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Vestimo

Active
Public limited companyfounded 1985active for 41 yearsHerbert Hooverplein 14, 3000 Leuven, BelgiumKBO/BCE: BE 0428.096.236
Summary

Vestimo has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €862,723 and a net result of €33,111. Equity has been growing by about 2.8% per year since 2018. Its solvency ranks better than 93% of 11,259 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 01-01-1985 Normal situation
Activity
Renting and operating of own or leased residential real estate, excluding social housing NACE 68201
Joint committee
323 Paritair Comité voor het beheer van gebouwen, de vastgoedmakelaars en de dienstboden · annual accounts 2025
Establishment unit
2.026.625.453 3000 Leuven, since 12-03-1985
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€231,166
▲ 27.4%
Turnover
≈ €340,000
estimated
Profit
€33,111
▲ 216%
Equity
€862,723
▲ 0.4%
Total assets
€922,267
▼ 0.5%
Employees on 31-12-2025
1
=
Filed on 19-06-2026, 42 days before the deadline
Score breakdownlowers riskLiquidity: current ratio 4.95, cash €262,876Size: total assets €922,267Equity €862,723 (93.5% of total assets)Founded in 1985Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 73% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 93.5% of total assets
Liquidity 86+26
short-term debt 5.9% · cash 28.5%
Profitability 73+3
return on assets 3.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%● unchanged vs 07-2025highest value 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: < 0.1%▼ -0.1 percentage points vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €80,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.95 (4.31 in 2024), above the usual 1.5. Short-term debt is 5.9% and cash 28.5% of total assets. 6.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 89% on liquidity, 66% on profitability and 47% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 4.95, cash €262,876
NBB · annual accounts
lowers risk · Size: total assets €922,267
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €862,723 (93.5% of total assets)
NBB · annual accounts
lowers risk · Founded in 1985
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
42 days early
2024
43 days early
2023
45 days early
2022
94 days early
2021
86 days early
2020
58 days early
2019
95 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 66 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 June (4 of the last 5 accounts filed within 42 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 92% of companies in real estatesector median 30.7% · 11,259 companies 93.5% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €33,111 8 years View

Recent changes

  1. · Gazette deed Reappointments: Cindy Backx (managing director) and Edgard Backx (director)
  2. · Gazette deed Registered office moved to Leuven
  3. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as Vestimo: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €786,000 and €994,000, founded between 1983 and 1989.

CompanyTotal assetsGross margin
Vestimo Leuven€922,267€231,166
MEDA Asse€786,475€196,647
Meerkant Mechelen€907,261€255,287
JRCC Oupeye€850,253€211,352
IMMO MINDES Brussel€953,662€227,087
INCARDONA INVEST Seraing€993,856€196,361
D.P.G. La Hulpe€987,997€205,989
Full comparison

Key facts about Vestimo

What is the company number of Vestimo?
The company number of Vestimo is 0428.096.236. The VAT number is the same number with BE in front: BE 0428.096.236.
Where is Vestimo based?
The registered office is at Herbert Hooverplein 14, 3000 Leuven.Company details
What does Vestimo do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of Vestimo?
The legal form of Vestimo is Public limited company (NV).
When was Vestimo founded?
Vestimo was founded on 01-01-1985.
Is Vestimo still active?
Yes, Vestimo is an active enterprise in the KBO register.
How many employees does Vestimo have?
Vestimo had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Vestimo fall under?
In its 2025 annual accounts, Vestimo states joint committee 323 (Paritair Comité voor het beheer van gebouwen, de vastgoedmakelaars en de dienstboden).
What is the turnover of Vestimo?
The turnover in financial year 2025 is ≈ €340,000. This figure is estimated from the gross margin of €231,166 and 31 comparable companies (NACE 68201). It probably lies between €260,000 and €450,000.
Is Vestimo profitable?
In financial year 2025, Vestimo made a profit of €33,111.
Where can I find the annual accounts of Vestimo?
Vestimo filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Vestimo due?
Vestimo must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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