VHELMO
ActiveVHELMO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €17k. Its solvency ranks better than 65% of 7697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
93
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+2
Growth78
Stability82
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.03 against 2.45 in 2024), and 33% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67%
Return on assets
36.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
8 d early
2024
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 117%
2024 · €14k
2024: €14k
2024 → 2025
Total assets
€46k▲ 91.8%
2024 · €24k
2024: €24k
2024 → 2025
Net result
€17k▲ 47.7%
2024 · €11k
2024: €11k
2024 → 2025
Working capital
€31k▲ 117%
2024 · €14k
2024: €14k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€14k-€31k▲ 117%
Operating result€14k-€22k▲ 53.1%
Net result€11k-€17k▲ 47.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 53% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €46k
Equity
€31k▲ 117%
Debt
€15k▲ 55.5%
The debt ratio falls from 40.7% to 33.0%: equity grows faster than debt.
Key figures and ratios
Solvency
67.0%▲
2024 · 59.3%
Current ratio
3.03▲
2024 · 2.45
Quick ratio
3.03▲
2024 · 2.45
Debt / equity
0.49▼
2024 · 0.69
ROE
53.9%▼
2024 · 79.0%
ROA
36.1%▼
2024 · 46.8%
Debt
€15k▲
2024 · €10k
Debt ≤ 1 year
€15k▲
2024 · €10k
Income taxes
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€24k€46k▲
Current assets29/58€24k€46k▲
Amounts receivable within one year40/41€7k€7k▼
Trade receivables40€7k€7k=
Other amounts receivable41€254-
Cash at bank and in hand54/58€17k€39k▲
Deferred charges and accrued income490/1-€184
Equity and liabilities
Total equity and liabilities10/49€24k€46k▲
Equity10/15€14k€31k▲
Contributions10/11€3k€3k=
Reserves13€11k€28k▲
Distributable reserves133€11k€28k▲
Profit (loss) carried forward14€286€208▼
Amounts payable17/49€10k€15k▲
Amounts payable within one year42/48€10k€15k▲
Trade debts44€1k€252▼
Suppliers440/4€1k€252▼
Taxes, remuneration and social security45€9k€14k▲
Taxes450/3€7k€13k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48-€735
Income statement
Code20242025
Other operating charges640/8€50€128▲
Gross operating margin9900€14k€22k▲
Operating profit (loss)9901€14k€22k▲
Financial income75/76B€4€0▼
Recurring financial income75€4€0▼
Financial charges65/66B€19€40▲
Recurring financial charges65€19€40▲
Profit (loss) for the period before taxes9903€14k€22k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€11k€17k▲
Profit (loss) for the period to be appropriated9905€11k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€17k▲
Profit (loss) brought forward from the previous period14P-€286
Transfer to equity691/2€11k€17k▲
To other reserves6921€11k€17k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Goetsbloetsstraat 253500 HasseltGround area
219 m²
Building footprint
73 m²
Volume, LiDAR
450 m³
Parcel 71326F0092/00V007, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VHELMO
since 20242.361.257.142
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71326F0092/00V007 | Flanders | 219 m² | 1 · 73 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 81 EUR awarded · 81 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 81 EUR | 81 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,216 companies in sector 82100 we hold annual accounts for 3,513. 2,421 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2024
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.