VESLER
ActiveThe computed 12-month bankruptcy probability of VESLER is 4.2% (elevated). The 2025 annual accounts show equity of €21k and a net result of €18k. Equity is growing by ~144.3% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+11
Growth78=
Track record94
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 11.57 against 2.76 in 2024; short-term debt: 8.6% and cash: 18.2% of total assets), and 8.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.4%
Return on assets
77.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-03-2026, 42 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
42 d early
2024
57 d early
2023
44 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▲ 540%
2024 · €3k
2023: €-11k
2024: €3k
2023 → 2025
Total assets
€23k▲ 347%
2024 · €5k
2023: €24k
2024: €5k
2023 → 2025
Net result
€18k▲ 22.9%
2024 · €14k
2023: €-15k
2024: €14k
2023 → 2025
Working capital
€21k▲ 540%
2024 · €3k
2023: €-28k
2024: €3k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-11k-€3k€21k▲ 540%
Operating result€-15k-€15k€18k▲ 21.8%
Net result€-15k-€14k€18k▲ 22.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €23k
Equity
€21k▲ 540%
Debt
€2k▲ 6.5%
The debt ratio falls from 36.3% to 8.6%. Equity and debt are higher.
Key figures and ratios
Solvency
91.4%▲
2024 · 63.7%
Current ratio
11.57▲
2024 · 2.76
Quick ratio
11.57▲
2024 · 2.76
Debt / equity
0.09▼
2024 · 0.57
ROE
84.4%▼
2024 · 439.5%
ROA
77.1%▼
2024 · 280.1%
Debt
€2k▲
2024 · €2k
Debt ≤ 1 year
€2k▲
2024 · €2k
Income taxes
€50
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5k€23k▲
Current assets29/58€5k€23k▲
Amounts receivable within one year40/41€994€19k▲
Other amounts receivable41€994€19k▲
Cash at bank and in hand54/58€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€5k€23k▲
Equity10/15€3k€21k▲
Contributions10/11€4k€4k=
Outside capital11€4k€4k=
Other1109/19€4k€4k=
Profit (loss) carried forward14€-724€17k▲
Amounts payable17/49€2k€2k▲
Amounts payable within one year42/48€2k€2k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€3k-
Other operating charges640/8€58-
Non-recurring operating charges66A€340-
Gross operating margin9900€18k€18k▲
Operating profit (loss)9901€15k€18k▲
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€321€183▼
Recurring financial charges65€321€183▼
Profit (loss) for the period before taxes9903€14k€18k▲
Income taxes67/77-€50
Profit (loss) for the period9904€14k€18k▲
Profit (loss) for the period to be appropriated9905€14k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-724€17k▲
Profit (loss) brought forward from the previous period14P€-15k€-724▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2023net €18k ▲22.9%
Operating result €18k, net result €18k, both a record.
30-09
Financial
Liquidity quadruplescurrent ratio 11.57
Current ratio from 2.76 to 11.57.
04-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
30-09
Financial
Liquidity times 13current ratio 2.76
Current ratio from 0.21 to 2.76; short-term debt falls from €35k to €2k.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 44 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Masuistraat 1721030 SchaarbeekGround area
81 m²
Building footprint
66 m²
Volume, LiDAR
925 m³
Parcel 21910E0069/00H004, Brussels · tallest building 16.3 m, ±5 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21910E0069/00H004 | Brussels | 81 m² | 1 · 66 m² | 16.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-2021
Fiscal year end30-09
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.