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Vet.E.D.

Active
Private limited company·Veterinaire diensten· 3 yrs active
Rue Louis Piérard(BOU) 43 ·7040 Quévy, Belgium
KBO/BCE: BE 0792.585.317
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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Vet.E.D. is 0.3% (very low). The 2024 annual accounts show negative equity (€-11k) and a net result of €556. Its solvency ranks better than 5% of 556 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 556 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 16 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-08-2025, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 23-08-2025 23 d late 2025-00406401
31-12-2023 31-07-2024 26-08-2024 26 d late 2024-00377097

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€556
Working capital€-13k+14.5%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 23-08-2025 with the NBB · fiscal year 2024 · micro
€-15k€-10k€-5k€0Operating result 2023: €-13k€-13kNet result 2023: €-14k€-14kOperating result 2024: €1k€1kNet result 2024: €556€55620232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 75 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -56.9% 49.2%
better than 5% of 556 sector peers
Net result €556 €25k
better than 12% of 556 sector peers
Equity €-11k €55k
better than 5% of 556 sector peers
Gross operating margin €6k €52k
better than 7% of 556 sector peers
Staff costs €2k €25k
higher than 17% of 140 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€4k
- 23-24
Net profit
€556
- 23-24
Cash flow
€3k
- 23-24
Total assets
€19k
-36.5% 23-24
Equity
€-11k
+4.9% 23-24
Working capital
€-13k
+14.5% 23-24
Staff costs
€2k
0.0% 23-24
Income taxes
€69
- 23-24
Show 9 other metrics
Debt
€30k
-27.8% 23-24
Debt ≤ 1y
€30k
-27.8% 23-24
Current ratio
0.55
-11.2% 23-24
Quick ratio
0.25
-30.9% 23-24
Solvency
-56.9%
-49.8% 23-24
Debt / equity
-2.76
+24.1% 23-24
ROE
-5.1%
- 23-24
ROA
2.9%
- 23-24
Interest coverage
6.36
- 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€4k
Net profit€556
Cash flow€3k
Staff costs€2k
Income taxes€69
Dividends-
Total assets€19k
Equity€-11k
Debt€30k
of which ≤ 1y€30k
of which > 1y-
Working capital€-13k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.55
Quick ratio0.25
Working capital ratio-70.4%
Solvency-56.9%
Debt / equity-2.76
Long-term debt ratio-
Interest coverage6.36
Gross margin-
Net margin-
ROA2.9%
ROE-5.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€19k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Current assets 29/58€17k
Stocks & contracts in progress 3€9k
Amounts receivable within one year 40/41€1k
Cash & bank 54/58€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€19k
Equity 10/15€-11k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-13k
Amounts payable 17/49€30k
Amounts payable within one year 42/48€30k
Trade debts payable within one year 44€24k
Income statement
Gross operating margin 9900€6k
Operating result 9901€1k
Financial income 75€3
Financial charges 65€618
Result before taxes 9903€625
Income taxes 67/77€69
Net result for the period 9904€556
Result to be appropriated 9905€556
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
16 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
Vet.E.D.
Rue Louis Piérard(BOU) 43, 7040 QuévyVeterinaire diensten
since 20222.337.032.282
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,340 m²
Buildings1
Building footprint211 m²
Volume (LiDAR)1,476 m³
Tallest building9.1 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53013B0138/00H000 Wallonia 2,340 m² 1 · 211 m² 9.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Address history · 1
08-04-2025
Registered-office move
All acts · 1 updated 1 year ago
2025
08-04-2025 Registered office moved from Frameries to Bougnies Registered-office change
  • rue de Le Haye 12 - 7080 Frameries → Rue Louis Pierard, 43 à 7040 Bougnies

Analysis

Financial profile

5 of 5 axes measured
Health16Profitability0Solvency34Growth78Stability94
44 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 16
Profitability 0
Solvency 34
Growth 78
Stability 94

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 671 of the 6,065 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Veterinaire diensten75000Veterinaire diensten75000
Primary activity highlighted.
Names & trade names
Legal nameFR Vet.E.D.
Registered office
Rue Louis Piérard(BOU) 43
7040 Quévy, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.