Equity
€198,616 ▲ 55.0%
Equity rose in 2025 from €128,160 to €198,616.
VHT-Technics
Lifetime
3 annual accounts with figures on one time axispeak €128,699 (2025)
€128,699▲ 1.4%
peak €90,456 (2025)
€90,456▲ 4.3%
peak €198,616 (2025)
€198,616▲ 55.0%
€180,693▲ 163%
Board2 names since 2023
2 directorsTAVERNIER Nathalie and 1 other
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Equity from €128,160 to €198,616Debts from €68,575 to €180,693Investments €34,040Cash from €41,727 to €90,298
Key points
from the 2025 annual accountsTurnover
≈ €380,000 estimated
The micro format states no turnover.
Debts
€180,693 ▲ 163%
Debts rose by €112,118 in 2025.
Investments
€34,040 2.9 × depreciation
Green is investment, beige is depreciation.
Filings
3 annual accounts 61 days
Latest accounts filed late: after the legal deadline.
Position in the sector
€90,456
Higher net result than 95% of companies in specialised construction. Sector median €10,184 · 35,124 companies.
Checked score
69
Healthy
Financially stronger than 70% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024lowest value
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.8%▲ +0.1 percentage points vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.8%● unchanged vs 05-2025
07-2025: 0.9%▲ +0.1 percentage points vs 06-2025
08-2025: 1.5%▲ +0.6 percentage points vs 07-2025
09-2025: 1.8%▲ +0.3 percentage points vs 08-2025
10-2025: 2.8%▲ +1.0 percentage point vs 09-2025
11-2025: 2.9%▲ +0.1 percentage points vs 10-2025
12-2025: 3.7%▲ +0.8 percentage points vs 11-2025
01-2026: 4.9%▲ +1.2 percentage points vs 12-2025highest value
02-2026: 1.4%▼ -3.5 percentage points vs 01-2026
03-2026: 1.4%● unchanged vs 02-2026
04-2026: 1.5%▲ +0.1 percentage points vs 03-2026
05-2026: 1.5%● unchanged vs 04-2026
06-2026: 1.4%▼ -0.1 percentage points vs 05-2026
07-2026: 1.5%▲ +0.1 percentage points vs 06-2026
08-2026: 2.0%▲ +0.5 percentage points vs 07-2026
09-2026: 2.3%▲ +0.3 percentage points vs 08-2026
10-2026: 0.9%▼ -1.4 percentage points vs 09-2026
11-2026: 0.9%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 61 days late; 2 of the last 3 accounts late
Founded in 2023
lowers risk
Liquidity: current ratio 1.78, cash €90,298
Equity €198,616 (52.4% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 57% of them on solvency, 54% on liquidity, 84% on profitability and 84% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as VHT-Technics has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VHT-Technics itself: 0.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for VHT-Technics. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.78 (2.33 in 2024), above the usual 1.5. Short-term debt is 46.5% and cash 23.8% of total assets. 47.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
61 days late
2024
153 days late
2023
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 80 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (3 of the last 3 accounts filed within 92 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VAN HAUTEGEM Arno 50 sharesdeed of 04-07-2023
- TAVERNIER Nathalie 50 sharesdeed of 04-07-2023
Recent changes
First establishment
Gaversesteenweg 695, Merelbeke-Melle
Incorporation
Founding capital of €5,000, 100 shares · Founders: VAN HAUTEGEM Arno and TAVERNIER Nathalie · Appointments: VAN HAUTEGEM Arno (director) and TAVERNIER Nathalie (director) · published on 04-07-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VHT-Technics Merelbeke-Melle | €379,309 | €128,699 | 52.4% | - |
| ESIP Sint-Niklaas | €388,220 | €118,659 | 73.8% | - |
| VdW-electronics Lievegem | €415,570 | €133,251 | 40.0% | - |
| ADB Technics Sint-Lievens-Houtem | €446,051 | €125,728 | 21.5% | - |
| AYKU-GROUP Lochristi | €459,631 | €141,114 | 17.0% | - |
| JJ Technics Wichelen | €312,401 | €127,123 | 73.1% | - |
| VANDEWALLE ELECTRICS Alveringem | €372,062 | €125,862 | 50.7% | - |
These companies have the same main activity as VHT-Technics: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €312,000 and €460,000, founded in 2023.
Official details
Source: KBO- Status
- Active since 30-06-2023Normal situation
- Activity
- General electrical installation workNACE 43211and 2 others
- Establishment unit
- 2.348.636.6509820 Merelbeke-Melle, since 04-07-2023
- Financial year end
- 31 December
- Peppol
- Reachable
Insights on VHT-Technics
VHT-Technics files the micro format. That format states no turnover. The gross margin rose from €103,871 in 2023 to €128,699 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VHT-Technics
- What is the company number of VHT-Technics?
- The company number of VHT-Technics is 0803.421.504. The VAT number is the same number with BE in front: BE 0803.421.504.
- Where is VHT-Technics based?
- The registered office is at Gaversesteenweg 695, 9820 Merelbeke-Melle.Company details
- What does VHT-Technics do?
- According to the KBO register, the main activity is general electrical installation work (NACE 43211).
- What is the legal form of VHT-Technics?
- VHT-Technics is a private limited company (BV).
- When was VHT-Technics founded?
- VHT-Technics was founded on 30-06-2023.
- Is VHT-Technics still active?
- Yes, VHT-Technics is an active enterprise in the KBO register.
- What is the turnover of VHT-Technics?
- The turnover in financial year 2025 is ≈ €380,000. This figure is estimated from the gross margin of €128,699 and 38 comparable companies (NACE 43211). It probably lies between €260,000 and €470,000.Financials
- Is VHT-Technics profitable?
- In financial year 2025, VHT-Technics made a profit of €90,456.
- Where can I find the annual accounts of VHT-Technics?
- VHT-Technics filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VHT-Technics due?
- VHT-Technics must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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