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VERVLOET

Active
Public limited companyfounded 196858 yrs activePaalstraat 78, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0400.406.496

The file of VERVLOET contains 1 judicial reorganisation, as published in the Belgian State Gazette.

Summary

The computed 12-month bankruptcy probability is ≥ 25% (high). The 2025 annual accounts show negative equity (-€679,959) and a net result of -€327,458. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 4473 sector peers (fiscal year 2025).

Risk analysisWatch ReportCompare
VERVLOETActiveChecked score 15/100
Risk analysis ReportCompare

Overview

What they do
Retail sale of hardware, building materials, paint and glass (general range)
NACE 47521Manufacture of fabricated metal products, except machinery and equipment NACE 25620NACE 25720
1 site
How big
€1.8mtotal assets 2025
Staff
18.6 FTE
Equity
-€679,959
Loss
-€327,458
Financially healthy?
15 Critical Checked score 2025
Bankruptcy chance 12 m
≥ 25%
Who decides
Parent
VERVLOET INTERNATIONAL · 100%
Accounts filed 50 d late0 of 10 deeds read
Why 15- Judicial reorganisation on record (1 publication, latest 27-03-2019)- Negative equity -€679,959- Loss of €327,458, the second in a row (FY 2025)- Liquidity: current ratio 0.39, cash €10,596, halvedShow the evidence

Checked score

Score 2025
15 / 100
Critical
Probability in this band: over 15.0%
Place in the band from the probability alone: no sector peers known
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -38.7% of total assets
Liquidity 1-4
short-term debt 128.4% · cash 0.6%
Profitability 0=
return on assets -18.6%
Bankruptcy probability, 12 months
≥ 25% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 4 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,668 companies)
Last 24 months 11-2024: 8.5%lowest value 12-2024: 8.5%● 0.0% vs 11-2024lowest value 01-2025: 8.5%● 0.0% vs 12-2024lowest value 02-2025: 8.6%▲ +1.4% vs 01-2025 03-2025: 8.6%● 0.0% vs 02-2025 04-2025: 8.6%▲ +0.4% vs 03-2025 05-2025: 8.7%▲ +0.5% vs 04-2025 06-2025: 8.5%▼ -1.6% vs 05-2025 07-2025: 9.4%▲ +9.8% vs 06-2025 08-2025: 12.1%▲ +28.9% vs 07-2025 09-2025: 13.6%▲ +12.5% vs 08-2025 10-2025: 22.1%▲ +62.4% vs 09-2025 11-2025: 22.1%● 0.0% vs 10-2025 12-2025: 22.1%● 0.0% vs 11-2025 01-2026: 22.1%● 0.0% vs 12-2025 02-2026: 22.3%▲ +1.0% vs 01-2026 03-2026: 22.0%▼ -1.3% vs 02-2026 04-2026: 22.0%● 0.0% vs 03-2026 05-2026: 22.1%▲ +0.5% vs 04-2026 06-2026: 22.2%▲ +0.1% vs 05-2026 07-2026: 22.3%▲ +0.5% vs 06-2026 08-2026: 22.1%▼ -0.8% vs 07-2026 09-2026: 21.7%▼ -1.7% vs 08-2026 10-2026: ≥ 25%▲ +17.6% vs 09-2026highest value
  • Judicial reorganisation on record (1 publication, latest 27-03-2019) raises the probability
  • Negative equity -€679,959 raises the probability
  • Loss of €327,458, the second in a row (FY 2025) raises the probability
  • Liquidity: current ratio 0.39, cash €10,596, halved raises the probability
No credit on open account
Liquidity short (current ratio 0.39 against 0.67 in 2024; short-term debt: 128.4% and cash: 0.6% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: from the bankruptcy probability alone, as no sector peers are known.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Judicial reorganisation on record (1 publication, latest 27-03-2019)
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Negative equity -€679,959
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Loss of €327,458, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.39, cash €10,596, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€679,959
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-09-2026, 50 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
50 d late
2024
41 d late
2023
14 d early
2022
17 d early
2021
32 d early
2020
27 d late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (4 of the last 5 filed years within 54 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Annual accounts filedfiscal year 2023 · full…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€679,959 View
  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€327,458 View
  • Caution: Equity fell in 2025from -€352,501 to -€679,959 ▼ 92.9% View
  • Caution: Among the weakest 5% on net resultsector median €39,880 · 4,473 companies -€327,458 View
  • Controlled by VERVLOET INTERNATIONALknown shareholders 100% 100% View
  • Active since 1968founded 01-01-1968 58 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.8m
Loss
-€327,458
Solvency
-38.7%
Total assets▲ 27.4%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 19-09-2026Annual accounts filed
  2. 10-09-2025Annual accounts filed
  3. 17-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Retail sale of hardware, building materials, paint and…NACE 47521
Founded
01-01-1968
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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