Financials
- Fiscal year
- 2025
- Total assets
- €50,021
- Profit
- €4,559
- Solvency
- 83.6%
Total assets▲ 4.4%
Net result
20222025
VH OPTICS
ActiveSummary
VH OPTICS has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41,838 and a net result of €4,559. Equity is growing by ~29.4% per year across the filed fiscal years. Its solvency ranks better than 90% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Retail sale of prescription glasses, lenses and sunglasses
NACE 47742Retail trade NACE 47782
1 site
How big
€50,021total assets 2025
- Equity
- €41,838
- Profit
- €4,559
Turnover not published (abridged schema)
Who decides
Accounts 3 d early0 of 1 deed read
Why 95- Founded in 2022- Size: total assets €50,021+ Liquidity: current ratio 5.94, cash €45,430+ Equity €41,838 (83.6% of total assets)Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Better than 81% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 83.6% of total assets
Liquidity
96+4
short-term debt 16.4% · cash 90.8%
Profitability
80-20
return on assets 9.1%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Liquidity: current ratio 5.94, cash €45,430 lowers the probability
- Equity €41,838 (83.6% of total assets) lowers the probability
- Founded in 2022 raises the probability for this profile
- Size: total assets €50,021 raises the probability for this profile
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 5.94 against 4.48 in 2024; short-term debt: 16.4% and cash: 90.8% of total assets), and 16.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 95%, profitability 72%, growth against the median 64%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
31 d early
2023
1 d early
2022
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 1 day before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet €4,559 ▼61.5%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 5
- Since
- 2023
- Next accounts
- by 31-07-2027
- 28-07-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 30-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of prescription glasses, lenses and sunglassesNACE 47742
- Founded
- 10-01-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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