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Vet@2

Active
Private limited companyfounded 20197 yrs activeSint Pancratiuslaan 17, 1950 Kraainem, BelgiumKBO/BCE: BE 0730.820.665

Vet@2 has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €127k and a net result of €38k. Equity is growing by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 28% of 1470 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
82 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▲+6
Solvency57▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.54 in 2023; short-term debt: 27.4% and cash: 37.6% of total assets), but 67.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
not confirmed
2024
28 d late
2023
30 d late
2022
16 d late
2021
23 d late
2020
4 d early
2019
60 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€127k=
2023 · €127k
2019: €3k 2020: €72k 2021: €131k 2022: €160k 2023: €127k
2019 → 2024
Total assets
€394k▼ 5.7%
2023 · €418k
2019: €388k 2020: €449k 2021: €430k 2022: €430k 2023: €418k
2019 → 2024
Net result
€38k▲ 81.3%
2023 · €21k
2019: €-16k 2020: €69k 2021: €59k 2022: €29k 2023: €21k
2019 → 2024
Working capital
€67k▲ 7.2%
2023 · €62k
2019: €-12k 2020: €37k 2021: €84k 2022: €97k 2023: €62k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€72k-€131k▲ 81.5%€160k▲ 22.0%€127k▼ 20.6%€127k=
Operating result€88k-€84k▼ 4.6%€43k▼ 48.3%€32k▼ 26.2%€56k▲ 73.6%
Net result€69k-€59k▼ 15.0%€29k▼ 51.0%€21k▼ 28.2%€38k▲ 81.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2020: €88k€88kNet result 2020: €69k€69kOperating result 2021: €84k€84kNet result 2021: €59k€59kOperating result 2022: €43k€43kNet result 2022: €29k€29kOperating result 2023: €32k€32kNet result 2023: €21k€21kOperating result 2024: €56k€56kNet result 2024: €38k€38k20202021202220232024
The operating result recovers in 2024; 2024 is 74% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €394k
Fixed assets €220k▼ 8.8%
Current assets €175k▼ 1.5%
Equity and liabilities €394k
Equity €127k=
Debt €267k▼ 8.2%
The debt ratio falls from 69.7% to 67.8%. Debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€77k
2023 · €58k
Cash flow
€59k
2023 · €47k
Solvency
32.2%
2023 · 30.3%
Current ratio
1.62
2023 · 1.54
Quick ratio
1.49
2023 · 1.42
Debt / equity
2.11
2023 · 2.30
ROE
29.6%
2023 · 16.3%
ROA
9.5%
2023 · 4.9%
Interest coverage
19.51
2023 · 13.26
Debt
€267k
2023 · €291k
Debt ≤ 1 year
€108k
2023 · €115k
Debt > 1 year
€160k
2023 · €176k
Income taxes
€14k
2023 · €7k
Staff costs
€15k
2023 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€418k€394k
Fixed assets21/28€241k€220k
Intangible fixed assets21€16k€13k
Tangible fixed assets22/27€225k€207k
Land and buildings22€174k€167k
Plant, machinery and equipment23€10k€8k
Furniture and vehicles24€3k€2k
Other tangible fixed assets26€38k€31k
Financial fixed assets28€100€100
Current assets29/58€177k€175k
Stocks and contracts in progress3€14k€14k=
Stocks30/36€14k€14k=
Amounts receivable within one year40/41€17k€11k
Trade receivables40€6k€355
Other amounts receivable41€11k€11k=
Cash at bank and in hand54/58€146k€148k
Deferred charges and accrued income490/1€852€1k
Equity and liabilities
Total equity and liabilities10/49€418k€394k
Equity10/15€127k€127k=
Contributions10/11€19k€19k=
Reserves13€108k€108k=
Distributable reserves133€108k€108k=
Amounts payable17/49€291k€267k
Amounts payable after more than one year17€176k€160k
Financial debts170/4€176k€160k
Amounts payable within one year42/48€115k€108k
Current portion of amounts payable after more than one year42€25k€17k
Trade debts44€16k€36k
Suppliers440/4€16k€36k
Taxes, remuneration and social security45€4k€17k
Taxes450/3€4k€17k
Remuneration and social security454/9€127€345
Other amounts payable47/48€70k€38k
Income statement Code20232024
Remuneration, social security and pensions62€14k€15k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€21k
Other operating charges640/8€3k€3k
Gross operating margin9900€74k€95k
Operating profit (loss)9901€32k€56k
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€4k€4k
Recurring financial charges65€4k€4k
Profit (loss) for the period before taxes9903€28k€52k
Income taxes67/77€7k€14k
Profit (loss) for the period9904€21k€38k
Profit (loss) for the period to be appropriated9905€21k€38k
Appropriation of the result
Profit (loss) to be appropriated9906€21k€38k
Transfer from equity791/2€54k-
Transfer to equity691/2€21k-
To other reserves6921€21k-
Profit to be distributed694/7€54k€38k
Return on contributions (dividend)694€54k€38k

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
16-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 16 days late
2022
31-12
Financial Equity above €150kEq €160k ▲22%
3 profitable years in a row build equity to €160k.
23-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 23 days late
2021
31-12
Financial Equity above €100kEq €131k ▲81.5%
2 profitable years in a row build equity to €131k.
27-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Back to profitnet €69k
Net result €69k after one loss-making year.
29-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2019
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sint Pancratiuslaan 171950 Kraainem
Ground area
1,004 m²
Building footprint
834 m²
Volume, LiDAR
9,592 m³
Parcel 22002A0359/00T004, Flanders · tallest building 17.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Vet@2
Sint Pancratiuslaan 17, 1950 KraainemVeterinary services
since 20192.292.373.086
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22002A0359/00T004 Flanders 1,004 m² 1 · 834 m² 17.4 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,078 companies in sector 75000 we hold annual accounts for 1,949. 1,725 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded18-07-2019
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:animalvet.mt.fl@gmail.com
Enterprise