VERVER
ActiveSummary
VERVER has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €669k and a net result of €64k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 60% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▲+1
Solvency82▲+3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 2.28 against 2.14 in 2024; short-term debt: 43.5% and cash: 30.9% of total assets), and 43.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.5%
Return on assets
5.4%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 25-09-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
35 d early
2023
36 d early
2022
32 d early
2021
23 d early
2020
33 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€669k▲ 10.6%
2024 · €605k
Total assets
€1.18M▲ 5.7%
2024 · €1.12M
Net result
€64k▲ 21.4%
2024 · €53k
Working capital
€659k▲ 12.7%
2024 · €585k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€88k▼ 39.2%€108k▲ 22.0%€129k▲ 20.2%€71k▼ 44.9%€78k▲ 8.7%
Net result€64k▼ 35.6%€77k▲ 19.8%€92k▲ 19.4%€53k▼ 42.5%€64k▲ 21.4%
Equity€834k▲ 8.3%€911k▲ 9.2%€1.00M▲ 10.1%€605k▼ 39.6%€669k▲ 10.6%
Total assets€935k▲ 2.5%€1.00M▲ 7.1%€1.09M▲ 8.9%€1.12M▲ 2.7%€1.18M▲ 5.7%
Debt€101k▼ 29.2%€90k▼ 10.5%€88k▼ 2.6%€515k▲ 487%€514k▼ 0.1%
Working capital€784k▲ 7.2%€873k▲ 11.4%€977k▲ 11.8%€585k▼ 40.1%€659k▲ 12.7%
Staff (FTE)1=1=1=1=0.9▼ 10.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.18M
Fixed assets
€10k ▼ 50.7%
Current assets
€1.17M ▲ 6.7%
Equity and liabilities €1.18M
Equity
€669k ▲ 10.6%
Debt
€514k ▼ 0.1%
Debt's share of the balance-sheet total falls from 46.0% to 43.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€88k▲
2024 · €83k
Cash flow
€74k▲
2024 · €64k
Current ratio
2.28▲
2024 · 2.14
Quick ratio
1.69▲
2024 · 1.63
Debt to equity
0.77▼
2024 · 0.85
ROE
9.6%▲
2024 · 8.7%
ROA
5.4%▲
2024 · 4.7%
Interest coverage
10633.44▲
2024 · 21.43
Debt ≤ 1 year
€514k▼
2024 · €515k
Income taxes
€25k▲
2024 · €21k
Staff costs
€56k▲
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €50k | €53k | €55k | €56k | ▲ 1.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15k | €15k | €12k | €12k | €10k | ▼ 10.8% |
| Other operating charges640/8 | - | €2k | €2k | €2k | €2k | ▼ 22.0% |
| Gross operating margin9900 | €154k | €175k | €196k | €140k | €145k | ▲ 3.7% |
| Operating profit (loss)9901 | €88k | €108k | €129k | €71k | €78k | ▲ 8.7% |
| Financial income75/76B | - | €3k | €5k | €6k | €11k | ▲ 92.4% |
| Recurring financial income75 | €5k | €3k | €5k | €6k | €11k | ▲ 92.4% |
| Financial charges65/66B | - | €4k | €4k | €4k | €8 | ▼ 99.8% |
| Recurring financial charges65 | €5k | €4k | €4k | €4k | €8 | ▼ 99.8% |
| Profit (loss) for the period before taxes9903 | €89k | €107k | €130k | €73k | €89k | ▲ 21.2% |
| Income taxes67/77 | €24k | €30k | €38k | €21k | €25k | ▲ 20.8% |
| Profit (loss) for the period9904 | €64k | €77k | €92k | €53k | €64k | ▲ 21.4% |
| Profit (loss) for the period to be appropriated9905 | €64k | €77k | €92k | €53k | €64k | ▲ 21.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €935k | €1.00M | €1.09M | €1.12M | €1.18M | ▲ 5.7% |
| Fixed assets21/28 | €50k | €37k | €26k | €20k | €10k | ▼ 50.7% |
| Tangible fixed assets22/27 | €48k | €35k | €24k | €18k | €8k | ▼ 57.0% |
| Plant, machinery and equipment23 | - | - | - | €2k | €1k | ▼ 20.3% |
| Furniture and vehicles24 | - | €31k | €21k | €15k | €6k | ▼ 61.6% |
| Other tangible fixed assets26 | - | €4k | €2k | €1k | €573 | ▼ 45.0% |
| Financial fixed assets28 | €2k | €2k | €2k | €2k | €2k | = |
