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P.C.P.-SEYMOUR

Active
Private limited companyfounded 200719 yrs activeRomanie Van Dyckstraat 19, 1070 Anderlecht, BelgiumKBO/BCE: BE 0890.497.414
Summary

P.C.P.-SEYMOUR has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €315,417 and a net result of €52,187. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 71% of 12386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
P.C.P.-SEYMOURActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716Wholesale trade NACE 46421NACE 51421
1 site
Size
€537,059total assets 2025
Staff
2.7 FTE
Equity
€315,417
Profit
€52,187
Turnover not published (abridged schema)
Financial health
92 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts filed 26 d late1 of 4 deeds read
Why 92- Sector Retail trade (NACE 47)+ Liquidity: current ratio 2.16, cash €84,855+ Equity €315,417 (58.7% of total assets)+ Founded in 2007Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 65% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 84=
equity 58.7% of total assets
Liquidity 54-8
short-term debt 35.5% · cash 15.8%
Profitability 81+3
return on assets 9.7%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,156 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%▼ -1.9% vs 11-2024lowest value 01-2025: 0.1%▲ +30.2% vs 12-2024 02-2025: 0.3%▲ +84.8% vs 01-2025 03-2025: 0.1%▼ -58.4% vs 02-2025lowest value 04-2025: 0.1%● 0.0% vs 03-2025lowest value 05-2025: 0.1%● 0.0% vs 04-2025lowest value 06-2025: 0.1%● 0.0% vs 05-2025lowest value 07-2025: 0.1%● 0.0% vs 06-2025lowest value 08-2025: 0.1%▲ +5.7% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%▲ +10.7% vs 09-2025 11-2025: 0.1%▼ -4.0% vs 10-2025 12-2025: 0.1%▼ -0.8% vs 11-2025 01-2026: 0.1%▲ +26.3% vs 12-2025 02-2026: 0.3%▲ +96.6% vs 01-2026highest value 03-2026: 0.1%▼ -52.6% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%▲ +5.8% vs 07-2026 09-2026: 0.1%▼ -2.0% vs 08-2026 10-2026: 0.2%▲ +12.5% vs 09-2026
  • Liquidity: current ratio 2.16, cash €84,855 lowers the probability
  • Equity €315,417 (58.7% of total assets) lowers the probability
  • Founded in 2007 lowers the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 2.16 against 2.24 in 2024; short-term debt: 35.5% and cash: 15.8% of total assets), and 41.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 72%, liquidity 59%, profitability 73%, growth against the median 57%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 2.16, cash €84,855
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €315,417 (58.7% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2007
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-02-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
26 d late
2024
21 d late
2023
23 d late
2022
28 d late
2021
23 d late
2020
26 d late
2019
18 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 23 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close05-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Statutes amendment · Resignations & appointments…Name change
  2. Annual accounts filedfiscal year 2025 · abbreviated…
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Total assets 20256 fiscal years filed €537,059 View
  • Active since 2007founded 02-07-2007 19 years View

By topic

Financials

Fiscal year
2025
Total assets
€537,059
Profit
€52,187
Solvency
58.7%
Total assets▲ 8.1%
Net result
20192025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-01-2027
  1. 04-05-2026Statutes amendment · Resignations & appointments ·…
  2. 26-02-2026Annual accounts filed
  3. 21-02-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of clothing and accessories for women…NACE 47716
Founded
02-07-2007
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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