VHL Consulting
ActiveVHL Consulting has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €224k and a net result of €26k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 63% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+1
Solvency96▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 3.51 against 4.53 in 2024; short-term debt: 28.4% and cash: 9.9% of total assets), and 28.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.5%
Return on assets
8.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
19 d late
2023
14 d late
2022
3 d late
2021
78 d late
2020
89 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€224k▼ 2.7%
2024 · €231k
2018: €190k
2019: €227k
2020: €244k
2021: €260k
2022: €252k
2023: €248k
2024: €231k
2018 → 2025
Total assets
€314k▲ 6.2%
2024 · €296k
2018: €260k
2019: €315k
2020: €349k
2021: €337k
2022: €327k
2023: €306k
2024: €296k
2018 → 2025
Net result
€26k▲ 15.2%
2024 · €23k
2018: €18k
2019: €37k
2020: €17k
2021: €16k
2022: €1k
2023: €15k
2024: €23k
2018 → 2025
Working capital
€224k▼ 2.3%
2024 · €229k
2018: €215k
2019: €256k
2020: €260k
2021: €274k
2022: €251k
2023: €245k
2024: €229k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€260k-€252k▼ 3.3%€248k▼ 1.6%€231k▼ 6.9%€224k▼ 2.7%
Operating result€29k-€31k▲ 6.5%€21k▼ 32.9%€34k▲ 62.3%€40k▲ 20.1%
Net result€16k-€1k▼ 90.5%€15k▲ 879%€23k▲ 57.3%€26k▲ 15.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 20% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €314k
Fixed assets
€767▼ 50.6%
Current assets
€313k▲ 6.5%
Equity and liabilities €314k
Equity
€224k▼ 2.7%
Debt
€90k▲ 37.7%
The debt ratio rises from 22.0% to 28.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€41k▲
2024 · €34k
Cash flow
€27k▲
2024 · €24k
Solvency
71.5%▼
2024 · 78.0%
Current ratio
3.51▼
2024 · 4.53
Quick ratio
3.51▼
2024 · 4.53
Debt / equity
0.40▲
2024 · 0.28
ROE
11.8%▲
2024 · 10.0%
ROA
8.4%▲
2024 · 7.8%
Interest coverage
34.50▲
2024 · 13.80
Debt
€90k▲
2024 · €65k
Debt ≤ 1 year
€89k▲
2024 · €65k
Income taxes
€15k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€296k€314k▲
Fixed assets21/28€2k€767▼
Tangible fixed assets22/27€2k€767▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€2k€767▼
Current assets29/58€294k€313k▲
Amounts receivable after more than one year29€164k€193k▲
Other amounts receivable291€164k€193k▲
Amounts receivable within one year40/41€91k€89k▼
Trade receivables40€18k€31k▲
Other amounts receivable41€73k€58k▼
Cash at bank and in hand54/58€39k€31k▼
Deferred charges and accrued income490/1-€153
Equity and liabilities
Total equity and liabilities10/49€296k€314k▲
Equity10/15€231k€224k▼
Contributions10/11€6k€6k=
Reserves13€224k€218k▼
Distributable reserves133€224k€218k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€65k€90k▲
Amounts payable within one year42/48€65k€89k▲
Financial debts43€7k€7k▲
Credit institutions430/8€7k€7k▲
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€25k€26k▲
Taxes450/3€25k€26k▲
Other amounts payable47/48€29k€55k▲
Accrued charges and deferred income492/3€141€392▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€785€785=
Other operating charges640/8€19k€20k▲
Gross operating margin9900€53k€61k▲
Operating profit (loss)9901€34k€40k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€33k€41k▲
Income taxes67/77€10k€15k▲
Profit (loss) for the period9904€23k€26k▲
Profit (loss) for the period to be appropriated9905€23k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€26k▲
Transfer from equity791/2€40k€33k▼
Transfer to equity691/2€23k€26k▲
To other reserves6921€23k€26k▲
Profit to be distributed694/7€40k€33k▼
Return on contributions (dividend)694€40k€33k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
31-12
Financial
Weakest financial yearnet €1k ▼90.5%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Highest result since 2018net €37k ▲114%
Operating result €65k, net result €37k, both a record.
31-12
Financial
Equity above €200kEq €227k ▲19.7%
2 profitable years in a row build equity to €227k.
05-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 97 days late
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 240 days late
2017
04-12
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 126 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aalterseweg 99910 AalterGround area
2,286 m²
Building footprint
366 m²
Volume, LiDAR
1,673 m³
Parcel 44029C0447/00C000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DaLiSoft bvba
since 20062.151.772.180
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44029C0447/00C000 | Flanders | 2,286 m² | 1 · 366 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,878 companies in sector 62100 we hold annual accounts for 8,776. 6,477 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2006
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.