VH CONSULTANCY
ActiveVH CONSULTANCY has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €495k and a net result of €81k. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 86% of 12637 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-2
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 6.94 against 4.11 in 2024), and 12.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.4%
Return on assets
14.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
50 d early
2023
53 d early
2022
55 d early
2021
53 d early
2020
53 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€495k▲ 19.5%
2024 · €414k
2018: €291k
2019: €291k
2020: €218k
2021: €205k
2022: €283k
2023: €373k
2024: €414k
2018 → 2025
Total assets
€567k▲ 4.4%
2024 · €543k
2018: €350k
2019: €350k
2020: €311k
2021: €271k
2022: €791k
2023: €859k
2024: €543k
2018 → 2025
Net result
€81k▲ 16.4%
2024 · €69k
2018: €29k
2019: €23k
2020: €-2k
2021: €-11k
2022: €79k
2023: €90k
2024: €69k
2018 → 2025
Working capital
€414k▲ 20.9%
2024 · €342k
2018: €267k
2019: €236k
2020: €194k
2021: €202k
2022: €611k
2023: €704k
2024: €342k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€205k-€283k▲ 38.5%€373k▲ 31.7%€414k▲ 11.1%€495k▲ 19.5%
Operating result€-14k-€96k€119k▲ 23.7%€96k▼ 19.5%€96k▲ 0.6%
Net result€-11k-€79k€90k▲ 14.0%€69k▼ 22.7%€81k▲ 16.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €567k
Fixed assets
€83k▼ 8.3%
Current assets
€484k▲ 7.0%
Equity and liabilities €567k
Equity
€495k▲ 19.5%
Debt
€71k▼ 44.4%
The debt ratio falls from 23.6% to 12.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€115k▲
2024 · €108k
Cash flow
€100k▲
2024 · €82k
Solvency
87.4%▲
2024 · 76.4%
Current ratio
6.94▲
2024 · 4.11
Quick ratio
6.94▲
2024 · 4.11
Debt / equity
0.14▼
2024 · 0.31
ROE
16.3%▼
2024 · 16.7%
ROA
14.3%▲
2024 · 12.8%
Interest coverage
93.16▲
2024 · 10.05
Debt
€71k▼
2024 · €128k
Debt ≤ 1 year
€70k▼
2024 · €110k
Debt > 1 year
€2k▼
2024 · €18k
Income taxes
€19k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€543k€567k▲
Fixed assets21/28€90k€83k▼
Tangible fixed assets22/27€90k€83k▼
Plant, machinery and equipment23€1k€742▼
Furniture and vehicles24€81k€63k▼
Other tangible fixed assets26€8k€19k▲
Current assets29/58€452k€484k▲
Amounts receivable after more than one year29€221k€221k=
Other amounts receivable291€221k€221k=
Amounts receivable within one year40/41€14k€21k▲
Trade receivables40€13k€14k▲
Other amounts receivable41€1k€6k▲
Current investments50/53€100k€100k=
Cash at bank and in hand54/58€114k€138k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€543k€567k▲
Equity10/15€414k€495k▲
Contributions10/11€19k€19k=
Reserves13€396k€477k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€42k€42k=
Distributable reserves133€352k€433k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€128k€71k▼
Amounts payable after more than one year17€18k€2k▼
Financial debts170/4€18k€2k▼
Amounts payable within one year42/48€110k€70k▼
Current portion of amounts payable after more than one year42€18k€18k▼
Trade debts44€591€22k▲
Suppliers440/4€591€22k▲
Taxes, remuneration and social security45€68k€10k▼
Taxes450/3€68k€10k▼
Remuneration and social security454/9-€435
Other amounts payable47/48€23k€20k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€19k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€25k€0▼
Gross operating margin9900€134k€117k▼
Operating profit (loss)9901€96k€96k▲
Financial income75/76B€5k€5k▼
Recurring financial income75€5k€5k▼
Financial charges65/66B€11k€1k▼
Recurring financial charges65€11k€1k▼
Profit (loss) for the period before taxes9903€90k€99k▲
Income taxes67/77€21k€19k▼
Profit (loss) for the period9904€69k€81k▲
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€69k€81k▲
Appropriation of the result
Profit (loss) to be appropriated9906€69k€81k▲
Transfer from equity791/2€28k€0▼
Transfer to equity691/2€69k€81k▲
To the legal reserve6920€69k-
To other reserves6921-€81k
Profit to be distributed694/7€28k€0▼
Return on contributions (dividend)694€28k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €90k ▲14%
Operating result €119k, net result €90k, both a record.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €79k
Net result €79k after 2 loss-making years.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Turnhout · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wezelakkers 1232360 Oud-TurnhoutGround area
1,578 m²
Building footprint
154 m²
Volume, LiDAR
907 m³
Parcel 13031D0489/00C000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VH Consultancy
since 20042.136.769.052
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13031D0489/00C000 | Flanders | 1,578 m² | 1 · 154 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 70 EUR awarded · 70 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 30 EUR | 30 EUR |
| 2022 | 1 | 40 EUR | 40 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,601. 5,481 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-03-2004
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
74122
74124
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.