Equity
-€20,424
Debts exceed assets in financial year 2025.
VESADATA
Overview
Lifetime
6 annual accounts with figures on one time axispeak €4,622 (2023)
€3,613▲ 15.5%
lowest -€14,543 (2021)
€2,313▲ 148%
peak €3,531 (2020)
-€20,424▲ €2,313
€44,567▲ 1.7%
Board1 name since 2019
1 directorDUCOULOMBIER Yves
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €3,128 to €3,613Result from €934 to €2,313Investments €2,517
Key points
from the 2025 annual accountsTurnover
≈ €20,000 estimated
The micro format states no turnover.
Debts
€44,567 185% of the balance sheet
Suppliers 3%Taxes and wages 3%Other 94%
Investments
€2,517 4.1 × depreciation
Green is investment, beige is depreciation.
Filings
6 annual accounts 6 late
The 2022 accounts came latest: 151 days after the end of the period.
Position in the sector
-84.6%
Lower solvency than 95% of companies in computer programming and consultancy. Sector median 60.0% · 21,193 companies.
Checked score
54
Fair
Financially stronger than 29% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,925 companies (NACE 62, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%lowest value
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025lowest value
03-2025: 0.3%▲ +0.1 percentage points vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.4%▲ +0.1 percentage points vs 07-2025
09-2025: 0.5%▲ +0.1 percentage points vs 08-2025
10-2025: 0.8%▲ +0.3 percentage points vs 09-2025
11-2025: 0.5%▼ -0.3 percentage points vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.6%▲ +0.1 percentage points vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.7%▲ +0.1 percentage points vs 03-2026
05-2026: 0.7%● unchanged vs 04-2026
06-2026: 0.6%▼ -0.1 percentage points vs 05-2026
07-2026: 0.7%▲ +0.1 percentage points vs 06-2026
08-2026: 0.9%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 0.3%▼ -0.6 percentage points vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€20,424
Last filed accounts filed 31 days late; 3 of the last 3 accounts late
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €24,143
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 3% of them on solvency, 17% on liquidity, 41% on profitability and 57% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,180 companies had the same profile as VESADATA has now. Each dot stands for 6 companies, two years later.
88.7%
were still trading
5.8%
stopped another way
4.8%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of VESADATA itself is lower: 0.3% within 12 months. It rests on far more data about VESADATA than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,180 companies, not a prediction for VESADATA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.49 (0.47 in 2024), below 1. Short-term debt is 184.6% and cash 32.8% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 21193 sector peers (2025).
NBB · sector comparisonPosition among 21193 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
31 days late
2024
83 days late
2023
41 days late
2022
151 days late
2021
79 days late
2020
47 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 72 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 October (4 of the last 5 accounts filed within 48 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0739569471
Incorporation
published on 17-12-2019 · Gazette deed
First establishment
Sint-Lievensplein 15, Herzele
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VESADATA Herzele | €24,143 | €3,613 | -84.6% | - |
| KAPION INTERNATIONAL Etterbeek | €25,895 | €3,872 | 37.1% | - |
| PolyReva Sint-Niklaas | €24,671 | €2,871 | 20.2% | - |
| Website Designer Zoersel | €26,659 | €2,833 | 57.9% | - |
| CREATIVE INVESTMENT GROUP Genk | €28,740 | €2,529 | -173.0% | - |
| Nayaro Asset Management Mons | €31,860 | €3,738 | 22.2% | - |
| SPARCK Solutions Evere | €34,465 | €3,049 | 7.5% | - |
These companies have the same main activity as VESADATA: computer programming (NACE 62100). They are comparable in size and age: total assets between €24,700 and €34,500, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 13-12-2019Normal situation
- Activity
- Computer programmingNACE 62100and 5 others
- Establishment unit
- 2.300.127.3469550 Herzele, since 13-12-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 23-12-2025
Annual accounts 2025
- €3,613▲ 15.5%
- €2,313▲ 148%
- -€20,424▲ 10.2%
- €24,143▲ 14.5%
- Filing
- Filed on 31-08-2026
Insights on VESADATA
VESADATA files the micro format. That format states no turnover. The gross margin rose from -€1,525 in 2020 to €3,613 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late€3,613
▲ 15.5%
€2,450
▲ 137%
€2,313
▲ 148%
-€22,596
▲ €415
-84.6%
▲ 23.3 percentage points
0.49
▲ 0.02
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €20,000. Estimated: probably between €10,000 and €38,000.
