Vervynckt Electro
ActiveVervynckt Electro has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €380k and a net result of €-14k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 95% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-10
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 11.68 against 12.24 in 2024), and 6.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.8%
Return on assets
-3.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
27 d late
2023
30 d late
2022
122 d late
2021
31 d late
2020
27 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€380k▼ 3.6%
2024 · €394k
2018: €324k
2019: €334k
2020: €373k
2021: €389k
2022: €391k
2023: €387k
2024: €394k
2018 → 2025
Total assets
€406k▼ 3.2%
2024 · €419k
2018: €449k
2019: €448k
2020: €451k
2021: €441k
2022: €429k
2023: €422k
2024: €419k
2018 → 2025
Net result
€-14k
2024 · €8k
2018: €9k
2019: €11k
2020: €38k
2021: €17k
2022: €1k
2023: €-4k
2024: €8k
2018 → 2025
Working capital
€271k▼ 1.8%
2024 · €276k
2018: €124k
2019: €154k
2020: €201k
2021: €236k
2022: €252k
2023: €258k
2024: €276k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€389k-€391k▲ 0.4%€387k▼ 1.0%€394k▲ 2.0%€380k▼ 3.6%
Operating result€25k-€1k▼ 94.4%€-7k€-8k▼ 13.2%€-15k▼ 87.7%
Net result€17k-€1k▼ 91.6%€-4k€8k€-14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15k in 2025 against €8k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €406k
Fixed assets
€110k▼ 7.7%
Current assets
€296k▼ 1.4%
Equity and liabilities €406k
Equity
€380k▼ 3.6%
Debt
€25k▲ 3.4%
The debt ratio rises from 5.9% to 6.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-6k▼
2024 · €1k
Cash flow
€-5k▼
2024 · €17k
Solvency
93.8%▼
2024 · 94.1%
Current ratio
11.68▼
2024 · 12.24
Quick ratio
11.32▼
2024 · 11.99
Debt / equity
0.07▲
2024 · 0.06
ROE
-3.7%▼
2024 · 2.0%
ROA
-3.5%▼
2024 · 1.9%
Interest coverage
-60.55▼
2024 · 1.85
Debt
€25k▲
2024 · €25k
Debt ≤ 1 year
€25k▲
2024 · €25k
Income taxes
€218▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€419k€406k▼
Fixed assets21/28€119k€110k▼
Tangible fixed assets22/27€116k€107k▼
Land and buildings22€109k€101k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€273-
Financial fixed assets28€2k€2k=
Current assets29/58€300k€296k▼
Stocks and contracts in progress3€6k€9k▲
Stocks30/36€6k€9k▲
Amounts receivable within one year40/41€53k€45k▼
Trade receivables40€50k€40k▼
Other amounts receivable41€3k€5k▲
Current investments50/53€193k€193k=
Cash at bank and in hand54/58€45k€47k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€419k€406k▼
Equity10/15€394k€380k▼
Contributions10/11€222k€222k=
Reserves13€172k€172k=
Distributable reserves133€172k€172k=
Profit (loss) carried forward14-€-14k
Amounts payable17/49€25k€25k▲
Amounts payable within one year42/48€25k€25k▲
Trade debts44€816€1k▲
Suppliers440/4€816€1k▲
Taxes, remuneration and social security45€138€227▲
Taxes450/3€138€227▲
Other amounts payable47/48€24k€24k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€9k€2k▼
Gross operating margin9900€11k€-3k▼
Operating profit (loss)9901€-8k€-15k▼
Financial income75/76B€19k€1k▼
Recurring financial income75€19k€1k▼
Financial charges65/66B€791€94▼
Recurring financial charges65€791€94▼
Profit (loss) for the period before taxes9903€10k€-14k▼
Income taxes67/77€2k€218▼
Profit (loss) for the period9904€8k€-14k▼
Profit (loss) for the period to be appropriated9905€8k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-14k▼
Profit (loss) brought forward from the previous period14P€-4k-
Transfer to equity691/2€4k-
To other reserves6921€4k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-14k ▼280%
Net result drops to €-14k, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 122 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Highest result since 2018net €38k ▲255%
Operating result €58k, net result €38k, both a record.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Loveldlaan 179880 AalterGround area
875 m²
Building footprint
149 m²
Volume, LiDAR
648 m³
Parcel 44502C0589/00E000, Flanders · tallest building 5.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Loveldlaan 17, 9880 Aalter
since 19982.089.673.572
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44502C0589/00E000 | Flanders | 875 m² | 1 · 149 m² | 5.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 22,740 companies in sector 43211 we hold annual accounts for 10,275. 7,076 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-1998
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
45310
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.