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VIA LUCCA

Active
Private limited companyfounded 201114 yrs activePaddegatstraat 3, 8490 Jabbeke, BelgiumKBO/BCE: BE 0842.181.516

VIA LUCCA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €659k and a net result of €32k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 70% of 7974 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
24 d early
2023
19 d late
2022
38 d early
2021
5 d early
2020
4 d early
2019
29 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€659k▼ 17.1%
2024 · €795k
2018: €367k 2019: €495k 2020: €646k 2021: €1.01M 2022: €951k 2023: €882k 2024: €795k
2018 → 2025
Net result
€32k▼ 23.4%
2024 · €42k
2018: €103k 2019: €129k 2020: €168k 2021: €515k 2022: €28k 2023: €35k 2024: €42k
2018 → 2025
Total assets
€894k▼ 5.4%
2024 · €944k
2018: €458k 2019: €523k 2020: €705k 2021: €1.20M 2022: €1.11M 2023: €1.01M 2024: €944k
2018 → 2025
Solvency
73.8%▼ 10.5pp
2024 · 84.2%
2018: 80.0% 2019: 94.6% 2020: 91.6% 2021: 83.9% 2022: 85.3% 2023: 87.4% 2024: 84.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.01M-€951k▼ 5.8%€882k▼ 7.2%€795k▼ 9.8%€659k▼ 17.1%
Operating result€23k-€25k▲ 5.4%€17k▼ 30.6%€22k▲ 30.9%€22k▲ 0.1%
Net result€515k-€28k▼ 94.6%€35k▲ 25.2%€42k▲ 20.9%€32k▼ 23.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200k€400k€600kOperating result 2021: €23k€23kNet result 2021: €515k€515kOperating result 2022: €25k€25kNet result 2022: €28k€28kOperating result 2023: €17k€17kNet result 2023: €35k€35kOperating result 2024: €22k€22kNet result 2024: €42k€42kOperating result 2025: €22k€22kNet result 2025: €32k€32k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €894k
Fixed assets €93k▼ 5.0%
Current assets €800k▼ 5.4%
Equity and liabilities €894k
Equity €659k▼ 17.1%
Debt €235k▲ 57.6%
The debt ratio rises from 15.8% to 26.2%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
Solvency
73.8%
2024 · 84.2%
ROE
4.9%
2024 · 5.3%
ROA
3.6%
2024 · 4.4%
Debt
€235k
2024 · €149k
Debt ≤ 1 year
€234k
2024 · €146k
Income taxes
€16k
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€944k€894k
Fixed assets21/28€98k€93k
Tangible fixed assets22/27€11k€6k
Plant, machinery and equipment23€2k€796
Furniture and vehicles24€10k€6k
Financial fixed assets28€87k€87k=
Current assets29/58€846k€800k
Amounts receivable after more than one year29€236k€240k
Other amounts receivable291€236k€240k
Amounts receivable within one year40/41€60k€29k
Trade receivables40€18k€18k
Other amounts receivable41€42k€11k
Current investments50/53€450k€450k=
Cash at bank and in hand54/58€69k€52k
Deferred charges and accrued income490/1€31k€29k
Equity and liabilities
Total equity and liabilities10/49€944k€894k
Equity10/15€795k€659k
Contributions10/11€6k€6k=
Reserves13€789k€653k
Distributable reserves133€789k€653k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€149k€235k
Amounts payable within one year42/48€146k€234k
Trade debts44€5k€7k
Suppliers440/4€5k€7k
Taxes, remuneration and social security45€13k€12k
Taxes450/3€13k€12k
Other amounts payable47/48€129k€214k
Accrued charges and deferred income492/3€3k€680
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k
Other operating charges640/8€936€2k
Gross operating margin9900€30k€29k
Operating profit (loss)9901€22k€22k
Financial income75/76B€37k€27k
Recurring financial income75€37k€27k
Financial charges65/66B€2k€2k
Recurring financial charges65€2k€2k
Profit (loss) for the period before taxes9903€57k€48k
Income taxes67/77€15k€16k
Profit (loss) for the period9904€42k€32k
Profit (loss) for the period to be appropriated9905€42k€32k
Appropriation of the result
Profit (loss) to be appropriated9906€42k€32k
Transfer from equity791/2€129k€168k
Transfer to equity691/2€42k€32k
To other reserves6921€42k€32k
Profit to be distributed694/7€129k€168k
Return on contributions (dividend)694€129k€168k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
19-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
23-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet €28k ▼94.6%
Net result drops to €28k, the lowest in the series; recovery starts the following year.
26-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €515k ▲206%
Net result €515k, the highest in the series.
31-12
Financial Equity above €1MEq €1.01M ▲56.3%
4 profitable years in a row build equity to €1.01M.
27-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Equity above €500kEq €646k ▲30.4%
3 profitable years in a row build equity to €646k.
02-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Liquidity triplescurrent ratio 16.62
Current ratio from 5.03 to 16.62; short-term debt falls from €72k to €28k.
10-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
22-03
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
06-04
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 2012
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Paddegatstraat 38490 Jabbeke
Ground area
1.0 ha
Building footprint
139 m²
Volume, LiDAR
776 m³
Parcel 31032B0141/00L000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VIA LUCCA
Paddegatstraat 3, 8490 JabbekeBook publishing
since 20122.206.229.663
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31032B0141/00L000 Flanders 1.0 ha 1 · 139 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 13,344 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-12-2011
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
66300Activities auxiliary to financial services and insurance activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.