Balance sheet
balance sheet total €24,143 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
-84.6%
Lower than 95% of 21,193 companies in 2025.
0.49
Higher than 6% of 20,556 companies in 2025.
9.6%
Higher than 34% of 20,731 companies in 2025.
VESADATA
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||
20/58 |
24,143 | 21,077 | 22,193 | 14,945 | 13,873 | 29,433 | |
20 |
- | - | 530 | 1,070 | 1,610 | 2,150 | |
21/28 |
2,172 | 274 | 1,262 | 3,270 | 6,743 | 11,430 | |
21 |
- | 95 | 565 | 1,691 | 5,516 | 9,341 | |
22/27 |
2,172 | 179 | 696 | 1,579 | 1,227 | 2,089 | |
24 |
2,172 | 179 | 696 | 1,579 | 1,227 | 2,089 | |
29/58 |
21,971 | 20,803 | 20,402 | 10,605 | 5,520 | 15,852 | |
40/41 |
13,779 | 13,053 | 1,676 | 8,560 | 1,173 | 374 | |
40 |
13,779 | 13,053 | 22 | 8,170 | - | - | |
41 |
- | - | 1,654 | 390 | 1,173 | 374 | |
54/58 |
7,918 | 7,476 | 18,453 | 2,045 | 4,347 | 15,427 | |
490/1 |
273 | 273 | 273 | - | 0 | 52 | |
| Balance sheet: equity and liabilities | |||||||
10/49 |
24,143 | 21,077 | 22,193 | 14,945 | 13,873 | 29,433 | |
10/15 |
-20,424 | -22,737 | -23,671 | -24,965 | -11,012 | 3,531 | |
10/11 |
10,000 | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 | |
14 |
-30,424 | -32,737 | -33,671 | -34,965 | -21,012 | -6,469 | |
17/49 |
44,567 | 43,813 | 45,864 | 39,910 | 24,886 | 25,902 | |
42/48 |
44,567 | 43,813 | 45,864 | 39,910 | 24,886 | 25,902 | |
44 |
1,500 | 1,444 | 1,469 | - | 978 | 1,954 | |
440/4 |
1,500 | 1,444 | 1,469 | - | 978 | 1,954 | |
46 |
- | 277 | 277 | - | - | - | |
45 |
1,319 | 237 | 2,248 | 77 | - | - | |
450/3 |
1,319 | 237 | 2,248 | 77 | - | - | |
47/48 |
41,748 | 41,856 | 41,871 | 39,833 | 23,908 | 23,948 | |
| Income statement | |||||||
76A |
277 | - | - | - | - | - | |
9900 |
3,613 | 3,128 | 4,622 | -7,834 | -8,748 | -1,525 | |
630 |
619 | 1,518 | 2,548 | 5,566 | 5,227 | 4,121 | |
640/8 |
544 | 578 | 724 | 469 | 486 | 695 | |
9901 |
2,450 | 1,033 | 1,350 | -13,869 | -14,462 | -6,341 | |
75/76B |
0 | - | 57 | 15 | - | - | |
75 |
0 | - | 57 | 15 | - | - | |
65/66B |
137 | 99 | 112 | 99 | 81 | 129 | |
65 |
137 | 99 | 112 | 99 | 81 | 129 | |
9903 |
2,313 | 934 | 1,294 | -13,953 | -14,543 | -6,469 | |
9904 |
2,313 | 934 | 1,294 | -13,953 | -14,543 | -6,469 | |
9905 |
2,313 | 934 | 1,294 | -13,953 | -14,543 | -6,469 | |
| Appropriation of the result | |||||||
9906 |
-30,424 | -32,737 | -33,671 | -34,965 | -21,012 | -6,469 | |
14P |
-32,737 | -33,671 | -34,965 | -21,012 | -6,469 | - | |
| Document | |||||||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00460689.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00460689 | |
| 31-12-2024 | micro format | 22-10-2025 | 2025-00547189 | |
| 31-12-2023 | micro format | 10-09-2024 | 2024-00458559 | |
| 31-12-2022 | micro format | 29-12-2023 | 2023-00539124 | |
| 31-12-2021 | micro format | 18-10-2022 | 2022-20467311 | |
| 31-12-2020 | micro format | 16-09-2021 | 2021-67500600 |
Subsidies and aid
Flemish government 2024, 1 entry, €653 awarded, €653 paid
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| 3,069 | 2,550 | 3,898 | -8,303 | -9,235 | -2,220 | ||
| 2,932 | 2,452 | 3,843 | -8,387 | -9,316 | -2,349 | ||
| 2,517 | 530 | 540 | 1,553 | 540 | 15,001 | ||
| 442 | -10,976 | 16,408 | -2,302 | -11,080 | - | ||
| -22,596 | -23,011 | -25,463 | -29,305 | -19,366 | -10,050 | ||
| -84.6% | -107.9% | -106.7% | -167.0% | -79.4% | 12.0% | ||
| 0.49 | 0.47 | 0.44 | 0.27 | 0.22 | 0.61 | ||
| - | - | - | - | - | 7.34 | ||
