VIA
ActiveVIA has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €-13k. Equity is shrinking by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 15% of 7930 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
23
/ 100
Critical▲ +21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency4▼-16
Growth32=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.39 against 0.34 in 2024), and 93.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.7%
Return on assets
-17.6%
Age of the figures
18 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€13k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 7930 sector peers (2025).
NBB · sector comparisonPosition among 7930 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 07-11-2025, 7 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
20 d early
2023
18 d early
2022
4 d early
2021
4 d late
2020
32 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€5k▼ 72.3%
2024 · €18k
2019: €33k
2020: €35k
2021: €37k
2022: €43k
2023: €45k
2024: €18k
2019 → 2025
Total assets
€73k▼ 8.1%
2024 · €80k
2019: €55k
2020: €60k
2021: €49k
2022: €154k
2023: €145k
2024: €80k
2019 → 2025
Net result
€-13k▲ 52.3%
2024 · €-27k
2019: €-11k
2020: €2k
2021: €2k
2022: €6k
2023: €2k
2024: €-27k
2019 → 2025
Working capital
€-27k▼ 66.7%
2024 · €-16k
2019: €28k
2020: €29k
2021: €34k
2022: €3k
2023: €-2k
2024: €-16k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€43k▲ 16.6%€45k▲ 5.4%€18k▼ 60.2%€5k▼ 72.3%
Operating result€2k-€9k▲ 426%€7k▼ 23.6%€-25k€-8k▲ 67.2%
Net result€2k-€6k▲ 285%€2k▼ 61.9%€-27k€-13k▲ 52.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €25k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets
€56k▼ 21.7%
Current assets
€18k▲ 107%
Equity and liabilities €73k
Equity
€5k▼ 72.3%
Debt
€68k▲ 10.5%
The debt ratio rises from 77.6% to 93.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€10k▲
2024 · €-12k
Cash flow
€5k▲
2024 · €-14k
Solvency
6.7%▼
2024 · 22.4%
Current ratio
0.39▲
2024 · 0.34
Quick ratio
0.37▲
2024 · 0.29
Debt / equity
13.83▲
2024 · 3.47
ROE
-260.9%▼
2024 · -151.5%
ROA
-17.6%▲
2024 · -33.9%
Interest coverage
2.03▲
2024 · -5.74
Debt
€68k▲
2024 · €62k
Debt ≤ 1 year
€45k▲
2024 · €25k
Debt > 1 year
€24k▼
2024 · €36k
Income taxes
€131▼
2024 · €166
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€73k▼
Fixed assets21/28€71k€56k▼
Tangible fixed assets22/27€71k€56k▼
Land and buildings22-€456
Plant, machinery and equipment23€19k€15k▼
Furniture and vehicles24€53k€40k▼
Financial fixed assets28-€15
Current assets29/58€8k€18k▲
Stocks and contracts in progress3€1k€1k▼
Stocks30/36€1k€1k▼
Amounts receivable within one year40/41€5k€12k▲
Trade receivables40€4k€11k▲
Other amounts receivable41€824€452▼
Cash at bank and in hand54/58€2k€5k▲
Deferred charges and accrued income490/1-€115
Equity and liabilities
Total equity and liabilities10/49€80k€73k▼
Equity10/15€18k€5k▼
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€71k€71k=
Distributable reserves133€71k€71k=
Profit (loss) carried forward14€-60k€-73k▼
Amounts payable17/49€62k€68k▲
Amounts payable after more than one year17€36k€24k▼
Financial debts170/4€36k€24k▼
Amounts payable within one year42/48€25k€45k▲
Current portion of amounts payable after more than one year42€12k€12k▼
Financial debts43€24-
Credit institutions430/8€24-
Trade debts44€8k€21k▲
Suppliers440/4€8k€21k▲
Taxes, remuneration and social security45€166€2k▲
Taxes450/3€166€2k▲
Other amounts payable47/48€4k€9k▲
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€18k▲
Other operating charges640/8€1k€989▼
Non-recurring operating charges66A€7k-
Gross operating margin9900€-4k€11k▲
Operating profit (loss)9901€-25k€-8k▲
Financial income75/76B€0€184▲
Recurring financial income75€0€184▲
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€-27k€-13k▲
Income taxes67/77€166€131▼
Profit (loss) for the period9904€-27k€-13k▲
Profit (loss) for the period to be appropriated9905€-27k€-13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-60k€-73k▼
Profit (loss) brought forward from the previous period14P€-33k€-60k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
07-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 7 days late
2024
11-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-27k ▼1271%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
2023
13-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Highest result since 2019net €6k ▲285%
Operating result €9k, net result €6k, both a record.
2021
04-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
2019
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
02-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
14-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nachtegaalstraat 989870 ZulteGround area
1,444 m²
Building footprint
256 m²
Volume, LiDAR
1,051 m³
Parcel 44081C0158/00M002, Flanders · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VIA BVBA
since 19952.071.795.680
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44081C0158/00M002 | Flanders | 1,444 m² | 1 · 256 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NATURA MATER
BE 0747.685.995
Brussel · Eq €5k
RMB-BOX
BE 0555.834.249
Sambreville · Eq €5k
STUCKERS BOUWMATERIALEN
BE 0880.458.211
Antwerpen · Eq €5k
HONFLEUR CONSTRUCT
BE 1018.718.447
Middelkerke · Eq €5k
Ecoluc.be
BE 0766.995.925
Haaltert · Eq €5k
Of 1,804 companies in sector 46831 we hold annual accounts for 1,398. 202 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-1995
Fiscal year end31-03
Activities, NACEBEL
46831Wholesale of construction materials, general range
51532
46649Wholesale of other machinery and equipment
51873
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.