VHE HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €11k and a net result of €9k. Its solvency ranks better than 63% of 5521 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€11k
Net result
€9k
Total assets
€16k
Solvency
65.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €16k
Fixed assets
€6k
Current assets
€10k
Equity and liabilities €16k
Equity
€11k
Debt
€5k
Debt finances 34.2% of the balance-sheet total.
Key figures and ratios
Solvency
65.8%
ROE
81.0%
ROA
53.4%
Debt
€5k
Debt ≤ 1 year
€5k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€16k
Fixed assets21/28€6k
Financial fixed assets28€6k
Current assets29/58€10k
Amounts receivable within one year40/41€5k
Trade receivables40€2k
Other amounts receivable41€3k
Cash at bank and in hand54/58€5k
Equity and liabilities
Total equity and liabilities10/49€16k
Equity10/15€11k
Contributions10/11€2k
Reserves13€9k
Distributable reserves133€9k
Amounts payable17/49€5k
Amounts payable within one year42/48€5k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Income statement
Code2025
Gross operating margin9900€11k
Operating profit (loss)9901€11k
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€7
Recurring financial charges65€7
Profit (loss) for the period before taxes9903€11k
Income taxes67/77€3k
Profit (loss) for the period9904€9k
Profit (loss) for the period to be appropriated9905€9k
Appropriation of the result
Profit (loss) to be appropriated9906€9k
Transfer to equity691/2€9k
To other reserves6921€9k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Liersesteenweg 207B2220 Heist-op-den-BergGround area
8.4 ha
Building footprint
488 m²
Volume, LiDAR
1,820 m³
Parcel 12322I1418/00H000, Flanders · tallest building 24.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VHE HOLDING
since 20252.377.857.406
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12322I1418/00H000 | Flanders | 8.4 ha | 2 · 488 m² | 24.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 5,255 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-09-2025
Fiscal year end31-12
Activities, NACEBEL
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.