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VERVANI - I & D

Active
Private limited companyfounded 1986active for 40 yearsLandries 101, 9420 Erpe-Mere, BelgiumKBO/BCE: BE 0428.410.594
Summary

VERVANI - I & D has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €596,158 and a net result of -€10,802. Equity has been growing by about 20% per year since 2018. Its solvency ranks better than 69% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 27-01-1986 Normal situation
Activity
Renting and operating of own or leased non-residential real estate, excluding land NACE 68203and 4 others
Establishment unit
2.028.822.207 9420 Erpe-Mere, since 17-11-1995
Financial year end
31 December
Peppol
Reachable since 26-08-2025

Board and ownership

Board
  • Van Impe Anne-MarieDirector
  • Verhoeven HermanDirector

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€25,219
Turnover
≈ €41,000
estimated
Loss
€10,802
▼ 53.8%
Equity
€596,158
▼ 1.8%
Total assets
€1.1m
▼ 13.1%
  • 2025 accounts filed 28 days after the deadline
Filed on 28-08-2026
Score breakdownraises riskLiquidity: current ratio 0.60, cash €10,535lowers riskSize: total assets €1.1mFounded in 1986Figures for financial year 2025 (filed on 28-08-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 49% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Average
Solvency 79+6
equity 54.5% of total assets
Liquidity 51+3
short-term debt 4.1% · cash 1.0%
Profitability 35+19
return on assets -1.0%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: 0.1%▲ +0.1 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.2 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.6 (0.9 in 2024), below 1. Short-term debt is 4.1% and cash 1% of total assets. 45.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 67% of them on solvency, 57% on liquidity, 31% on profitability and 40% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €1.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1986
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 0.60, cash €10,535
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 28-08-2026)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€10,802
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
28 days late
2023
29 days late
2022
29 days late
2021
20 days early
2020
37 days early
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 13 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€10,802 View
  • Positive: More equity than 86% of companies in real estatesector median €73,313 · 17,134 companies €596,158 View

Comparable companies

These companies have the same main activity as VERVANI - I & D: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €932,000 and €1m, founded between 1983 and 1987.

CompanyTotal assetsGross margin
VERVANI - I & D Erpe-Mere€1.1m€0.03m
Deruva Dendermonde€0.9m€0.03m
AN-IMMO Gent€0.9m€0.02m
WECAPO Zulte€0.9m€0.03m
SocialX4You Knokke-Heist€1.0m€0.02m
DYNA Liège€1.0m€0.03m
PHILLAUR Knokke-Heist€0.9m€0.03m
Full comparison

Key facts about VERVANI - I & D

What is the company number of VERVANI - I & D?
The company number of VERVANI - I & D is 0428.410.594. The VAT number is the same number with BE in front: BE 0428.410.594.
Where is VERVANI - I & D based?
The registered office is at Landries 101, 9420 Erpe-Mere.Company details
What does VERVANI - I & D do?
According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
What is the legal form of VERVANI - I & D?
The legal form of VERVANI - I & D is Private limited company (BV).
When was VERVANI - I & D founded?
VERVANI - I & D was founded on 27-01-1986.
Is VERVANI - I & D still active?
Yes, VERVANI - I & D is an active enterprise in the KBO register.
What is the turnover of VERVANI - I & D?
The turnover in financial year 2025 is ≈ €41,000. This figure is estimated from the gross margin of €25,219 and 51 comparable companies (NACE 682). It probably lies between €31,000 and €60,000.Financials
Is VERVANI - I & D profitable?
In financial year 2025, VERVANI - I & D made a loss of €10,802.
Where can I find the annual accounts of VERVANI - I & D?
VERVANI - I & D filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VERVANI - I & D due?
VERVANI - I & D must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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