VESALIMMO
ActiveVESALIMMO has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82k and a net result of €-10k. Equity is shrinking by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 24% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▲+1
Solvency46▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.01 in 2024; short-term debt: 78.5% and cash: 0.1% of total assets), and 78.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.5%
Return on assets
-2.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-10k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 31584 sector peers (2025).
NBB · sector comparisonPosition among 31584 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
33 d late
2024
2 d early
2023
30 d late
2022
31 d late
2021
2 d early
2020
26 d early
2019
87 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€82k▼ 11.1%
2024 · €92k
2018: €232k
2019: €195k
2020: €170k
2021: €151k
2022: €133k
2023: €109k
2024: €92k
2018 → 2025
Total assets
€382k▼ 4.7%
2024 · €401k
2018: €527k
2019: €491k
2020: €469k
2021: €465k
2022: €416k
2023: €405k
2024: €401k
2018 → 2025
Net result
€-10k▲ 36.7%
2024 · €-16k
2018: €-44k
2019: €-37k
2020: €-25k
2021: €-19k
2022: €-19k
2023: €-24k
2024: €-16k
2018 → 2025
Working capital
€-297k▲ 2.3%
2024 · €-304k
2018: €-184k
2019: €-207k
2020: €-217k
2021: €-269k
2022: €-276k
2023: €-291k
2024: €-304k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€151k-€133k▼ 12.3%€109k▼ 18.2%€92k▼ 15.0%€82k▼ 11.1%
Operating result€-19k-€-18k▲ 1.7%€-24k▼ 30.5%€-16k▲ 32.8%€-10k▲ 37.1%
Net result€-19k-€-19k▲ 1.9%€-24k▼ 29.9%€-16k▲ 32.6%€-10k▲ 36.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €16k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €382k
Fixed assets
€379k▼ 4.4%
Current assets
€3k▼ 34.8%
Equity and liabilities €382k
Equity
€82k▼ 11.1%
Debt
€300k▼ 2.8%
The debt ratio rises from 77.0% to 78.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€7k▲
2024 · €1k
Cash flow
€7k▲
2024 · €922
Solvency
21.5%▼
2024 · 23.0%
Current ratio
0.01▼
2024 · 0.01
Quick ratio
0.01▼
2024 · 0.01
Debt / equity
3.66▲
2024 · 3.35
ROE
-12.5%▲
2024 · -17.6%
ROA
-2.7%▲
2024 · -4.0%
Interest coverage
44.67▲
2024 · 6.60
Debt
€300k▼
2024 · €309k
Debt ≤ 1 year
€300k▼
2024 · €309k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€401k€382k▼
Fixed assets21/28€397k€379k▼
Tangible fixed assets22/27€397k€379k▼
Land and buildings22€351k€340k▼
Plant, machinery and equipment23€14k€13k▼
Furniture and vehicles24€32k€27k▼
Current assets29/58€4k€3k▼
Amounts receivable within one year40/41€2k€2k=
Other amounts receivable41€2k€2k=
Cash at bank and in hand54/58€2k€445▼
Equity and liabilities
Total equity and liabilities10/49€401k€382k▼
Equity10/15€92k€82k▼
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€70k€60k▼
Amounts payable17/49€309k€300k▼
Amounts payable within one year42/48€309k€300k▼
Trade debts44€384€1k▲
Suppliers440/4€384€1k▲
Other amounts payable47/48€308k€299k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k▲
Other operating charges640/8€597€797▲
Gross operating margin9900€2k€8k▲
Operating profit (loss)9901€-16k€-10k▲
Financial charges65/66B€165€162▼
Recurring financial charges65€165€162▼
Profit (loss) for the period before taxes9903€-16k€-10k▲
Profit (loss) for the period9904€-16k€-10k▲
Profit (loss) for the period to be appropriated9905€-16k€-10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€70k€60k▼
Profit (loss) brought forward from the previous period14P€86k€70k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 33 days late
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
NBB filing
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwinlaan 128300 Knokke-HeistGround area
1,068 m²
Building footprint
231 m²
Volume, LiDAR
2,317 m³
Parcel 31332G0715/00H010, Flanders · tallest building 13.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Zwinlaan 12, 8300 Knokke-Heist
since 19932.046.144.724
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31332G0715/00H010 | Flanders | 1,068 m² | 1 · 231 m² | 13.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SOPEX CONSULTING
BE 0711.716.417
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EQUATIONS
BE 0449.218.282
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Chilldonk
BE 0695.684.592
Haacht · Eq €82k
CLOSING UNITED
BE 1021.742.075
Ittre · Eq €82k
Acturelle
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Ramillies · Eq €82k
Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,186 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-1989
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
General meetings
2 convocationsGeneral meeting
Ordinary general meeting
Agenda
1) Datum van de gewone algemene vergadering. 2) Jaarverslag raad van bestuur. 3) Goedkeuring jaar- rekening per 31/12/2013. 4) Bijzonder verslag artikel 633 Wetboek van Vennootschappen. Eventuele vervroegde ontbinding van de vennoot- schap, het netto-actief gedaald zijnde tot minder dan één vierde van het maatschappelijk kapitaal. 5) Kwijting aan de bestuurders. 6) Diversen. (AOPC-1-14-00329/17.06)