Verwarmingspunt

Active

Private limited companyfounded 2020active for 6 yearsMolenweg 54, 3520 Zonhoven, BelgiumKBO/BCE: BE 0745.366.806

Summary

Verwarmingspunt has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63,391 and a net result of €49,681. Equity is growing by about 7.2% per year across the filed financial years. Its solvency ranks better than 20% of 34,678 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow Report Compare

VerwarmingspuntActiveChecked score 82/100

Risk analysis Report Compare

Activity

Installation of electric heating, air conditioning, cooling and ventilation

NACE 43222

1 site

Size

€350,859total assets 2025

Staff: 1 FTE
Equity: €63,391
Profit: €49,681

Turnover not published (abbreviated or micro format)

Financial health

82 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.4%

Structure

2025 accounts 32 days early1 deed in the Belgian Official Gazette

Why 82raises riskSector: Specialised construction activities (NACE 43)Equity €63,391 (18.1% of total assets)lowers riskLiquidity: current ratio 0.87, cash €192,846Size: total assets €350,859Show the evidence

Checked score

Score 2025

82 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 38% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 43-41

equity 18.1% of total assets

Liquidity 58-30

short-term debt 76.9% · cash 55.0%

Profitability 86+5

return on assets 14.2%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,613 companies, NACE 43, micro)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.1%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 0.2%▲ +0.1 percentage points vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.2 percentage points vs 06-2026highest value 08-2026: 0.4%● unchanged vs 07-2026highest value 09-2026: 0.4%● unchanged vs 08-2026highest value 10-2026: 0.4%● unchanged vs 09-2026highest value

Credit of up to €5,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.87, compared with 2.24 in 2024, below 1; short-term debt: 76.9% and cash: 55% of total assets), and 81.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 20% on solvency, 55% on liquidity, 71% on profitability and 6% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Liquidity: current ratio 0.87, cash €192,846

NBB · annual accounts

Sector: Specialised construction activities (NACE 43)

KBO

Equity €63,391 (18.1% of total assets)

NBB · annual accounts

Size: total assets €350,859

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 34678 sector peers (2025).

NBB · sector comparison

Position among 34678 sector peers

Solvency

better than 20%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

32 days early

2024

45 days early

2023

28 days early

2022

21 days early

2021

19 days late

2020

25 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 14 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-06-2026 Annual accounts filedfinancial year 2025 · micro…
16-06-2025 Annual accounts filedfinancial year 2024 · micro…
03-07-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Caution: Equity fell in 2025from €213,710 to €63,391 ▼ 70.3% View
Positive: Among the best 14% on net resultsector median €10,244 · 34,665 companies €49,681 View
Positive: 6 profitable years in a rowprofit 2025: €49,681 6 years View
Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

By topic

Financials

Financial year: 2025
Total assets: €350,859
Profit: €49,681
Solvency: 18.1%

Total assets▼ 2.5%

Net result

20202025

Go to Financials

Timeline

Events: 10
Since: 2021
Next accounts: by 31-07-2027

31-12-2023Weakest financial year
10-07-2023Annual accounts filed
31-12-2022Equity above €200,000

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Installation of electric heating, air conditioning, cooling and…NACE 43222
Founded: 12-03-2020
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Verwarmingspunt

What is the company number of Verwarmingspunt?: 0745.366.806. In Belgium the VAT number is the company number with BE in front: BE 0745.366.806.
Where is Verwarmingspunt based?: The registered office is at Molenweg 54, 3520 Zonhoven.Company details
What does Verwarmingspunt do?: According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of Verwarmingspunt?: Private limited company (BV).
When was Verwarmingspunt founded?: On 12-03-2020.
Is Verwarmingspunt still active?: Yes, Verwarmingspunt is an active enterprise in the KBO register.
How many employees does Verwarmingspunt have?: On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Verwarmingspunt?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Verwarmingspunt profitable?: In financial year 2025, Verwarmingspunt made a profit of €49,681.
Where can I find the annual accounts of Verwarmingspunt?: Verwarmingspunt filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Verwarmingspunt due?: By 31-07-2027, for financial year 2026.Timeline