Verviers-Station
ActiveVerviers-Station has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81k and a net result of €36k. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 78% of 3657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+44
Solvency84▲+15
Growth70=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.75 against 0.96 in 2024; short-term debt: 40.5% and cash: 63.3% of total assets), and 40.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.3%
Return on assets
26.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
41 d early
2023
33 d early
2022
30 d late
2021
59 d late
2020
61 d late
2019
210 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€477k▲ 17.1%
2020 · €407k
2018: €392k
2020: €407k
2018 → 2021
EBIT margin
15.2%▲ 11.1pp
2020 · 4.1%
2018: -8.4%
2020: 4.1%
2018 → 2021
Net result
€36k
2024 · €-2k
2018: €-31k
2019: €-13k
2020: €15k
2021: €72k
2022: €7k
2023: €-44k
2024: €-2k
2018 → 2025
Working capital
€41k
2024 · €-2k
2018: €-22k
2019: €-37k
2020: €-29k
2021: €36k
2022: €36k
2023: €-11k
2024: €-2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€477k-
Equity€84k-€90k▲ 7.8%€46k▼ 48.5%€44k▼ 4.3%€81k▲ 81.4%
Operating result€73k-€10k▼ 86.7%€-39k€2k€40k▲ 2,492%
Net result€72k-€7k▼ 90.9%€-44k€-2k▲ 95.4%€36k
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2,492% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136k
Fixed assets
€40k▼ 21.7%
Current assets
€96k▲ 87.6%
Equity and liabilities €136k
Equity
€81k▲ 81.4%
Debt
€55k▼ 3.8%
The debt ratio falls from 56.5% to 40.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€55k▲
2024 · €17k
Cash flow
€52k▲
2024 · €13k
Solvency
59.3%▲
2024 · 43.5%
Current ratio
1.75▲
2024 · 0.96
Quick ratio
1.63▲
2024 · 0.86
Debt / equity
0.69▼
2024 · 1.30
ROE
44.9%▲
2024 · -4.5%
ROA
26.6%▲
2024 · -2.0%
Interest coverage
15.90▲
2024 · 4.77
Debt
€55k▼
2024 · €58k
Debt ≤ 1 year
€55k▲
2024 · €54k
Debt > 1 year
€303▼
2024 · €4k
Staff costs
€146k▼
2024 · €161k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€102k€136k▲
Fixed assets21/28€51k€40k▼
Tangible fixed assets22/27€51k€40k▼
Plant, machinery and equipment23€50k€39k▼
Other tangible fixed assets26€505€335▼
Current assets29/58€51k€96k▲
Stocks and contracts in progress3€5k€7k▲
Stocks30/36€5k€7k▲
Amounts receivable within one year40/41€2k€2k▼
Trade receivables40€115€146▲
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€42k€86k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€102k€136k▲
Equity10/15€44k€81k▲
Contributions10/11€62k€62k=
Profit (loss) carried forward14€-18k€19k▲
Amounts payable17/49€58k€55k▼
Amounts payable after more than one year17€4k€303▼
Financial debts170/4€4k€303▼
Amounts payable within one year42/48€54k€55k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€32k€34k▲
Suppliers440/4€32k€34k▲
Taxes, remuneration and social security45€18k€17k▼
Taxes450/3€4k€509▼
Remuneration and social security454/9€14k€17k▲
Other amounts payable47/48-€76
Income statement
Code20242025
Remuneration, social security and pensions62€161k€146k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€1k€750▼
Non-recurring operating charges66A€4k€7k▲
Gross operating margin9900€184k€210k▲
Operating profit (loss)9901€2k€40k▲
Financial income75/76B€4€8▲
Recurring financial income75€4€8▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-2k€36k▲
Profit (loss) for the period9904€-2k€36k▲
Profit (loss) for the period to be appropriated9905€-2k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€19k▲
Profit (loss) brought forward from the previous period14P€-16k€-18k▼
Social balance
Average headcount (FTE)90876.37.2▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €36k
Net result €36k after 2 loss-making years.
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-44k ▼767%
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
31-12
Financial
Highest result since 2018net €72k ▲366%
Operating result €73k, net result €72k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.63
Current ratio from 0.72 to 1.63; short-term debt falls from €104k to €56k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
26-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 210 days late
2020
31-12
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 21 days late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
11-01-2024
HB Services: Resigned as Director
11-01-2024
PHIL CONCEPT: Resigned as Director
08-03-2023
DALLA Costa Gian-Pietro: Resigned as Director
01-01-2006
Jacqueline DUYCK: Resigned as Director
01-01-2006
Jean-Christophe HENIN: Resigned as Director
Location & real-estate footprint
Registered office, Verlaine · 2 establishment units since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Haneffe(SLC) 84537 VerlaineGround area
3,036 m²
Building footprint
334 m²
Volume, LiDAR
3,382 m³
2 parcels, Wallonia · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Rue du Centre 26, 4470 Saint-Georges-sur-Meuse
since 20022.129.321.729
Rue d' Ensival SN, 4800 Verviers
since 20032.194.198.495
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61056A0138/00V000 | Wallonia | 2,614 m² | 1 · 114 m² | 11.1 m · 3 fl. |
| 64065C0598/00P000 | Wallonia | 423 m² | 1 · 220 m² | 14.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVerviers2.194.198.495
Similar companies · same sector, comparable size
MANNICK
BE 0446.683.218
Kasterlee · Eq €81k
FRIETSHOP
BE 0761.676.365
Ham · Eq €81k
KREMDA
BE 0820.651.771
Elsene · Eq €81k
DELI LOKEREN
BE 0439.973.390
Lokeren · Eq €81k
DE BRASSERIE
BE 0887.298.095
Izegem · Eq €81k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,784. 8,039 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-1987
Fiscal year end31-12
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.