Verwilt
ActiveVerwilt has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.02M and a net result of €219k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 67% of 1030 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+42
Solvency96=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 2.41 against 2.26 in 2024), and 46.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.1%
Return on assets
11.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
26 d late
2023
25 d late
2022
31 d late
2021
18 d late
2020
13 d late
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.02M▲ 0.6%
2024 · €1.02M
2018: €865k
2019: €973k
2020: €717k
2021: €805k
2022: €783k
2023: €1.01M
2024: €1.02M
2018 → 2025
Total assets
€1.93M▼ 0.2%
2024 · €1.93M
2018: €2.08M
2019: €1.97M
2020: €1.97M
2021: €1.90M
2022: €1.79M
2023: €1.97M
2024: €1.93M
2018 → 2025
Net result
€219k▲ 85.3%
2024 · €118k
2018: €114k
2019: €108k
2020: €95k
2021: €88k
2022: €226k
2023: €274k
2024: €118k
2018 → 2025
Working capital
€681k▲ 27.9%
2024 · €533k
2018: €102k
2019: €209k
2020: €4k
2021: €204k
2022: €280k
2023: €447k
2024: €533k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€805k-€783k▼ 2.7%€1.01M▲ 29.4%€1.02M▲ 0.4%€1.02M▲ 0.6%
Operating result€153k-€345k▲ 125%€391k▲ 13.6%€176k▼ 55.1%€333k▲ 89.7%
Net result€88k-€226k▲ 157%€274k▲ 21.3%€118k▼ 56.8%€219k▲ 85.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 90% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.93M
Fixed assets
€762k▼ 21.6%
Current assets
€1.16M▲ 21.6%
Equity and liabilities €1.93M
Equity
€1.02M▲ 0.6%
Debt
€902k▼ 1.0%
The debt ratio falls from 47.2% to 46.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€554k▲
2024 · €394k
Cash flow
€440k▲
2024 · €337k
Solvency
53.1%▲
2024 · 52.8%
Current ratio
2.41▲
2024 · 2.26
Quick ratio
2.39▲
2024 · 2.24
Debt / equity
0.88▼
2024 · 0.90
ROE
21.4%▲
2024 · 11.6%
ROA
11.4%▲
2024 · 6.1%
Interest coverage
51.02▲
2024 · 34.47
Debt
€902k▼
2024 · €911k
Debt ≤ 1 year
€482k▲
2024 · €424k
Debt > 1 year
€420k▼
2024 · €486k
Income taxes
€106k▲
2024 · €57k
Staff costs
€146k▲
2024 · €142k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.93M€1.93M▼
Fixed assets21/28€972k€762k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€969k€761k▼
Land and buildings22€777k€630k▼
Plant, machinery and equipment23€13k€8k▼
Furniture and vehicles24€180k€122k▼
Financial fixed assets28€174€174=
Current assets29/58€957k€1.16M▲
Stocks and contracts in progress3€9k€11k▲
Stocks30/36€9k€11k▲
Amounts receivable within one year40/41€411k€234k▼
Trade receivables40€281k€234k▼
Other amounts receivable41€129k€0▼
Current investments50/53-€200k
Cash at bank and in hand54/58€536k€713k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.93M€1.93M▼
Equity10/15€1.02M€1.02M▲
Contributions10/11€19k€19k=
Reserves13€999k€1.00M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€16k€16k=
Distributable reserves133€981k€986k▲
Profit (loss) carried forward14€123€123=
Amounts payable17/49€911k€902k▼
Amounts payable after more than one year17€486k€420k▼
Financial debts170/4€486k€420k▼
Amounts payable within one year42/48€424k€482k▲
Current portion of amounts payable after more than one year42€65k€66k▲
Trade debts44€112k€88k▼
Suppliers440/4€112k€88k▼
Advances received on contracts in progress46€177k€203k▲
Taxes, remuneration and social security45€65k€88k▲
Taxes450/3€38k€63k▲
Remuneration and social security454/9€27k€24k▼
Other amounts payable47/48€5k€37k▲
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€142k€146k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€218k€221k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€-12k▼
Other operating charges640/8€15k€24k▲
Gross operating margin9900€555k€712k▲
Operating profit (loss)9901€176k€333k▲
Financial income75/76B€11k€2k▼
Recurring financial income75€11k€2k▼
Non-recurring financial income76B€0-
Financial charges65/66B€11k€11k▼
Recurring financial charges65€11k€11k▼
Profit (loss) for the period before taxes9903€175k€325k▲
Income taxes67/77€57k€106k▲
Profit (loss) for the period9904€118k€219k▲
Profit (loss) for the period to be appropriated9905€118k€219k▲
Appropriation of the result
Profit (loss) to be appropriated9906€118k€219k▲
Profit (loss) brought forward from the previous period14P€123€123=
Transfer from equity791/2€114k€214k▲
Transfer to equity691/2€118k€219k▲
To other reserves6921€118k€219k▲
Profit to be distributed694/7€114k€214k▲
Return on contributions (dividend)694€114k€214k▲
Social balance
Average headcount (FTE)90872.21.9▼
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
25-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 25 days late
2023
31-12
Financial
Highest result since 2018net €274k ▲21.3%
Operating result €391k, net result €274k, both a record.
31-12
Financial
Equity above €1MEq €1.01M ▲29.4%
6 profitable years in a row build equity to €1.01M.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 18 days late
2021
31-12
Financial
Weakest financial yearnet €88k ▼7.2%
Net result drops to €88k, the lowest in the series; recovery starts the following year.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 13 days late
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 18 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 19 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 4 establishment units since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Bernardsesteenweg 2302020 AntwerpenGround area
3,311 m²
Building footprint
812 m²
Volume, LiDAR
4,578 m³
4 parcels, Flanders · tallest building 18.4 m, ±3 floors. Linked by address, not a title deed.
4 establishment units
Verwilt
since 19842.024.311.707
Verwilt
since 20032.145.270.113
Verwilt
since 20132.217.468.401
Lierbaan 177, 2580 Putte
since 20192.292.171.465
4 parcels
Flanders
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12029A0301/00P000 | Flanders | 1,249 m² | 1 · 224 m² | 8.4 m · 2 fl. |
| 12029A0326/00G004 | Flanders | 1,181 m² | 1 · 156 m² | 8.3 m · 1 fl. |
| 11051C0013/00V005 | Flanders | 465 m² | 1 · 76 m² | 10.4 m · 3 fl. |
| 11809I2507/00R002 | Flanders | 417 m² | 1 · 356 m² | 18.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 sitePutte2.292.171.465
Similar companies · same sector, comparable size
SPIXIT
BE 0479.703.305
Sint-Gillis (bij-Brussel) · Eq €1.03M
DE MEYER UITVAART
BE 0435.556.427
Brasschaat · Eq €1.03M
FUNERA
BE 0501.927.290
Rumes · Eq €1.01M
VAN DEN BROECK
BE 0454.050.070
Vorselaar · Eq €1.04M
ABS FUNERAL
BE 0682.444.686
Nivelles · Eq €1.00M
Of 898 companies in sector 96301 we hold annual accounts for 610. 454 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-1983
Fiscal year end31-12
Activities, NACEBEL
93031
96301Funeral services
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.