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vi.na

Active
Private limited companyfounded 20233 yrs activeBroektestraat 19, 9690 Kluisbergen, BelgiumKBO/BCE: BE 0803.470.004

The computed 12-month bankruptcy probability of vi.na is 2.3% (moderate). The 2025 annual accounts show equity of €29k and a net result of €31k. Its solvency ranks better than 77% of 7760 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
76 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency93▲+93
Growth78
Track record94
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.38; short-term debt: 30.1% and cash: 29.1% of total assets), and 32.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
67.7%
Return on assets
71.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 d late
2024
29 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€29k
2024 · €-1k
2024: €-1k
2024 → 2025
Total assets
€43k▲ 5,891%
2024 · €719
2024: €719
2024 → 2025
Net result
€31k
2024 · €-4k
2024: €-4k
2024 → 2025
Working capital
€5k
2024 · €-1k
2024: €-1k
2024 → 2025
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€-1k-€29k
Operating result€-4k-€42k
Net result€-4k-€31k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2024: €-4k€-4kNet result 2024: €-4k€-4kOperating result 2025: €42k€42kNet result 2025: €31k€31k20242025
The operating result returns to profit in 2025: €42k after a loss of €4k in 2024.
Balance-sheet composition
Assets €43k
Fixed assets €25k
Current assets €18k
Equity and liabilities €43k
Equity €29k
Debt €14k
Debt finances 32.3% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€49k
2024 · €-3k
Cash flow
€38k
2024 · €-3k
Solvency
67.7%
Current ratio
1.38
Quick ratio
1.38
Debt / equity
0.48
ROE
105.0%
ROA
71.1%
Interest coverage
407.02
2024 · -43.19
Debt
€14k
2024 · €2k
Debt ≤ 1 year
€13k
2024 · €2k
Income taxes
€11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€719€43k
Fixed assets21/28-€25k
Tangible fixed assets22/27-€25k
Furniture and vehicles24-€25k
Current assets29/58€719€18k
Amounts receivable within one year40/41€622€5k
Trade receivables40-€2k
Other amounts receivable41€622€3k
Cash at bank and in hand54/58€97€13k
Deferred charges and accrued income490/1-€515
Equity and liabilities
Total equity and liabilities10/49€719€43k
Equity10/15€-1k€29k
Contributions10/11€3k€3k=
Outside capital11€3k€3k=
Other1109/19€3k€3k=
Reserves13-€27k
Distributable reserves133-€27k
Profit (loss) carried forward14€-4k-
Amounts payable17/49€2k€14k
Amounts payable within one year42/48€2k€13k
Trade debts44-€7k
Suppliers440/4-€7k
Taxes, remuneration and social security45-€6k
Taxes450/3-€6k
Other amounts payable47/48€2k-
Accrued charges and deferred income492/3-€932
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€8k
Other operating charges640/8€504€2k
Gross operating margin9900€-2k€52k
Operating profit (loss)9901€-4k€42k
Financial income75/76B-€23
Recurring financial income75-€23
Financial charges65/66B€60€121
Recurring financial charges65€60€121
Profit (loss) for the period before taxes9903€-4k€41k
Income taxes67/77-€11k
Profit (loss) for the period9904€-4k€31k
Profit (loss) for the period to be appropriated9905€-4k€31k
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€27k
Profit (loss) brought forward from the previous period14P-€-4k
Transfer to equity691/2-€27k
To other reserves6921-€27k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial Back to profitnet €31k
Net result €31k after one loss-making year.
31-12
Financial Liquidity quadruplescurrent ratio 1.38
Current ratio from 0.33 to 1.38.
02-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-10-2025 Resigned as Director
Location & real-estate footprint
Registered office, Kluisbergen · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Broektestraat 199690 Kluisbergen
Ground area
3,388 m²
Building footprint
520 m²
Volume, LiDAR
2,469 m³
Parcel 45018A0269/00D000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Broektestraat 19, 9690 Kluisbergen
Site preparation
since 20232.350.961.284
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45018A0269/00D000 Flanders 3,388 m² 1 · 520 m² 8.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,658 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded03-07-2023
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
49410Freight transport by road
43120Site preparation
43221Plumbing work
47783Retail trade
47784Retail trade
81230Other cleaning activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.