| - | - | - | - | - | -183.2% | ||
| 9.6% | 4.4% | 5.8% | -93.4% | -104.8% | -22.0% | ||
| 22.40 | 25.89 | 34.71 | -83.87 | -113.40 | - |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €2,517 | - | - | €1,553 | - |
| €619 | €1,518 | €2,548 | €5,566 | €5,227 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on VESADATA
The operating result for 2025 is 137% higher than in 2024 and the highest since 2020. It is a recovery after the fall in 2024.
Equity is negative. Debt (€44,567) exceeds the balance-sheet total (€24,143).
Board & ownership
Board
1 directorMandates through the years
1 name, the dashed line is todayDUCOULOMBIER Yves
Director
Director
Board
Mandates as a list
- DUCOULOMBIER Yves
- Director, from 13-12-2019 to date
Control
Capital
- Contribution
- €10,000
- Source
- 2025 annual accounts
Network & group
No group
VESADATA has no parent and no holdings in its annual accounts. DUCOULOMBIER Yves is the only director. VESADATA shares no director with another company.
At the same address
Sint-Lievensplein 15, 9550 Herzele · 3 other companies| DR. YVES DUCOULOMBIER
registered office since 16-05-2008 · founded in 2008 |
total assets €3.5m (2025) 0898.062.226 |
| RADIOLOGIE DR. GENIETS
registered office since 22-05-2008 · founded in 2008 |
total assets €3.2m (2025) 0898.068.758 |
| Ducoulombier, Arnaud (sole trader)
establishment since 15-04-2024 |
founded in 2024 1008.268.676 |
Timeline
Timeline
12 events since 2019Filings
Financial
Establishments
2020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 31 days late
2025
Highest result from 2020 to 2025 net €2,313 ▲148% The operating result of €2,450 and the net result of €2,313 are both a record.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0739569471
Annual accounts 2024 filed PDFmicro format · 83 days late
2024
Annual accounts 2023 filed PDFmicro format · 41 days late
2023
Back to profit net €1,294 The net result is €1,294, after 3 loss-making years.
Annual accounts 2022 filed PDFmicro format · 151 days late
2022
Annual accounts 2021 filed PDFmicro format · 79 days late
2021
Weakest financial year net -€14,543 The net result drops to -€14,543, the lowest from 2020 to 2025. It recovers the following year.
Annual accounts 2020 filed PDFmicro format · 47 days late
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0739.569.471
- VAT number
- BE 0739.569.471
- Peppol ID
- 0208:0739569471
- Other Peppol ID
- 9925:BE0739569471
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 13-12-2019
- Financial year
- ends on 31 December
- Peppol
- Reachable since 23-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- VESADATA in Dutch
- Entity type
- Legal entity
Activities
NACEBEL 202562100
Computer programming main activity
Codes under NACEBEL 2008
62010
Computer programming, consultancy and related activities main activity
26300
Manufacture of computer, electronic and optical products
47410
Retail trade
61200
Telecommunications
62020
IT consultancy
68201
Real estate activities
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Sint-Lievensplein 15 registered office 9550 Herzele | 13-12-2019 | 2.300.127.346 |
Buildings and parcels at the address
- Ground area
- 1,448 m²
- Buildings
- 421 m²
- Volume, LiDAR
- 3,769 m³
- Tallest building
- 17.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 41062C0865/00F000 | 1,448 m² | 1 · 421 m² | 17.5 m · 3 |
1 of these parcels carries protected heritage. Expect extra rules on renovation or sale.