via T Albert
Activevia T Albert has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €760k and a net result of €291k. Equity is growing by ~44.5% per year across the filed fiscal years. Its solvency ranks better than 10% of 399 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39=
Solvency26=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 26.34 against 28.14 in 2024; short-term debt: 3.8% and cash: 1.1% of total assets), but 98.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.1%
Return on assets
0.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 399 sector peers (2025).
NBB · sector comparisonPosition among 399 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-04-2026, 105 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
105 d early
2024
69 d early
2023
107 d early
2022
102 d early
2021
45 d early
2020
45 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€760k▲ 41.5%
2024 · €537k
2018: €59k
2019: €58k
2020: €123k
2021: €477k
2022: €524k
2023: €314k
2024: €537k
2018 → 2025
Total assets
€72.21M▼ 2.8%
2024 · €74.30M
2018: €49.94M
2019: €78.89M
2020: €83.02M
2021: €81.32M
2022: €80.47M
2023: €77.41M
2024: €74.30M
2018 → 2025
Net result
€291k▼ 25.6%
2024 · €392k
2018: €-3k
2019: €-399
2020: €65k
2021: €354k
2022: €47k
2023: €76k
2024: €392k
2018 → 2025
Working capital
€69.47M▼ 3.1%
2024 · €71.66M
2018: €46.02M
2019: €77.95M
2020: €80.98M
2021: €73.49M
2022: €76.48M
2023: €74.60M
2024: €71.66M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€477k-€524k▲ 9.9%€314k▼ 40.2%€537k▲ 71.1%€760k▲ 41.5%
Operating result€89k-€-263k€-3k▲ 98.9%€72k€112k▲ 55.4%
Net result€354k-€47k▼ 86.6%€76k▲ 61.4%€392k▲ 414%€291k▼ 25.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 55% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €72.21M
Equity
€760k▲ 41.5%
Debt
€71.46M▼ 3.1%
The debt ratio falls from 99.3% to 98.9%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
1.1%▲
2024 · 0.7%
Current ratio
26.34▼
2024 · 28.14
Quick ratio
26.34▼
2024 · 28.14
Debt / equity
94.08
ROE
38.3%▼
2024 · 72.9%
ROA
0.4%▼
2024 · 0.5%
Debt
€71.46M▼
2024 · €73.77M
Debt ≤ 1 year
€2.74M▲
2024 · €2.64M
Debt > 1 year
€68.40M▼
2024 · €70.69M
Income taxes
€99k▼
2024 · €135k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€74.30M€72.21M▼
Current assets29/58€74.30M€72.21M▼
Amounts receivable after more than one year29€72.23M€70.17M▼
Trade receivables290€72.23M€70.17M▼
Amounts receivable within one year40/41€1.23M€1.23M▲
Trade receivables40€1.22M€1.22M=
Other amounts receivable41€4k€6k▲
Cash at bank and in hand54/58€816k€789k▼
Deferred charges and accrued income490/1€27k€27k=
Equity and liabilities
Total equity and liabilities10/49€74.30M€72.21M▼
Equity10/15€537k€760k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€469k€692k▲
Amounts payable17/49€73.77M€71.46M▼
Amounts payable after more than one year17€70.69M€68.40M▼
Financial debts170/4€70.69M€68.40M▼
Amounts payable within one year42/48€2.64M€2.74M▲
Current portion of amounts payable after more than one year42€2.23M€2.29M▲
Trade debts44€161k€305k▲
Suppliers440/4€161k€305k▲
Taxes, remuneration and social security45€77k€79k▲
Taxes450/3€77k€79k▲
Other amounts payable47/48€168k€69k▼
Accrued charges and deferred income492/3€433k€311k▼
Income statement
Code20242025
Other operating charges640/8€148€150▲
Gross operating margin9900€72k€112k▲
Operating profit (loss)9901€72k€112k▲
Financial income75/76B€1.92M€1.87M▼
Recurring financial income75€1.92M€1.87M▼
Financial charges65/66B€1.46M€1.59M▲
Recurring financial charges65€1.46M€1.59M▲
Profit (loss) for the period before taxes9903€527k€390k▼
Income taxes67/77€135k€99k▼
Profit (loss) for the period9904€392k€291k▼
Profit (loss) for the period to be appropriated9905€392k€291k▼
Appropriation of the result
Profit (loss) to be appropriated9906€638k€760k▲
Profit (loss) brought forward from the previous period14P€246k€469k▲
Profit to be distributed694/7€168k€69k▼
Return on contributions (dividend)694€168k€69k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €392k ▲414%
Net result €392k, the highest in the series.
31-12
Financial
Equity above €500kEq €537k ▲71.1%
5 profitable years in a row build equity to €537k.
15-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €524k ▲9.9%
3 profitable years in a row build equity to €524k.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €200kEq €477k ▲287%
2 profitable years in a row build equity to €477k.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €65k
Net result €65k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €123k ▲112%
Equity rises from €58k to €123k.
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity times 7current ratio 84.24
Current ratio from 12.73 to 84.24; short-term debt falls from €3.92M to €936k.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stoofstraat 121000 BrusselGround area
1,337 m²
Building footprint
1,411 m²
Volume, LiDAR
32,981 m³
Parcel 21004A1268/00D000, Brussels · tallest building 32.6 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
via T Albert
since 20172.267.750.033
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21004A1268/00D000 | Brussels | 1,337 m² | 1 · 1,411 m² | 32.6 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 144 companies in sector 42130 we hold annual accounts for 30. 17 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded24-08-2017
Fiscal year end31-12
Activities, NACEBEL
42130Civil engineering
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.