VHVV
ActiveVHVV has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €20k and a net result of €9k. Equity is growing by ~43% per year across the filed fiscal years. Its solvency ranks better than 24% of 9520 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
81
/ 100
Excellent▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+23
Solvency45▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.25 against 2.29 in 2023), but 82% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
18%
Return on assets
7.6%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 9520 sector peers (2024).
NBB · sector comparisonPosition among 9520 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-03-2025, 124 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
124 d early
2023
37 d early
2022
35 d early
2021
33 d early
2020
25 d early
2019
50 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€20k▲ 73.0%
2023 · €12k
2019: €6k
2020: €549
2021: €6k
2022: €10k
2023: €12k
2019 → 2024
Total assets
€113k▲ 21.5%
2023 · €93k
2019: €8k
2020: €29k
2021: €35k
2022: €38k
2023: €93k
2019 → 2024
Net result
€9k▲ 376%
2023 · €2k
2019: €151
2020: €-6k
2021: €5k
2022: €4k
2023: €2k
2019 → 2024
Working capital
€57k▲ 25.4%
2023 · €46k
2019: €6k
2020: €-16k
2021: €-9k
2022: €-3k
2023: €46k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€549-€6k▲ 978%€10k▲ 67.9%€12k▲ 18.1%€20k▲ 73.0%
Operating result€-6k-€6k€5k▼ 17.6%€3k▼ 37.4%€15k▲ 428%
Net result€-6k-€5k€4k▼ 25.1%€2k▼ 55.2%€9k▲ 376%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 428% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €113k
Fixed assets
€10k▼ 15.9%
Current assets
€103k▲ 26.8%
Equity and liabilities €113k
Equity
€20k▲ 73.0%
Debt
€93k▲ 14.0%
The debt ratio falls from 87.4% to 82.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€17k▲
2023 · €5k
Cash flow
€10k▲
2023 · €4k
Solvency
18.0%▲
2023 · 12.6%
Current ratio
2.25▼
2023 · 2.29
Quick ratio
2.25▼
2023 · 2.29
Debt / equity
4.55▼
2023 · 6.91
ROE
42.2%▲
2023 · 15.3%
ROA
7.6%▲
2023 · 1.9%
Interest coverage
8.06▼
2023 · 33.43
Debt
€93k▲
2023 · €81k
Debt ≤ 1 year
€46k▲
2023 · €36k
Debt > 1 year
€41k▼
2023 · €46k
Income taxes
€4k▲
2023 · €902
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€93k€113k▲
Fixed assets21/28€12k€10k▼
Tangible fixed assets22/27€12k€10k▼
Other tangible fixed assets26€12k€10k▼
Current assets29/58€81k€103k▲
Amounts receivable after more than one year29€718€373▼
Trade receivables290€718€0▼
Other amounts receivable291-€373
Amounts receivable within one year40/41€7k€19k▲
Trade receivables40€7k€7k▼
Other amounts receivable41€0€13k▲
Cash at bank and in hand54/58€73k€83k▲
Deferred charges and accrued income490/1€598€118▼
Equity and liabilities
Total equity and liabilities10/49€93k€113k▲
Equity10/15€12k€20k▲
Contributions10/11€6k€6k=
Reserves13€6k€14k▲
Non-distributable reserves130/1€8€0▼
Reserves not available under the articles1311€8€0▼
Distributable reserves133€6k€14k▲
Amounts payable17/49€81k€93k▲
Amounts payable after more than one year17€46k€41k▼
Financial debts170/4€46k€41k▼
Amounts payable within one year42/48€36k€46k▲
Current portion of amounts payable after more than one year42€4k€5k▲
Trade debts44€484€466▼
Suppliers440/4€484€466▼
Taxes, remuneration and social security45€4k€4k▲
Taxes450/3€4k€4k▲
Other amounts payable47/48€27k€37k▲
Accrued charges and deferred income492/3-€6k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€446€449▲
Gross operating margin9900€5k€17k▲
Operating profit (loss)9901€3k€15k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€140€2k▲
Recurring financial charges65€140€2k▲
Profit (loss) for the period before taxes9903€3k€13k▲
Income taxes67/77€902€4k▲
Profit (loss) for the period9904€2k€9k▲
Profit (loss) for the period to be appropriated9905€2k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€9k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€2k€9k▲
To other reserves6921€2k€9k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €9k ▲376%
Operating result €15k, net result €9k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 2.29
Current ratio from 0.88 to 2.29.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-6k ▼3942%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vinstermikstraat 463500 HasseltGround area
469 m²
Building footprint
131 m²
Parcel 71324E0607/00D002, Flanders. Linked by address, not a title deed.
1 establishment unit
VHVV
since 20182.284.112.250
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71324E0607/00D002 | Flanders | 469 m² | 1 · 130 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,423 companies in sector 82990 we hold annual accounts for 9,361. 5,784 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2018
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
68201Renting and operating of own or leased residential real estate, excluding social housing
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.