Very Happy
ActiveThe computed 12-month bankruptcy probability of Very Happy is 2.4% (moderate). The 2024 annual accounts show negative equity (€-19k) and a net result of €-7k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 26056 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
7
/ 100
Critical▼ -11 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+59
Solvency33=
Growth35=
Stability100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.03 against 0.05 in 2023), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-14.7%
Return on assets
-5.7%
Age of the figures
20 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€19k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
6 d early
2023
28 d late
2022
3 d early
2021
34 d early
2020
9 d late
2019
53 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€129k▲ 56.4%
2021 · €82k
2018: €119k
2019: €134k
2020: €46k
2021: €82k
2018 → 2022
EBIT margin
-16.1%▼ 19.1pp
2021 · 3.0%
2018: 3.3%
2019: 2.5%
2020: 5.2%
2021: 3.0%
2018 → 2022
Net result
€-7k▼ 684%
2023 · €-950
2018: €487
2019: €406
2020: €52
2021: €463
2022: €-22k
2023: €-950
2018 → 2024
Working capital
€-143k▼ 26.2%
2023 · €-114k
2018: €-83k
2019: €-87k
2020: €-88k
2021: €-94k
2022: €-113k
2023: €-114k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€46k-€82k▲ 79.6%€129k▲ 56.4%
Equity€11k-€12k▲ 4.1%€-11k€-12k▼ 8.9%€-19k▼ 63.9%
Operating result€2k-€2k▲ 2.6%€-21k€249€-7k
Net result€52-€463▲ 786%€-22k€-950▲ 95.8%€-7k▼ 684%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €7k after €249 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €130k
Fixed assets
€126k▼ 4.3%
Current assets
€4k▼ 42.3%
Key figures and ratios
EBITDA
€-1k
Cash flow
€-2k
Solvency
-14.7%▼
2023 · -8.4%
Current ratio
0.03▼
2023 · 0.05
Quick ratio
0.03▼
2023 · 0.05
Debt / equity
-7.81▲
2023 · -12.88
ROE
39.0%▲
2023 · 8.1%
ROA
-5.7%▼
2023 · -0.7%
Interest coverage
-1.26
Debt
€149k▼
2023 · €150k
Debt ≤ 1 year
€147k▲
2023 · €120k
Debt > 1 year
€2k▼
2023 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€139k€130k▼
Fixed assets21/28€132k€126k▼
Tangible fixed assets22/27€130k€124k▼
Land and buildings22€130k€124k▼
Financial fixed assets28€2k€2k=
Current assets29/58€6k€4k▼
Amounts receivable within one year40/41€6k€4k▼
Trade receivables40€2k-
Other amounts receivable41€4k€4k▼
Cash at bank and in hand54/58€487€23▼
Equity and liabilities
Total equity and liabilities10/49€139k€130k▼
Equity10/15€-12k€-19k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-30k€-38k▼
Amounts payable17/49€150k€149k▼
Amounts payable after more than one year17€30k€2k▼
Financial debts170/4€30k€2k▼
Amounts payable within one year42/48€120k€147k▲
Current portion of amounts payable after more than one year42-€14k
Trade debts44€30k€2k▼
Suppliers440/4€30k€2k▼
Taxes, remuneration and social security45€299-
Taxes450/3€299-
Other amounts payable47/48€90k€131k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€6k
Other operating charges640/8€363-
Gross operating margin9900€612€-1k▼
Operating profit (loss)9901€249€-7k▼
Financial charges65/66B€1k€809▼
Recurring financial charges65€1k€809▼
Profit (loss) for the period before taxes9903€-950€-7k▼
Profit (loss) for the period9904€-950€-7k▼
Profit (loss) for the period to be appropriated9905€-950€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-38k▼
Profit (loss) brought forward from the previous period14P€-29k€-30k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-22k ▼4948%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 9 days late
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 53 days late
2019
14-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 75 days late
2018
27-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 119 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hemiksem · 3 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heuvelstraat 1852620 HemiksemGround area
1,137 m²
Building footprint
1,193 m²
Volume, LiDAR
12,154 m³
3 parcels, Flanders · tallest building 25.8 m, ±4 floors. Linked by address, not a title deed.
3 establishment units
Very Happy
since 20152.244.368.974
Very Happy
since 20252.374.445.974
Very Happy
since 20252.384.018.092
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11006A0511/00W000 | Flanders | 524 m² | 1 · 612 m² | 20.8 m · 4 fl. |
| 11006A0466/00D000 | Flanders | 488 m² | 1 · 483 m² | 25.8 m · 4 fl. |
| 11018B0139/00E003 | Flanders | 125 m² | 1 · 98 m² | 8.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
L.A.R.I.
BE 0799.911.686
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Sales & Rental Services
BE 0739.758.622
Vorselaar · Eq €12k
ASPG
BE 0668.999.201
Jalhay · Eq €12k
ARTS BCH
BE 1007.650.648
Anderlecht · Eq €12k
ETCETERA
BE 0442.679.294
Aarschot · Eq €12k
Of 6,457 companies in sector 47716 we hold annual accounts for 2,421. 1,298 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-08-2015
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
47712Retail trade
47721Retail sale of footwear
47722Retail trade
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.