VERVECKEN
ActiveSummary
The computed 12-month bankruptcy probability of VERVECKEN is 2.7% (moderate). The 2025 annual accounts show equity of €11k and a net result of €3k. Equity is growing by ~38.4% per year across the filed fiscal years. Its solvency ranks better than 17% of 4486 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▼-6
Solvency32▲+2
Growth78=
Track record94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.41 against 0.55 in 2024; short-term debt: 47.6% and cash: 15.4% of total assets), and 93% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7%
Return on assets
1.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 4486 sector peers (2025).
NBB · sector comparisonPosition among 4486 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
70 d early
2024
69 d early
2023
90 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k▲ 34.5%
2024 · €8k
2023: €5k
2024: €8k
2023 → 2025
Total assets
€152k▼ 1.9%
2024 · €155k
2023: €45k
2024: €155k
2023 → 2025
Net result
€3k▼ 18.6%
2024 · €3k
2023: €-452
2024: €3k
2023 → 2025
Working capital
€-43k▼ 25.5%
2024 · €-34k
2023: €1k
2024: €-34k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€5k-€8k▲ 73.4%€11k▲ 34.5%
Operating result€-430-€5k€6k▲ 10.8%
Net result€-452-€3k€3k▼ 18.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €152k
Fixed assets
€122k ▲ 7.7%
Current assets
€29k ▼ 28.3%
Equity and liabilities €152k
Equity
€11k ▲ 34.5%
Debt
€141k ▼ 3.8%
Debt's share of the balance-sheet total falls from 94.9% to 93.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▲
2024 · €8k
Cash flow
€12k▲
2024 · €6k
Current ratio
0.41▼
2024 · 0.55
Quick ratio
0.39▲
2024 · 0.36
Debt to equity
13.32▼
2024 · 18.62
ROE
25.6%▼
2024 · 42.3%
ROA
1.8%▼
2024 · 2.2%
Interest coverage
5.28▼
2024 · 6.61
Debt ≤ 1 year
€72k▼
2024 · €75k
Debt > 1 year
€69k▼
2024 · €72k
Income taxes
€323▼
2024 · €722
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€155k€152k▼
Fixed assets21/28€114k€122k▲
Tangible fixed assets22/27€114k€122k▲
Land and buildings22€112k€106k▼
Plant, machinery and equipment23€2k€8k▲
Furniture and vehicles24-€8k
Current assets29/58€41k€29k▼
Stocks and contracts in progress3€14k€1k▼
Stocks30/36€4k€1k▼
Contracts in progress37€10k-
Amounts receivable within one year40/41€5k€3k▼
Trade receivables40€445-
Other amounts receivable41€5k€3k▼
Cash at bank and in hand54/58€22k€23k▲
Deferred charges and accrued income490/1€90€2k▲
Equity and liabilities
Total equity and liabilities10/49€155k€152k▼
Equity10/15€8k€11k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€3k€6k▲
Amounts payable17/49€147k€141k▼
Amounts payable after more than one year17€72k€69k▼
Financial debts170/4€72k€69k▼
Amounts payable within one year42/48€75k€72k▼
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€28k€23k▼
Suppliers440/4€28k€23k▼
Taxes, remuneration and social security45€722€722=
Taxes450/3€722€722=
Other amounts payable47/48€44k€46k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€9k▲
Other operating charges640/8€19k€305▼
Gross operating margin9900€27k€15k▼
Operating profit (loss)9901€5k€6k▲
Financial income75/76B€0€58▲
Recurring financial income75€0€58▲
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€4k€3k▼
Income taxes67/77€722€323▼
Profit (loss) for the period9904€3k€3k▼
Profit (loss) for the period to be appropriated9905€3k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€6k▲
Profit (loss) brought forward from the previous period14P€-452€3k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 90 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anthisnes · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Viegeay 24160 AnthisnesGround area
1,225 m²
Building footprint
188 m²
Volume, LiDAR
1,337 m³
Parcel 62004D0005/00L000, Wallonia · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vervecken
since 20232.348.094.143
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62004D0005/00L000 | Wallonia | 1,225 m² | 1 · 188 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,216 companies in sector 81300 we hold annual accounts for 4,362. 2,487 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
33120Repair and maintenance of machinery
43120Site preparation
43990Other specialised construction activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.