VH Holding
ActiveSummary
VH Holding has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.71M and a net result of €1.41M. Its solvency ranks better than 32% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability82
Solvency47
Growth-
Track record67
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days only on tighter terms
Liquidity short (current ratio 0.43; short-term debt: 41.4% and cash: 9.4% of total assets), and 78.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.7%
Return on assets
17.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
32 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Equity
€1.71M
Total assets
€7.89M
Net result
€1.41M
Working capital
€-1.87M
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €7.89M
Fixed assets
€6.50M
Current assets
€1.39M
Equity and liabilities €7.89M
Equity
€1.71M
Debt
€6.18M
Debt finances 78.3% of the balance-sheet total.
Key figures and ratios
Current ratio
0.43
Debt to equity
3.60
ROE
82.5%
ROA
17.9%
Debt ≤ 1 year
€3.27M
Debt > 1 year
€2.91M
Income taxes
€141k
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet
Code2025
Assets
Total assets20/58€7.89M
Fixed assets21/28€6.50M
Financial fixed assets28€6.50M
Current assets29/58€1.39M
Amounts receivable within one year40/41€650k
Other amounts receivable41€650k
Cash at bank and in hand54/58€743k
Equity and liabilities
Total equity and liabilities10/49€7.89M
Equity10/15€1.71M
Contributions10/11€300k
Reserves13€1.41M
Distributable reserves133€1.41M
Amounts payable17/49€6.18M
Amounts payable after more than one year17€2.91M
Financial debts170/4€2.91M
Amounts payable within one year42/48€3.27M
Current portion of amounts payable after more than one year42€523k
Trade debts44€846
Suppliers440/4€846
Taxes, remuneration and social security45€144k
Taxes450/3€144k
Other amounts payable47/48€2.60M
Income statement
Code2025
Gross operating margin9900€96k
Operating profit (loss)9901€96k
Financial income75/76B€1.66M
Recurring financial income75€1.66M
Financial charges65/66B€196k
Recurring financial charges65€196k
Profit (loss) for the period before taxes9903€1.56M
Income taxes67/77€141k
Profit (loss) for the period9904€1.41M
Profit (loss) for the period to be appropriated9905€1.41M
Appropriation of the result
Profit (loss) to be appropriated9906€1.41M
Transfer to equity691/2€1.41M
To other reserves6921€1.41M
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijnveld 5A9240 ZeleGround area
3,910 m²
Building footprint
1,784 m²
Parcel 42028A1514/00C000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
VH Holding
since 20242.368.267.074
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42028A1514/00C000 | Flanders | 3,910 m² | 1 · 1,784 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400EGBMG9D235FZ83
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BE 0454.586.342
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Of 3,234 companies in sector 47781 we hold annual accounts for 744. 377 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.