financial
Highest result since 2018net €32k ▲247%
Operating result €49k, net result €32k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 19 days late
2020
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 20 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 21 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 24 days late
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
15 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heirweg 1988800 RoeselareGround area
923 m²
Building footprint
180 m²
Volume, LiDAR
799 m³
Parcel 36505B0198/00H000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VIA TITECA
since 20142.229.186.001
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36505B0198/00H000 | Flanders | 923 m² | 1 · 180 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,517 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-02-2014
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.