Vh familly

Active

General partnershipfounded 2019active for 6 yearsOud Kloosterlaan 28, 1640 Sint-Genesius-Rode, BelgiumKBO/BCE: BE 0737.687.770

Summary

The computed 12-month bankruptcy probability of Vh familly is 2.1% (moderate). The 2024 annual accounts show equity of €113,594 and a net result of €50,669. Equity is growing by about 62% per year across the filed financial years. Its solvency ranks better than 49% of 3,514 sector peers (NACE 95, financial year 2024). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

Vh famillyActiveChecked score 53/100

Risk analysis Report Compare

Activity

Bodywork repair (including spraying and painting)

NACE 95314Advertising agencies NACE 73110

8th largest company by total assets in Sint-Genesius-Rode, Other services sector1 site

Size

€1.1mturnover 2024

Staff: 1 FTE
Equity: €113,594
Profit: €50,669

Financial health

53 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 2.1%

Structure

2025 accounts not filed, 85 days past the deadline2 deeds in the Belgian Official Gazette

Why 53raises riskFigures for financial year 2024 (filed 16-09-2025)Last filed accounts filed 47 days late; 1 of the last 3 lateFounded in 2019lowers riskLegal form: general partnershipShow the evidence

Checked score

Score 2024

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 45% of its sector peers (NACE 95, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Average

Solvency 62-33

equity 36.6% of total assets

Liquidity 27-22

short-term debt 61.6% · cash 7.5%

Profitability 82+1

return on assets 16.3%

Bankruptcy probability, 12 months

2.1% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,123 companies, NACE 95, micro)

Last 24 months 11-2024: 1.4% 12-2024: 1.4%● unchanged vs 11-2024 01-2025: 1.4%● unchanged vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.3%▼ -0.1 percentage points vs 02-2025 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.4%▲ +0.1 percentage points vs 05-2025 07-2025: 1.3%▼ -0.1 percentage points vs 06-2025 08-2025: 1.2%▼ -0.1 percentage points vs 07-2025 09-2025: 1.3%▲ +0.1 percentage points vs 08-2025 10-2025: 1.3%● unchanged vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.1%▼ -0.2 percentage points vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026lowest value 08-2026: 1.2%▲ +0.1 percentage points vs 07-2026 09-2026: 1.3%▲ +0.1 percentage points vs 08-2026 10-2026: 2.1%▲ +0.8 percentage points vs 09-2026highest value

Credit of up to €6,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity tight (current ratio 1.02, compared with 2.06 in 2023, below the usual 1.5; short-term debt: 61.6% and cash: 7.5% of total assets), and 63.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 47% on solvency, 19% on liquidity, 68% on profitability and 47% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Figures for financial year 2024 (filed 16-09-2025)

NBB · annual accounts

Legal form: general partnership

KBO

Last filed accounts filed 47 days late; 1 of the last 3 late

NBB · filings

Founded in 2019

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 85 days later.

NBB · 5 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline24-10-2026 today

2024 accounts filed 47 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-09-2025, 47 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 5 filings

Deviation from the deadline

2025

not filed

2024

47 days late

2023

30 days late

2022

17 days late

2021

89 days late

2020

31 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 43 days after the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

16-09-2025 Annual accounts filedfinancial year 2024 · micro…
30-08-2024 Annual accounts filedfinancial year 2023 · micro…
17-08-2023 Annual accounts filedfinancial year 2022 · micro…

Key points

Caution: 2025 accounts not fileddeadline was 31-07-2026 85 days past the deadline View
Positive: Among the best 14% on net resultsector median €7,401 · 3,506 companies €50,669 View
Positive: Turnover rose in 2024from €822,803 to €1.1m ▲ 32.0% View
Positive: 5 profitable years in a rowprofit 2024: €50,669 5 years View

By topic

Financials

Financial year: 2024
Turnover: €1.1m
Profit: €50,669
Solvency: 36.6%

Turnover▲ 32.0%

Net result

20222024

Go to Financials

Timeline

Events: 7
Since: 2021

31-12-2022Highest result from 2020 to 2024
31-12-2022Equity above €100,000
28-10-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: General partnership
Activity: Bodywork repair (including spraying and painting)NACE 95314
Founded: 14-11-2019
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Vh familly

What is the company number of Vh familly?: 0737.687.770. In Belgium the VAT number is the company number with BE in front: BE 0737.687.770.
Where is Vh familly based?: The registered office is at Oud Kloosterlaan 28, 1640 Sint-Genesius-Rode.Company details
What does Vh familly do?: According to the KBO register, the main activity is bodywork repair (including spraying and painting) (NACE 95314).
What is the legal form of Vh familly?: General partnership (VOF).
When was Vh familly founded?: On 14-11-2019.
Is Vh familly still active?: Yes, Vh familly is an active enterprise in the KBO register.
How many employees does Vh familly have?: On average 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of Vh familly?: €1.1m in financial year 2024, according to the filed annual accounts.
Is Vh familly profitable?: In financial year 2024, Vh familly made a profit of €50,669.
Where can I find the annual accounts of Vh familly?: Vh familly filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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Overview