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VG-CONSULTING

Active
Private limited companyfounded 199530 yrs activeMaaldersstraat 30, 3200 Aarschot, BelgiumKBO/BCE: BE 0456.381.733

VG-CONSULTING has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €352k and a net result of €4k. Equity is growing by ~42.7% per year across the filed fiscal years. Its solvency ranks better than 84% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
65 / 100
Healthy▼ -35 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability5▼-95
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 7.25 against 12.75 in 2024), and 13.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 30 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
86.3%
Return on assets
0.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 d early
2024
28 d late
2023
28 d early
2022
47 d early
2021
1 d late
2020
61 d early
2019
56 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€352k▼ 7.0%
2024 · €378k
2018: €44k 2019: €44k 2020: €91k 2021: €161k 2022: €207k 2023: €264k 2024: €378k
2018 → 2025
Total assets
€408k▼ 0.6%
2024 · €410k
2018: €99k 2019: €95k 2020: €195k 2021: €228k 2022: €278k 2023: €334k 2024: €410k
2018 → 2025
Net result
€4k▼ 96.9%
2024 · €114k
2018: €-1k 2019: €-237 2020: €47k 2021: €70k 2022: €46k 2023: €73k 2024: €114k
2018 → 2025
Working capital
€349k▼ 6.6%
2024 · €374k
2018: €35k 2019: €34k 2020: €80k 2021: €151k 2022: €203k 2023: €260k 2024: €374k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€161k-€207k▲ 28.5%€264k▲ 27.6%€378k▲ 43.2%€352k▼ 7.0%
Operating result€100k-€67k▼ 32.8%€113k▲ 67.4%€165k▲ 46.6%€335▼ 99.8%
Net result€70k-€46k▼ 34.4%€73k▲ 58.6%€114k▲ 56.4%€4k▼ 96.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €100k€100kNet result 2021: €70k€70kOperating result 2022: €67k€67kNet result 2022: €46k€46kOperating result 2023: €113k€113kNet result 2023: €73k€73kOperating result 2024: €165k€165kNet result 2024: €114k€114kOperating result 2025: €335€335Net result 2025: €4k€4k20212022202320242025
The operating result falls in 2025; 2025 is 100% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €408k
Fixed assets €2k▼ 44.9%
Current assets €405k▼ 0.1%
Equity and liabilities €408k
Equity €352k▼ 7.0%
Debt €56k▲ 75.7%
The debt ratio rises from 7.8% to 13.7%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€2k
2024 · €167k
Cash flow
€5k
2024 · €116k
Solvency
86.3%
2024 · 92.2%
Current ratio
7.25
2024 · 12.75
Quick ratio
7.25
2024 · 12.75
Debt / equity
0.16
2024 · 0.08
ROE
1.0%
2024 · 30.1%
ROA
0.9%
2024 · 27.8%
Interest coverage
0.82
2024 · 49.40
Debt
€56k
2024 · €32k
Debt ≤ 1 year
€56k
2024 · €32k
Income taxes
€6k
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€410k€408k
Fixed assets21/28€4k€2k
Tangible fixed assets22/27€4k€2k
Furniture and vehicles24€4k€2k
Current assets29/58€406k€405k
Amounts receivable within one year40/41€32k€16k
Trade receivables40€23k€11k
Other amounts receivable41€9k€6k
Current investments50/53€325k€369k
Cash at bank and in hand54/58€27k€18k
Deferred charges and accrued income490/1€22k€1k
Equity and liabilities
Total equity and liabilities10/49€410k€408k
Equity10/15€378k€352k
Contributions10/11€19k€19k=
Reserves13€357k€331k
Distributable reserves133€357k€331k
Profit (loss) carried forward14€2k€2k=
Amounts payable17/49€32k€56k
Amounts payable within one year42/48€32k€56k
Trade debts44€6k€3k
Suppliers440/4€6k€3k
Taxes, remuneration and social security45€13k€21k
Taxes450/3€13k€9k
Remuneration and social security454/9-€12k
Other amounts payable47/48€12k€32k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k
Other operating charges640/8€70k€41k
Gross operating margin9900€237k€43k
Operating profit (loss)9901€165k€335
Financial income75/76B€7k€12k
Recurring financial income75€7k€12k
Financial charges65/66B€3k€3k
Recurring financial charges65€3k€3k
Profit (loss) for the period before taxes9903€169k€9k
Income taxes67/77€55k€6k
Profit (loss) for the period9904€114k€4k
Profit (loss) for the period to be appropriated9905€114k€4k
Appropriation of the result
Profit (loss) to be appropriated9906€116k€6k
Profit (loss) brought forward from the previous period14P€2k€2k=
Transfer from equity791/2€0€30k
Transfer to equity691/2€114k€4k
To other reserves6921€114k€4k
Profit to be distributed694/7€0€30k
Return on contributions (dividend)694€0€30k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
03-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial Highest result since 2018net €114k ▲56.4%
Operating result €165k, net result €114k, both a record.
31-12
Financial Liquidity triplescurrent ratio 12.75
Current ratio from 4.74 to 12.75; short-term debt falls from €70k to €32k.
03-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
14-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €200kEq €207k ▲28.5%
3 profitable years in a row build equity to €207k.
01-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
31-12
Financial Equity above €150kEq €161k ▲77.1%
2 profitable years in a row build equity to €161k.
31-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €47k
Net result €47k after 2 loss-making years.
05-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 1995
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Maaldersstraat 303200 Aarschot
Ground area
3,045 m²
Building footprint
930 m²
Parcel 24662H0374/00N004, Flanders. Linked by address, not a title deed.
1 establishment unit
VG-Consulting
Maaldersstraat 30, 3200 AarschotWaste collection, recovery and disposal activities
since 19952.073.950.367
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24662H0374/00N004 Flanders 3,045 m² 1 · 930 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 37,068 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-10-1995
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.