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VH&D Associates

Active
Private limited companyfounded 2025active for 1 yearWatersniplaan 8, 2960 Brecht, BelgiumKBO/BCE: BE 1020.443.661

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

VH&D Associates has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68,256 and a net result of €66,256. Its solvency ranks better than 66% of 39,242 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 26-02-2025 Normal situation
Activity
Business and other management consultancy NACE 70200
Establishment unit
2.370.906.266 2960 Brecht, since 26-02-2025
Financial year end
31 December
Peppol
Reachable since 14-03-2025

Board and ownership

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€85,721
Turnover
≈ €180,000
estimated
Profit
€66,256
Equity
€68,256
Total assets
€97,111
Filed on 17-08-2026, 17 days after the deadlineat the National Bank
Score breakdownraises riskFounded in 2025lowers riskLiquidity: current ratio 3.37, cash €81,320Sector: Activities of head offices; management consultancy activities (NACE 70)Equity €68,256 (70.3% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 77% of micro companies in head offices and management consultancy (NACE 70)
Financial strength
Strong
Solvency 95
equity 70.3% of total assets
Liquidity 88
short-term debt 29.7% · cash 83.7%
Profitability 100
return on assets 68.2%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,516 companies, NACE 70, micro)
Last 24 months 03-2026: 0.4% 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026highest value 09-2026: < 0.1%▼ -0.4 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 3.37, above the usual 1.5. Short-term debt is 29.7% and cash 83.7% of total assets. 29.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 66% of them on solvency, 80% on liquidity and 84% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 3.37, cash €81,320
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €68,256 (70.3% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 17 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
17 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Comparable companies

These companies have the same main activity as VH&D Associates: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €96,600 and €105,000, founded in 2025.

CompanyTotal assetsGross margin
VH&D Associates Brecht€97,111€85,721
DIGOVEST Herenthout€96,638€86,054
WWXD Kapellen€104,724€83,881
Alino Management Antwerpen€97,453€83,312
SSVD Consulting Antwerpen€101,826€90,934
coninco Mechelen€101,917€91,494
STRATERIX Putte€102,898€92,746
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about VH&D Associates

What is the company number of VH&D Associates?
The company number of VH&D Associates is 1020.443.661. The VAT number is the same number with BE in front: BE 1020.443.661.
Where is VH&D Associates based?
The registered office is at Watersniplaan 8, 2960 Brecht.Company details
What does VH&D Associates do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of VH&D Associates?
The legal form of VH&D Associates is Private limited company (BV).
When was VH&D Associates founded?
VH&D Associates was founded on 26-02-2025.
Is VH&D Associates still active?
Yes, VH&D Associates is an active enterprise in the KBO register.
What is the turnover of VH&D Associates?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €85,721 and 119 comparable companies (NACE 70200). It probably lies between €130,000 and €220,000.Financials
Is VH&D Associates profitable?
In financial year 2025, VH&D Associates made a profit of €66,256.
Where can I find the annual accounts of VH&D Associates?
VH&D Associates filed 1 annual account with the National Bank of Belgium, for financial year 2025.Annual accounts at the National Bank

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