VERZEKERINGEN VDH
ActiveSummary
VERZEKERINGEN VDH is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3,560 and a net result of €80,362. Equity has been growing by about 20% per year since 2018. The company has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 08-07-2005 Normal situation
- Activity
- “Het optreden als tussenpersoon bij verzekeringen van alle aard,en dit in de meeste ruime…” (deed in Dutch)From the articles, 5 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.148.434.192 9290 Berlare, since 01-08-2005
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Financial position
Bankruptcy probability: sector outside the model
Annual accounts 2025
- Gross margin
- €130,286
- ▲ 35.7%
- Turnover
- ≈ €330,000
- estimated
- Profit
- €80,362
- ▲ 21.7%
- Equity
- €3,560
- ▼ 97.4%
- Total assets
- €250,418
- ▼ 9.2%
- Employees on 31-12-2025
- 1
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Score 2025
42
/ 100
Weak▼ -34 on 2024
Without a bankruptcy probability, the score rests on the figures alone.
Financial strength · tick: 2024
Weak
Solvency
26-48
equity 1.4% of total assets
Liquidity
15-40
short-term debt 98.6% · cash 11.7%
Profitability
100+1
return on assets 32.1%
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
No publishable credit limit, so credit only on tighter terms
Liquidity is insufficient, with a current ratio of 0.91 (2.05 in 2024), below 1. Short-term debt is 98.6% and cash 11.7% of total assets. 98.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 days early
2024
66 days early
2023
44 days early
2022
66 days early
2021
87 days early
2020
67 days early
2019
57 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 64 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
- Caution: Equity fell in 2025from €136,233 to €3,560 ▼ 97.4% View
- Board changedlatest change 30-06-2026 · 2 in office 2 joined · 1 left View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- Positive: 8 profitable years in a rowprofit 2025: €80,362 8 years View
Recent changes
- · Gazette deed Registered office moved from Sint-niklaas to BerlareNew seat: Dendermondse Steenweg 25, 9290 Berlare · Previous seat: Zwaluwenlaan 17, 9100 Sint-niklaas · Resignation: Filip Van Der Heyden (director)
- · Gazette deed Resignation: VAN DER HEYDEN Filip Frans Maria (manager)Reappointment: VAN DER HEYDEN Filip Frans Maria (director)
- · Gazette deed Incorporation
Key facts about VERZEKERINGEN VDH
- What is the company number of VERZEKERINGEN VDH?
- The company number of VERZEKERINGEN VDH is 0874.974.246. The VAT number is the same number with BE in front: BE 0874.974.246.
- Where is VERZEKERINGEN VDH based?
- The registered office is at Dendermondse Steenweg(O) 25, 9290 Berlare.Company details
- What is the legal form of VERZEKERINGEN VDH?
- The legal form of VERZEKERINGEN VDH is Private limited company (BV).
- When was VERZEKERINGEN VDH founded?
- VERZEKERINGEN VDH was founded on 08-07-2005.
- Is VERZEKERINGEN VDH still active?
- Yes, VERZEKERINGEN VDH is an active enterprise in the KBO register.
- How many employees does VERZEKERINGEN VDH have?
- VERZEKERINGEN VDH had an average of 0.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of VERZEKERINGEN VDH?
- The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €130,286 and 2,215 comparable companies of the same size. It probably lies between €220,000 and €500,000. It is a rough estimate.
- Is VERZEKERINGEN VDH profitable?
- In financial year 2025, VERZEKERINGEN VDH made a profit of €80,362.
- Where can I find the annual accounts of VERZEKERINGEN VDH?
- VERZEKERINGEN VDH filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VERZEKERINGEN VDH due?
- VERZEKERINGEN VDH must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.