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Verwarming Louis Block

Active
Private limited companyfounded 1987active for 38 yearsAntwerpse Steenweg 78, 9080 Lochristi, BelgiumKBO/BCE: BE 0432.485.188
Summary

Verwarming Louis Block has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95,137 and a net result of €38,327. Equity has been stable since 2018 (±1.9% per year). Its solvency ranks better than 41% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 24-11-1987 Normal situation
Activity
Installation of electric heating, air conditioning, cooling and ventilation NACE 43222and 2 others
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 2021
Establishment unit
2.033.397.736 9080 Lochristi, since 04-12-1987
Financial year end
31 December
Peppol
Reachable since 23-12-2025

Board and ownership

Shareholders

Financial position

89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€153,575
▼ 19.1%
Turnover
≈ €480,000
estimated
Profit
€38,327
▼ 48.8%
Equity
€95,137
▼ 14.3%
Total assets
€243,196
▼ 16.6%
Employees on 31-12-2025
1
=
Filed on 22-06-2026, 39 days before the deadline
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Profit of €38,327 (financial year 2025)lowers riskLiquidity: current ratio 0.87, cash €67,290Founded in 1987Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 49% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 64+1
equity 39.1% of total assets
Liquidity 60+15
short-term debt 49.0% · cash 27.7%
Profitability 88-12
return on assets 15.8%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.1%▼ -0.1 percentage points vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.2%▼ -0.3 percentage points vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.87 (1.03 in 2024), below 1. Short-term debt is 49% and cash 27.7% of total assets. 60.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 42% of them on solvency, 58% on liquidity, 74% on profitability and 21% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Liquidity: current ratio 0.87, cash €67,290
NBB · annual accounts
lowers risk · Founded in 1987
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Profit of €38,327 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 days early
2024
38 days early
2023
50 days early
2022
31 days early
2021
45 days early
2020
46 days early
2019
43 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 42 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 10th oldest company in Lochristi, Construction sectorin the Checked rankings No. 10 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 6 profitable years in a rowprofit 2025: €38,327 6 years View

Recent changes

  1. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as Verwarming Louis Block: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €176,000 and €320,000, founded between 1989 and 1993.

CompanyTotal assetsGross margin
Verwarming Louis Block Lochristi€243,196€153,575
CALLAERT Jean-Luc - Chauffage et Sanitaire SRL Fosses-la-Ville€210,362€143,146
CHAUFFAGE FANIZZA Binche€288,908€139,363
Van Roy Geert Denderleeuw€320,118€135,618
SCHIETTEKAT Lierde€307,507€166,722
VAN LYSEBETH Aalst€221,060€218,795
Christof Fermon Haaltert€175,915€140,856
Full comparison

Key facts about Verwarming Louis Block

What is the company number of Verwarming Louis Block?
The company number of Verwarming Louis Block is 0432.485.188. The VAT number is the same number with BE in front: BE 0432.485.188.
Where is Verwarming Louis Block based?
The registered office is at Antwerpse Steenweg 78, 9080 Lochristi.Company details
What does Verwarming Louis Block do?
According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of Verwarming Louis Block?
The legal form of Verwarming Louis Block is Private limited company (BV).
When was Verwarming Louis Block founded?
Verwarming Louis Block was founded on 24-11-1987.
Is Verwarming Louis Block still active?
Yes, Verwarming Louis Block is an active enterprise in the KBO register.
How many employees does Verwarming Louis Block have?
Verwarming Louis Block had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Verwarming Louis Block fall under?
In its 2021 annual accounts, Verwarming Louis Block states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of Verwarming Louis Block?
The turnover in financial year 2025 is ≈ €480,000. This figure is estimated from the gross margin of €153,575 and 87 comparable companies (NACE 432). It probably lies between €380,000 and €580,000.
Is Verwarming Louis Block profitable?
In financial year 2025, Verwarming Louis Block made a profit of €38,327.
Where can I find the annual accounts of Verwarming Louis Block?
Verwarming Louis Block filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Verwarming Louis Block due?
Verwarming Louis Block must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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