Vervoer Luypaert
ActiveVervoer Luypaert has been active since 1971 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.08M and a net result of €324k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 42% of 1845 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+9
Solvency59▲+4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 2.25 against 1.89 in 2024; short-term debt: 25.2% and cash: 3.5% of total assets), but 65.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.2%
Return on assets
10.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-04-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
84 d early
2023
34 d early
2022
62 d early
2021
37 d early
2020
33 d early
2019
53 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€1.08M▲ 25.7%
2024 · €862k
2018: €461k
2019: €853k
2020: €1.11M
2021: €1.48M
2022: €703k
2023: €664k
2024: €862k
2018 → 2025
Total assets
€3.17M▲ 8.8%
2024 · €2.92M
2018: €2.81M
2019: €2.58M
2020: €2.85M
2021: €3.25M
2022: €3.21M
2023: €3.14M
2024: €2.92M
2018 → 2025
Net result
€324k▲ 240%
2024 · €95k
2018: €159k
2019: €385k
2020: €261k
2021: €451k
2022: €335k
2023: €94k
2024: €95k
2018 → 2025
Working capital
€1.00M▲ 26.8%
2024 · €789k
2018: €44k
2019: €647k
2020: €875k
2021: €1.09M
2022: €735k
2023: €710k
2024: €789k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.48M-€703k▼ 52.4%€664k▼ 5.5%€862k▲ 29.8%€1.08M▲ 25.7%
Operating result€486k-€422k▼ 13.2%€126k▼ 70.1%€182k▲ 44.8%€328k▲ 79.9%
Net result€451k-€335k▼ 25.8%€94k▼ 71.9%€95k▲ 1.3%€324k▲ 240%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 80% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.17M
Fixed assets
€1.37M▲ 10.2%
Current assets
€1.80M▲ 7.7%
Equity and liabilities €3.17M
Equity
€1.08M▲ 25.7%
Debt
€2.09M▲ 1.6%
The debt ratio falls from 70.4% to 65.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€623k▲
2024 · €618k
Cash flow
€619k▲
2024 · €531k
Solvency
34.2%▲
2024 · 29.6%
Current ratio
2.25▲
2024 · 1.89
Quick ratio
2.25▲
2024 · 1.89
Debt / equity
1.93▼
2024 · 2.38
ROE
29.9%▲
2024 · 11.1%
ROA
10.2%▲
2024 · 3.3%
Interest coverage
19.75▲
2024 · 14.92
Debt
€2.09M▲
2024 · €2.05M
Debt ≤ 1 year
€801k▼
2024 · €883k
Debt > 1 year
€1.27M▲
2024 · €1.16M
Income taxes
€83k▲
2024 · €45k
Staff costs
€1.36M▼
2024 · €1.56M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.92M€3.17M▲
Fixed assets21/28€1.24M€1.37M▲
Tangible fixed assets22/27€1.24M€1.37M▲
Land and buildings22€162k€128k▼
Plant, machinery and equipment23€77k€30k▼
Furniture and vehicles24€865k€1.04M▲
Leasing and similar rights25€136k€165k▲
Financial fixed assets28€4k€4k=
Current assets29/58€1.67M€1.80M▲
Amounts receivable within one year40/41€1.26M€1.66M▲
Trade receivables40€581k€931k▲
Other amounts receivable41€677k€725k▲
Cash at bank and in hand54/58€404k€111k▼
Deferred charges and accrued income490/1€10k€34k▲
Equity and liabilities
Total equity and liabilities10/49€2.92M€3.17M▲
Equity10/15€862k€1.08M▲
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€660k€984k▲
Non-distributable reserves130/1€64k€64k=
Legal reserve130€64k€64k=
Tax-exempt reserves132€35k€35k=
Distributable reserves133€561k€885k▲
Profit (loss) carried forward14€0-
Investment grants15€102k€0▼
Provisions and deferred taxes16€0-
Deferred taxes168€0-
Amounts payable17/49€2.05M€2.09M▲
Amounts payable after more than one year17€1.16M€1.27M▲
Financial debts170/4€1.16M€1.27M▲
Amounts payable within one year42/48€883k€801k▼
Current portion of amounts payable after more than one year42€365k€382k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€338k€184k▼
Suppliers440/4€338k€184k▼
Taxes, remuneration and social security45€175k€234k▲
Taxes450/3€36k€74k▲
Remuneration and social security454/9€139k€160k▲
Other amounts payable47/48€6k€449▼
Accrued charges and deferred income492/3€9k€17k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€1.56M€1.36M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€435k€295k▼
Other operating charges640/8€399k€247k▼
Non-recurring operating charges66A-€98k
Gross operating margin9900€2.58M€2.33M▼
Operating profit (loss)9901€182k€328k▲
Financial income75/76B€13k€110k▲
Recurring financial income75€13k€110k▲
Financial charges65/66B€56k€32k▼
Recurring financial charges65€41k€32k▼
Non-recurring financial charges66B€14k€0▼
Profit (loss) for the period before taxes9903€140k€407k▲
Transfer from deferred taxes780€550€0▼
Income taxes67/77€45k€83k▲
Profit (loss) for the period9904€95k€324k▲
Transfer from tax-exempt reserves789€2k€0▼
Profit (loss) for the period to be appropriated9905€97k€324k▲
Appropriation of the result
Profit (loss) to be appropriated9906€97k€324k▲
Transfer from equity791/2€0-
Transfer to equity691/2€97k€324k▲
To other reserves6921€97k€324k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)908727.029.9▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
16-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Equity above €1MEq €1.08M ▲25.7%
8 profitable years in a row build equity to €1.08M.
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €94k ▼71.9%
Net result drops to €94k, the lowest in the series; recovery starts the following year.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €451k ▲72.9%
Net result €451k, the highest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €1MEq €1.11M ▲29.6%
3 profitable years in a row build equity to €1.11M.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €500kEq €853k ▲85.1%
2 profitable years in a row build equity to €853k.
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
29-03-2024
Robert Wouters: Resigned as Director
09-05-2022
Bruno Eeckhout: Resigned as Director
18-02-2022
Jan Mertens: Resigned as Director
18-02-2022
Liliane Lambert: Resigned as Director
18-05-2020
LAMBERT Liliane Sidonie Victorine: Resigned as Director
18-05-2020
MERTENS Jan Emiel Maria: Resigned as Director
Location & real-estate footprint
Registered office, Lier · 2 establishment units since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industriestraat 92500 LierGround area
1.3 ha
Building footprint
4,437 m²
Volume, LiDAR
33,291 m³
2 parcels, Flanders · tallest building 19.8 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Vervoer Luypaert
since 20052.155.725.030
Industriestraat 9, 2500 Lier
since 20202.307.825.186
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12392A0444/00F002 | Flanders | 7,922 m² | 1 · 3,241 m² | 19.8 m · 3 fl. |
| 12392A0466/00E000 | Flanders | 5,072 m² | 1 · 1,196 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared address
→
Shared address
→
Public money · subsidies and aid
Flemish government
2022 to 2025 · 10 entries · 285,323 EUR awarded · 84,785 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 3,259 EUR | 33,979 EUR |
| 2024 | 3 | 108,067 EUR | 36,387 EUR |
| 2023 | 3 | 173,667 EUR | 14,089 EUR |
| 2022 | 1 | 330 EUR | 330 EUR |
Schemes
Ecologiepremie+
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
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Of 12,606 companies in sector 49410 we hold annual accounts for 8,199. 4,008 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-01-1971
Fiscal year end30-09
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.vervoer-luypaert.be
E-mail:info@vervoer-luypaert.be