| Current assets29/58 | €885k | €964k | €1.06M | €1.10M | €1.17M | ▲ 6.7% |
| Stocks and contracts in progress3 | €23k | €42k | €253k | €259k | €305k | ▲ 17.8% |
| Stocks30/36 | - | €17k | €233k | €259k | €180k | ▼ 30.6% |
| Contracts in progress37 | - | €25k | €20k | €0 | €125k | - |
| Amounts receivable within one year40/41 | €69k | €46k | €33k | €30k | €99k | ▲ 226% |
| Trade receivables40 | - | €35k | €31k | €14k | €80k | ▲ 457% |
| Other amounts receivable41 | - | €10k | €2k | €16k | €19k | ▲ 18.1% |
| Current investments50/53 | - | - | - | €665k | €400k | ▼ 39.8% |
| Cash at bank and in hand54/58 | €776k | €871k | €774k | €143k | €366k | ▲ 157% |
| Deferred charges and accrued income490/1 | - | €5k | €4k | €4k | €4k | ▲ 24.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €935k | €1.00M | €1.09M | €1.12M | €1.18M | ▲ 5.7% |
| Equity10/15 | €834k | €911k | €1.00M | €605k | €669k | ▲ 10.6% |
| Contributions10/11 | €512k | €512k | €512k | €62k | €62k | = |
| Capital10 | - | €512k | €512k | €62k | €62k | = |
| Issued capital100 | - | €512k | €512k | €62k | €62k | = |
| Reserves13 | €322k | €399k | €491k | €543k | €607k | ▲ 11.8% |
| Non-distributable reserves130/1 | - | €22k | €27k | €27k | €27k | = |
| Legal reserve130 | - | €22k | €27k | €27k | €27k | = |
| Distributable reserves133 | - | €377k | €464k | €517k | €581k | ▲ 12.4% |
| Amounts payable17/49 | €101k | €90k | €88k | €515k | €514k | ▼ 0.1% |
| Amounts payable within one year42/48 | €101k | €90k | €88k | €515k | €514k | ▼ 0.1% |
| Trade debts44 | €13k | €12k | €10k | €19k | €29k | ▲ 52.1% |
| Suppliers440/4 | - | €12k | €10k | €19k | €29k | ▲ 52.1% |
| Taxes, remuneration and social security45 | - | €11k | €27k | €5k | €7k | ▲ 40.2% |
| Taxes450/3 | - | €7k | €21k | €1k | €822 | ▼ 18.5% |
| Remuneration and social security454/9 | - | €4k | €6k | €4k | €6k | ▲ 56.2% |
| Other amounts payable47/48 | - | €67k | €51k | €491k | €479k | ▼ 2.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €64k | €77k | €92k | €53k | €64k | ▲ 21.4% |
| + Depreciation and write-downs630 | €15k | €15k | €12k | €12k | €10k | ▼ 10.8% |
| Operating cash flow (approximation) | €79k | €92k | €103k | €64k | €74k | ▲ 15.6% |
| Investment in fixed assets (approximation) | - | €-2k | €0 | €-6k | €0 | ▲ 100% |
| Change in cash | - | €95k | €-96k | €-632k | €224k | ▲ 135% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Equity above €1MEq €1.00M ▲10.1%
5 profitable years in a row build equity to €1.00M.
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
08-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Highest result since 2019net €100k ▲135%
Operating result €145k, net result €100k, both a record.
2019
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 1993
Ground area
1,268 m²
Building footprint
590 m²
Volume, LiDAR
3,252 m³
Parcel 34018B0819/00W006, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERVER NV
since 19932.061.552.084
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34018B0819/00W006 | Flanders | 1,268 m² | 1 · 590 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,044 companies in sector 43221 we hold annual accounts for 3,472. 2,052 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded04-01-1993
Fiscal year end31-03
Activities, NACEBEL 2025
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43211General electrical installation work
Scores and ratios are computed by Checked and are not a credit decision.