VH CONSULT & PARTNERS
ActiveSummary
VH CONSULT & PARTNERS has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €14k. Its solvency ranks better than 9% of 3187 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▲+33
Solvency26▲+3
Growth78
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.91 in 2024; short-term debt: 24.3% and cash: 1.2% of total assets), and 98.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.3%
Return on assets
1.4%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 3187 sector peers (2025).
NBB · sector comparisonPosition among 3187 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
40 d early
2024
83 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€14k
2024 · €-7k
2024: €-7k
2024 → 2025
Working capital
€-220k▼ 8,874%
2024 · €-2k
2024: €-2k
2024 → 2025
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€-554-€13k
Operating result€-7k-€40k
Net result€-7k-€14k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €40k after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €992k
Fixed assets
€970k ▲ 91,261%
Current assets
€21k ▼ 14.0%
Equity and liabilities €994k
Equity
€13k
Debt
€981k
Debt finances 98.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€41k▲
2024 · €-6k
Cash flow
€14k▲
2024 · €-6k
Current ratio
0.09▼
2024 · 0.91
Debt to equity
74.96
ROE
104.2%
ROA
1.4%▲
2024 · -25.0%
Interest coverage
1.55▲
2024 · -225.84
Debt ≤ 1 year
€241k▲
2024 · €27k
Debt > 1 year
€739k
Staff costs
€80k▲
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€27k€994k▲
Formation expenses20€837€2k▲
Fixed assets21/28€1k€970k▲
Tangible fixed assets22/27€599€323▼
Furniture and vehicles24€599€323▼
Financial fixed assets28€463€970k▲
Current assets29/58€25k€21k▼
Amounts receivable within one year40/41€9k€10k▲
Trade receivables40€9k€10k▲
Cash at bank and in hand54/58€16k€12k▼
Equity and liabilities
Total equity and liabilities10/49€27k€994k▲
Equity10/15€-554€13k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-7k€7k▲
Amounts payable17/49€27k€981k▲
Amounts payable after more than one year17-€739k
Financial debts170/4-€739k
Amounts payable within one year42/48€27k€241k▲
Current portion of amounts payable after more than one year42-€85k
Trade debts44€17k€7k▼
Suppliers440/4€17k€7k▼
Taxes, remuneration and social security45€294€9k▲
Taxes450/3€183€7k▲
Remuneration and social security454/9€111€3k▲
Other amounts payable47/48€10k€140k▲
Income statement
Code20242025
Remuneration, social security and pensions62€47k€80k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€398€853▲
Other operating charges640/8€3k€1k▼
Gross operating margin9900€44k€121k▲
Operating profit (loss)9901€-7k€40k▲
Financial charges65/66B€28€26k▲
Recurring financial charges65€28€26k▲
Profit (loss) for the period before taxes9903€-7k€14k▲
Profit (loss) for the period9904€-7k€14k▲
Profit (loss) for the period to be appropriated9905€-7k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€7k▲
Profit (loss) brought forward from the previous period14P-€-7k
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
30-06
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 83 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2023
Ground area
1.7 ha
Building footprint
1,139 m²
Volume, LiDAR
13,774 m³
2 parcels, Wallonia · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
VH CONSULT & PARTNERS
since 20232.348.731.373
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25112N0017/00A002 | Wallonia | 1.7 ha | 1 · 1,071 m² | 14.7 m · 4 fl. |
| 25112M0105/00T000 | Wallonia | 185 m² | 1 · 68 m² | 14.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NDJ Management
BE 0778.350.764
Wemmel · Eq €13,086
TRILLIGENT
BE 0770.636.492
Brussel · Eq €13,076
VIND KOMPAS
BE 0749.834.447
Roeselare · Eq €13,090
SPENDLAB RECOVERY BELGIUM
BE 0680.526.561
Leopoldsburg · Eq €13,073
PIETCH
BE 0841.863.196
Waterloo · Eq €13,072
Of 82,553 companies in sector 70200 we hold annual accounts for 52,572. 25,951 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-08-2023
Fiscal year end30-06
Abbreviation FR
VH-CAP
Activities, NACEBEL 2025
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
73300Public relations and communication consultancy
74999Other professional, scientific and technical activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@vh-cap.be
Phone:+32473670238