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VGIT

Active
Private limited companyfounded 2022active for 4 yearsMarlène Dietrichstraat 1 R4A, 1090 Jette, BelgiumKBO/BCE: BE 0782.847.606
Summary

VGIT has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59,087 and a net result of €38,965. Equity grew by about 36% per year on average since 2022. In 2025 it fell by 27.9%. Its solvency ranks better than 35% of 21,158 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 03-03-2022 Normal situation
Activity
Computer consultancy and computer facilities management NACE 62200and 2 others
Establishment unit
2.328.615.454 1090 Jette, since 03-03-2022
Financial year end
31 December
Peppol
Reachable since 05-02-2026

Board and ownership

Board
Shareholders
  • vAN GELDER Thomas Alexandre Joëldeed of 07-03-2022

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€54,521
▼ 3.4%
Turnover
≈ €100,000
estimated
Profit
€38,965
▲ 0.5%
Equity
€59,087
▼ 27.9%
Total assets
€141,065
▲ 48.0%
Score breakdownraises risk1 of the last 3 accounts latelowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 1.66, cash €118,349Size: total assets €141,065Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 48% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Strong
Solvency 67-33
equity 41.9% of total assets
Liquidity 70+12
short-term debt 58.1% · cash 83.9%
Profitability 100=
return on assets 27.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,917 companies, NACE 62, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.2%▲ +0.1 percentage points vs 09-2025highest value 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.66 (6.73 in 2024), above the usual 1.5. Short-term debt is 58.1% and cash 83.9% of total assets. However, 58.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 37% of them on solvency, 53% on liquidity, 82% on profitability and 21% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 1.66, cash €118,349
NBB · annual accounts
lowers risk · Size: total assets €141,065
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 1 of the last 3 accounts late
NBB · filings
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
4 days early
2024
41 days late
2023
27 days late
2022
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 8 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 August (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 27-07-2026 at the NBB all 4 filings

Turnover
≈ €100,000
Estimated: probably between €93,000 and €140,000
Total assets
€141,065▲ 48.0%
2024 · €95,314
Net result
€38,965▲ 0.5%
2024 · €38,757
Working capital
€53,970▼ 29.7%
2024 · €76,730
Multi-year overview
2022 to 2025, 4 financial years
Operating result
€51,198
▼ 4.1% 2025
20222025
Net result
€38,965
▲ 0.5% 2025
middle half of the sector
20222025
Equity
€59,087
▼ 27.9% 2025
middle half of the sector
20222025
Total assets
€141,065
▲ 48.0% 2025
middle half of the sector
20222025
Debt
€81,977
▲ 512% 2025
20222025
Working capital
€53,970
▼ 29.7% 2025
middle half of the sector
20222025
Solvency
41.9%
▼ 44.1pp 2025
middle half of the sector
20222025
Current ratio
1.66
▼ 5.07 2025
middle half of the sector
20222025
Return on assets (ROA)
27.6%
▼ 13.0pp 2025
middle half of the sector
20222025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€30,303-€26,994▼ 10.9%€53,395▲ 97.8%€51,198▼ 4.1%
Net result€21,574within the sector's middle half-€19,592within the sector's middle half▼ 9.2%€38,757within the sector's middle half▲ 97.8%€38,965within the sector's middle half▲ 0.5%
Equity€23,574below the sector's middle half-€43,166within the sector's middle half▲ 83.1%€81,922within the sector's middle half▲ 89.8%€59,087within the sector's middle half▼ 27.9%
Total assets€33,094below the sector's middle half-€55,117below the sector's middle half▲ 66.5%€95,314within the sector's middle half▲ 72.9%€141,065within the sector's middle half▲ 48.0%
Debt€9,520-€11,951▲ 25.5%€13,391▲ 12.1%€81,977▲ 512%
Working capital€20,865within the sector's middle half-€38,280within the sector's middle half▲ 83.5%€76,730within the sector's middle half▲ 100%€53,970within the sector's middle half▼ 29.7%
Solvency71.2%within the sector's middle half-78.3%within the sector's middle half▲ 7.1pp86.0%above the sector's middle half▲ 7.6pp41.9%within the sector's middle half▼ 44.1pp
Current ratio3.19within the sector's middle half-4.20within the sector's middle half▲ 1.016.73above the sector's middle half▲ 2.531.66within the sector's middle half▼ 5.07
Return on assets (ROA)65.2%above the sector's middle half-35.5%above the sector's middle half▼ 29.6pp40.7%above the sector's middle half▲ 5.1pp27.6%within the sector's middle half▼ 13.0pp
above within below The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is 4% lower than in 2024.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €141,065
Fixed assets €5,118 ▼ 1.4%
Current assets €135,947 ▲ 50.8%
Equity and liabilities €141,065
Equity €59,087 ▼ 27.9%
Debt €81,977 ▲ 512%
Debt's share of the balance-sheet total rises from 14.0% to 58.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€53,374▼
2024 · €55,531
Cash flow
€41,142▲
2024 · €40,893
Debt to equity
1.39▲
2024 · 0.16
ROE
65.9%▲
2024 · 47.3%
Interest coverage
23.52▼
2024 · over 100
Debt ≤ 1 year
€81,977▲
2024 · €13,391
Income taxes
€10,504▼
2024 · €14,501
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item2022202320242025
Tangible fixed assets€3,750€3,937€2,444€2,551
Depreciation and write-downs of the year€1,041€1,761€2,137€2,177

