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Vesper

Active
Private limited companyfounded 201610 yrs activeHazendreef 11, 3140 Keerbergen, BelgiumKBO/BCE: BE 0654.952.512
Summary

Vesper has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €29,559 and a net result of €16,560. Its solvency ranks better than 54% of 15375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
Axes
Profitability100
Solvency88
Growth-
Track record85
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.96; short-term debt: 37.3% and cash: 0.4% of total assets), and 37.3% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
62.7%
Return on assets
35.1%
Age of the figures
24 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 16-07-2025, 77 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
77 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 77 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Vesper was incorporated on 24 May 2016.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€29,559
Total assets
€47,174
Net result
€16,560
Working capital
€16,878

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €47,174
Fixed assets €12,681
Current assets €34,493
Equity and liabilities €47,174
Equity €29,559
Debt €17,615
Debt finances 37.3% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€20,122
Cash flow
€19,372
Current ratio
1.96
Debt to equity
0.60
ROE
56.0%
ROA
35.1%
Debt ≤ 1 year
€17,615
Income taxes
€2,016

Peer companies

Historical observation

Of the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.6% went bankrupt
3.8% stopped otherwise
95% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 36 lines
Balance sheet Code2024
Assets
Total assets20/58€47,174
Fixed assets21/28€12,681
Tangible fixed assets22/27€12,681
Furniture and vehicles24€12,681
Current assets29/58€34,493
Amounts receivable within one year40/41€34,287
Trade receivables40€6,000
Other amounts receivable41€28,287
Cash at bank and in hand54/58€206
Equity and liabilities
Total equity and liabilities10/49€47,174
Equity10/15€29,559
Contributions10/11€12,400
Reserves13€1,860
Distributable reserves133€1,860
Profit (loss) carried forward14€15,299
Amounts payable17/49€17,615
Amounts payable within one year42/48€17,615
Trade debts44€173
Suppliers440/4€173
Taxes, remuneration and social security45€5,443
Taxes450/3€5,443
Other amounts payable47/48€12,000
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,813
Other operating charges640/8€1,190
Gross operating margin9900€21,312
Operating profit (loss)9901€17,309
Financial income75/76B€1,267
Recurring financial income75€1,267
Profit (loss) for the period before taxes9903€18,576
Income taxes67/77€2,016
Profit (loss) for the period9904€16,560
Profit (loss) for the period to be appropriated9905€16,560
Appropriation of the result
Profit (loss) to be appropriated9906€27,299
Profit (loss) brought forward from the previous period14P€10,739
Profit to be distributed694/7€12,000
Directors or managers695€12,000

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,813
Other operating charges640/8€1,190
Gross operating margin9900€21,312
Operating profit (loss)9901€17,309
Financial income75/76B€1,267
Recurring financial income75€1,267
Profit (loss) for the period before taxes9903€18,576
Income taxes67/77€2,016
Profit (loss) for the period9904€16,560
Profit (loss) for the period to be appropriated9905€16,560
Line2024
Assets
Total assets20/58€47,174
Fixed assets21/28€12,681
Tangible fixed assets22/27€12,681
Furniture and vehicles24€12,681
Current assets29/58€34,493
Amounts receivable within one year40/41€34,287
Trade receivables40€6,000
Other amounts receivable41€28,287
Cash at bank and in hand54/58€206
Equity and liabilities
Total equity and liabilities10/49€47,174
Equity10/15€29,559
Contributions10/11€12,400
Reserves13€1,860
Distributable reserves133€1,860
Profit (loss) carried forward14€15,299
Amounts payable17/49€17,615
Amounts payable within one year42/48€17,615
Trade debts44€173
Suppliers440/4€173
Taxes, remuneration and social security45€5,443
Taxes450/3€5,443
Other amounts payable47/48€12,000
Line2024
Profit (loss) for the period9904€16,560
+ Depreciation and write-downs630€2,813
Operating cash flow (approximation)€19,372

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
16-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 77 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
3,197 m²
Building footprint
178 m²
Volume, LiDAR
1,030 m³
Parcel 24472F0326/00D002, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Vesper
Hazendreef 11, 3140 KeerbergenCertified accountants and tax accountants
since 20162.256.181.297
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24472F0326/00D002 Flanders 3,197 m² 1 · 178 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 5,138 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-05-2016
Fiscal year end30-09
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID 0208:0654952512
Registered 12-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.