Verzekeringen V.D.C.

Private limited companyfounded 1986active for 40 yearsEzelstraat 82, 8000 Brugge, BelgiumKBO/BCE: BE 0428.566.784

From the official registers: KBO 40 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Verzekeringen V.D.C. is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €119,034 and a net result of €6,708. Equity has been stable since 2018 (±2.4% per year). Its solvency ranks better than 68% of 3,049 sector peers (NACE 66, financial year 2025). The company has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

Verzekeringen V.D.C.Active

Risk analysis Report Compare

Official details

KBO

Status: Active since 21-02-1986 Normal situation
Activity: Insurance agents and brokers NACE 66220
Establishment unit: 2.102.619.015 8000 Brugge, since 03-04-1986
Financial year end: 31 December
Peppol: Not found in the Peppol Directory

Company details

Board and ownership

Board

Bianca DE SCHROODERDirector
Kristof VANDECASTEELEDirector

Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model

Annual accounts 2025

Profit: €6,708; ▼ 77.6%
Equity: €119,034; ▼ 17.4%
Total assets: €173,288; ▼ 3.4%
Staff: 2.7 FTE; ▲ 50.0%

Filed on 16-07-2026, 15 days before the deadlineat the National Bank

Financials

SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal.

neutral

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

15 days early

2024

3 days early

2023

2 days early

2022

on the day

2021

3 days early

2020

20 days late

2019

31 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (5 of the last 5 accounts filed within 30 days either side of that date).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Positive: 8 profitable years in a rowprofit 2025: €6,708 8 years View
Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Comparable companies

These companies have the same main activity as Verzekeringen V.D.C.: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €156,000 and €200,000, founded between 1983 and 1990.

Company	Total assets	Gross margin
Verzekeringen V.D.C. Brugge	€173,288	€132,894
Zakenkantoor Van Slembrouck Ieper	€199,803	€118,951
DEMANET Mettet	€179,044	€123,065
Verzekeringen Vander Hulst Bertem	€169,530	€138,916
ASSASSUR Asse	€181,346	€148,968
VERSMISSEN, JANSSENS & PARTNERS Hoogstraten	€156,255	€144,908
Zakenkantoor Baert & Lenaerts Tessenderlo-Ham	€173,837	€148,514

Full comparison

Documents

Key facts about Verzekeringen V.D.C.

What is the company number of Verzekeringen V.D.C.?: The company number of Verzekeringen V.D.C. is 0428.566.784. The VAT number is the same number with BE in front: BE 0428.566.784.
Where is Verzekeringen V.D.C. based?: The registered office is at Ezelstraat 82, 8000 Brugge.Company details
What does Verzekeringen V.D.C. do?: According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of Verzekeringen V.D.C.?: The legal form of Verzekeringen V.D.C. is Private limited company (BV).
When was Verzekeringen V.D.C. founded?: Verzekeringen V.D.C. was founded on 21-02-1986.
Is Verzekeringen V.D.C. still active?: Yes, Verzekeringen V.D.C. is an active enterprise in the KBO register.
How many employees does Verzekeringen V.D.C. have?: Verzekeringen V.D.C. had an average of 2.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Verzekeringen V.D.C.?: The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €132,894 and 31 comparable companies (NACE 66220). It probably lies between €210,000 and €340,000.
Is Verzekeringen V.D.C. profitable?: In financial year 2025, Verzekeringen V.D.C. made a profit of €6,708.
Where can I find the annual accounts of Verzekeringen V.D.C.?: Verzekeringen V.D.C. filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Verzekeringen V.D.C. due?: Verzekeringen V.D.C. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies See what changed in the latest annual accounts.What changed

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.

Overview