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€95,314€141,065▲
Fixed assets21/28€5,193€5,118▼
Tangible fixed assets22/27€5,193€5,118▼
Furniture and vehicles24€5,193€5,118▼
Current assets29/58€90,121€135,947▲
Amounts receivable within one year40/41€16,148€15,879▼
Trade receivables40€12,584€12,223▼
Other amounts receivable41€3,564€3,656▲
Current investments50/53€66,000-
Cash at bank and in hand54/58€7,973€118,349▲
Deferred charges and accrued income490/1-€1,718
Equity and liabilities
Total equity and liabilities10/49€95,314€141,065▲
Equity10/15€81,922€59,087▼
Contributions10/11€2,000€2,000=
Reserves13€78,000€57,000▼
Distributable reserves133€78,000€57,000▼
Profit (loss) carried forward14€1,922€87▼
Amounts payable17/49€13,391€81,977▲
Amounts payable within one year42/48€13,391€81,977▲
Trade debts44€917€8,423▲
Suppliers440/4€917€8,423▲
Taxes, remuneration and social security45€12,474€11,754▼
Taxes450/3€12,474€11,754▼
Other amounts payable47/48-€61,800
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,137€2,177▲
Other operating charges640/8€888€1,147▲
Gross operating margin9900€56,419€54,521▼
Operating profit (loss)9901€53,395€51,198▼
Financial income75/76B-€541
Recurring financial income75-€541
Financial charges65/66B€137€2,269▲
Recurring financial charges65€137€2,269▲
Profit (loss) for the period before taxes9903€53,257€49,469▼
Income taxes67/77€14,501€10,504▼
Profit (loss) for the period9904€38,757€38,965▲
Profit (loss) for the period to be appropriated9905€38,757€38,965▲
Appropriation of the result
Profit (loss) to be appropriated9906€39,922€40,887▲
Profit (loss) brought forward from the previous period14P€1,166€1,922▲
Transfer to equity691/2€38,000-
Addition to contributions691€38,000-
Profit to be distributed694/7-€40,800
Return on contributions (dividend)694-€40,800

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 27-07-2026.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,041€1,761€2,137€2,177▲ 1.9%
Other operating charges640/8€483€1,729€888€1,147▲ 29.2%
Gross operating margin9900€31,826€30,484€56,419€54,521▼ 3.4%
Operating profit (loss)9901€30,303€26,994€53,395€51,198▼ 4.1%
Financial income75/76B---€541-
Recurring financial income75---€541-
Financial charges65/66B€1€137€137€2,269▲ 17×
Recurring financial charges65€1€137€137€2,269▲ 17×
Profit (loss) for the period before taxes9903€30,302€26,858€53,257€49,469▼ 7.1%
Income taxes67/77€8,728€7,265€14,501€10,504▼ 27.6%
Profit (loss) for the period9904€21,574€19,592€38,757€38,965▲ 0.5%
Profit (loss) for the period to be appropriated9905€21,574€19,592€38,757€38,965▲ 0.5%
Line2022202320242025Change
Assets
Total assets20/58€33,094€55,117€95,314€141,065▲ 48.0%
Fixed assets21/28€2,709€4,886€5,193€5,118▼ 1.4%
Tangible fixed assets22/27€2,709€4,886€5,193€5,118▼ 1.4%
Furniture and vehicles24€2,709€4,886€5,193€5,118▼ 1.4%
Current assets29/58€30,385€50,231€90,121€135,947▲ 50.8%
Amounts receivable within one year40/41€13,638€20,524€16,148€15,879▼ 1.7%
Trade receivables40€13,340€17,896€12,584€12,223▼ 2.9%
Other amounts receivable41€297€2,628€3,564€3,656▲ 2.6%
Current investments50/53--€66,000--
Cash at bank and in hand54/58€16,748€29,708€7,973€118,349▲ 15×
Deferred charges and accrued income490/1---€1,718-
Equity and liabilities
Total equity and liabilities10/49€33,094€55,117€95,314€141,065▲ 48.0%
Equity10/15€23,574€43,166€81,922€59,087▼ 27.9%
Contributions10/11€2,000€2,000€2,000€2,000=
Reserves13€21,000€40,000€78,000€57,000▼ 26.9%
Distributable reserves133€21,000€40,000€78,000€57,000▼ 26.9%
Profit (loss) carried forward14€574€1,166€1,922€87▼ 95.4%
Amounts payable17/49€9,520€11,951€13,391€81,977▲ 512%
Amounts payable within one year42/48€9,520€11,951€13,391€81,977▲ 512%
Trade debts44€968€983€917€8,423▲ 818%
Suppliers440/4€968€983€917€8,423▲ 818%
Taxes, remuneration and social security45€8,553€10,968€12,474€11,754▼ 5.8%
Taxes450/3€8,553€10,968€12,474€11,754▼ 5.8%
Other amounts payable47/48---€61,800-
Line2022202320242025Change
Profit (loss) for the period9904€21,574€19,592€38,757€38,965▲ 0.5%
+ Depreciation and write-downs630€1,041€1,761€2,137€2,177▲ 1.9%
Operating cash flow (approximation)€22,615€21,353€40,893€41,142▲ 0.6%
Investment in fixed assets (approximation)--€3,937-€2,444-€2,102▲ 14.0%
Change in cash-€12,960-€21,734€110,376-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 39,278 companies had the same profile as VGIT has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.3% stopped otherwise
1.8% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of VGIT itself is lower: < 0.1% within 12 months. It rests on far more data about VGIT than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for VGIT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (4)
Financial year Type Filed Reference Document
31-12-2025 micro format 27-07-2026 2026-00338793 PDF
31-12-2024 micro format 10-09-2025 2025-00493030 PDF
31-12-2023 micro format 27-08-2024 2024-00400398 PDF
31-12-2022 micro format 29-06-2023 2023-00212000 PDF

Board & ownership

Directors

Directors
1 director, since incorporation
vAN GELDER Thomas Alexandre Joël
Director (not named in the articles) · since 03-03-2022 · term without a fixed end · listed in the 2025 annual accounts, filed on 27-07-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 07-03-2022

Owners and capital

Shareholders

At incorporation deed of 07-03-2022 ↗

Capital transactions

Capital over time
  1. 07-03-2022 Incorporation · €2,000 · 100 shares

Network & group

VGIT shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of VGIT. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Deeds, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
27-07
NBB filing Annual accounts 2025 filedNBB
micro format · 4 days before the deadline
2025
31-12
Financial Highest result from 2022 to 2025net €38,965 ▲0.5%
The net result of €38,965 is the highest of those years.
10-09
NBB filing Annual accounts 2024 filedPDF
micro format · 41 days late
2024
27-08
NBB filing Annual accounts 2023 filedPDF
micro format · 27 days late
2023
29-06
NBB filing Annual accounts 2022 filedPDF
micro format · 32 days before the deadline
2022
07-03
Gazette deed Incorporation
Founding capital of €2,000, 100 shares · Founder: vAN GELDER Thomas Alexandre Joël · Appointment: vAN GELDER Thomas Alexandre Joël (director)6 points ▸
  • Founding capital, €2,000, 100 shares
  • vAN GELDER Thomas Alexandre Joël holds 100 shares
  • 100 shares
  • Founder, vAN GELDER Thomas Alexandre Joël
  • Registered office clause, rue Marlène Dietrich, 1 R4A, 1090 Jette
  • Director appointment, vAN GELDER Thomas Alexandre Joël (director (not named in the articles))
  • The deed holds 22 more points.

Open the deed in the Belgian Official Gazette

Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 3 March 2022, VGIT was incorporated as a private limited company by one natural person, with a starting capital of €2,000.12 VAN GELDER Thomas Alexandre Joël has served as director since 2022.3 Total assets went from €33,094 in 2022 to €141,065 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 07-03-2022
  3. 3National Bank, annual accounts 2025
  4. 4National Bank, annual accounts 2022 and 2025

Company details

Register details

Identity

KBO record
Name VGIT in French
Enterprise number 0782.847.606
Legal form Private limited company
Status Active, normal situation
Founded 03-03-2022
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 07-03-2022 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région de Bruxelles-Capitale”
deed of 07-03-2022 (in French)

Registered office and establishments

Registered office Marlène Dietrichstraat 1 R4A, 1090 Jette, Belgium
Establishment unit VGIT, Marlène Dietrichstraat 1, 1090 Jette since 03-03-2022 · unit number 2.328.615.454
Website www.vgit.be/
E-mail vangelderthomas@vgit.be
Phone +32499393164
E-mail hi@vgit.be establishment in Jette
Phone +32469698050 establishment in Jette

Activities

NACEBEL 2025
62200 Computer consultancy and computer facilities management main activity
62900 Other information technology and computer services
68110 Buying and selling of own real estate
Codes under NACEBEL 2008
62020 IT consultancy main activity
62030 Computer programming, consultancy and related activities
62090 Computer programming, consultancy and related activities
68100 Real estate activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“La consultance informatique; Les cours d'informatiques,l'assistance en logiciels informatiques,les conseils et l'assistance dans le domaine…”
11 activities
  1. La consultance informatique
  2. Les cours d'informatiques,l'assistance en logiciels informatiques,les conseils et l'assistance dans le domaine de l'informatique
  3. Tout service,conseil et formation en matière informatique,la programmation et la création de software,le conseil en hardware,l'achat et la vente de tous matériels informatiques au sens large
  4. Toutes les activités de services et de conseils en qualité d'agence digitale et notamment:la conception,la création,le développement,la maintenance,et l'hébergement de sites web,la création de contenu digitaux,les conseils en e-business,e-marketing,e-commerce stratégie ainsi que la création d'applications mobiles
  5. L'achat,la vente de tout matériel informatique et photographique;Portail internet
  6. Activités de design graphique
  7. Gestion d'installations électroniques
  8. Traitement de données et activités connexes
  9. Activités de soutiens aux entreprises
  10. Toutes activités commerciales
  11. Toutes opérations mobilières et immobilières pour compte propre,au moyen de fonds propres et de fonds empruntés,tant en Belgique,qu'à l'étranger
deed of 07-03-2022 (in French)

Invoicing and payment

VAT number BE 0782.847.606
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0782847606
Other Peppol ID 9925:BE0782847606
Registered 05-02-2026

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
3,580 m²
Building footprint
1,186 m²
Building volume
18,171 m³
Cadastral parcel Region Area Buildings Height / floors
21010A0073/00R003 Brussels 3,580 m² 1 · 1,186 m² 20.3 m · 5