VERVANDER
ActiveSummary
VERVANDER has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13.9m and a net result of €4,386. Equity remains stable across the filed fiscal years (±2.4% per year). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability38=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €900,000 at 30 days acceptable
short-term debt: 0% and cash: 0.9% of total assets, and 0% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
0%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
27 d late
2022
31 d late
2021
30 d late
2020
30 d late
2019
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 34 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€13.9m▲ 1.4%
2024 · €13.7m
Total assets
€13.9m▲ 1.4%
2024 · €13.7m
Net result
€4,386▼ 54.8%
2024 · €9,699
Working capital
€784,676▲ 0.6%
2024 · €780,290
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€158,807-€7,332-€3,948▲ 46.1%-€5,650▼ 43.1%-€3,989▲ 29.4%
Net result€876,454▲ 836%€101,731▼ 88.4%-€3,995€9,699€4,386▼ 54.8%
Equity€13.4m▲ 6.7%€13.5m▲ 0.2%€13.6m▲ 0.8%€13.7m▲ 0.7%€13.9m▲ 1.4%
Total assets€13.4m▲ 6.6%€13.5m▲ 0.3%€13.6m▲ 0.8%€13.7m▲ 0.7%€13.9m▲ 1.4%
Debt€0▼ 100.0%€868▲ 1,240,000%€0▼ 100.0%€1,405▲ 2,006,871%€1,405=
Working capital€781,959▲ 2,437%€774,585▼ 0.9%€770,591▼ 0.5%€780,290▲ 1.3%€784,676▲ 0.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,989 in 2025 against €5,650 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13.9m
Fixed assets
€13.1m ▲ 1.5%
Current assets
€786,081 ▲ 0.6%
Equity and liabilities €13.9m
Equity
€13.9m ▲ 1.4%
Debt
€1,405 =
Debt's share of the balance-sheet total stays at 0.0%.
Key figures and ratios
Debt to equity
0.00▼
2024 · 0.00
ROE
0.0%▼
2024 · 0.1%
ROA
0.0%▼
2024 · 0.1%
Debt ≤ 1 year
€1,405=
2024 · €1,405
A ratio outside any meaningful range has been withheld (balance sheet total €13.9m, equity €13.9m).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €161,911 | - | - | - | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | -€653 | - | - | - | - | - |
| Other operating charges640/8 | €868 | €868 | €960 | €968 | €998 | ▲ 3.2% |
| Gross operating margin9900 | €159,022 | -€6,464 | -€2,988 | -€4,682 | -€2,990 | ▲ 36.1% |
| Operating profit (loss)9901 | €158,807 | -€7,332 | -€3,948 | -€5,650 | -€3,989 | ▲ 29.4% |
| Financial income75/76B | €709,673 | €109,104 | - | €15,395 | €8,445 | ▼ 45.1% |
| Recurring financial income75 | €709,673 | €109,104 | - | €15,395 | €8,445 | ▼ 45.1% |
| Non-recurring financial income76B | €709,673 | €109,104 | - | - | - | - |
| Financial charges65/66B | €46 | €42 | €46 | €46 | €71 | ▲ 52.2% |
| Recurring financial charges65 | €46 | €42 | €46 | €46 | €71 | ▲ 52.2% |
| Profit (loss) for the period before taxes9903 | €868,434 | €101,731 | -€3,995 | €9,699 | €4,386 | ▼ 54.8% |
| Income taxes67/77 | -€8,020 | - | - | - | - | - |
| Profit (loss) for the period9904 | €876,454 | €101,731 | -€3,995 | €9,699 | €4,386 | ▼ 54.8% |
| Profit (loss) for the period to be appropriated9905 | €876,454 | €101,731 | -€3,995 | €9,699 | €4,386 | ▼ 54.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €13.4m | €13.5m | €13.6m | €13.7m | €13.9m | ▲ 1.4% |
| Fixed assets21/28 | €12.7m | €12.7m | €12.8m | €12.9m | €13.1m | ▲ 1.5% |
| Financial fixed assets28 | €12.7m | €12.7m | €12.8m | €12.9m | €13.1m | ▲ 1.5% |
| Current assets29/58 | €781,959 | €775,453 | €770,591 | €781,695 | €786,081 | ▲ 0.6% |
| Amounts receivable within one year40/41 | - | - | - | €4,619 | €7,123 | ▲ 54.2% |
| Trade receivables40 | - | - | - | - | €4,619 | - |
| Other amounts receivable41 | - | - | - | €4,619 | €2,505 | ▼ 45.8% |
| Current investments50/53 | - | - | - | - | €653,751 | - |
| Cash at bank and in hand54/58 | €781,959 | €775,453 | €770,591 | €777,076 | €125,206 | ▼ 83.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €13.4m | €13.5m | €13.6m | €13.7m | €13.9m | ▲ 1.4% |
| Equity10/15 | €13.4m | €13.5m | €13.6m | €13.7m | €13.9m | ▲ 1.4% |
| Contributions10/11 | €1.6m | €1.6m | €1.6m | €1.6m | €1.6m | = |
| Capital10 | €1.6m | €1.6m | €1.6m | €1.6m | €1.6m | = |
| Issued capital100 | €1.6m | €1.6m | €1.6m | €1.6m | €1.6m | = |
| Revaluation surpluses12 | €7.2m | €7.1m | €7.2m | €7.3m | €7.5m | ▲ 2.6% |
| Reserves13 | €3.7m | €3.7m | €3.7m | €3.7m | €3.7m | = |
| Non-distributable reserves130/1 | €111,600 | €111,600 | €111,600 | €112,085 | €112,085 | = |
| Legal reserve130 | €111,600 | €111,600 | €111,600 | €112,085 | €112,085 | = |
| Distributable reserves133 | €3.6m | €3.6m | €3.6m | €3.6m | €3.6m | = |
| Profit (loss) carried forward14 | €899,914 | €1.0m | €997,650 | €1.0m | €1.0m | ▲ 0.4% |
| Amounts payable17/49 | €0 | €868 | €0 | €1,405 | €1,405 | = |
| Amounts payable within one year42/48 | €0 | €868 | €0 | €1,405 | €1,405 | = |
| Trade debts44 | - | €868 | - | €1,405 | €1,405 | = |
| Suppliers440/4 | - | €868 | - | €1,405 | €1,405 | = |
| Other amounts payable47/48 | €0 | €0 | €0 | €0 | €0 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €876,454 | €101,731 | -€3,995 | €9,699 | €4,386 | ▼ 54.8% |
| Operating cash flow (approximation) | €876,454 | €101,731 | -€3,995 | €9,699 | €4,386 | ▼ 54.8% |
| Investment in fixed assets (approximation) | - | -€40,367 | -€110,883 | -€86,900 | -€192,197 | ▼ 121% |
| Change in cash | - | -€6,506 | -€4,863 | €6,485 | -€651,870 | ▼ 10,151% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €9,699
Net result €9,699 after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet -€3,995
Net result drops to -€3,995, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 12323current ratio 11008439.00
Current ratio from 893.31 to 11008439.00; short-term debt falls from €868 to €0.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €876,454 ▲836%
Operating result €158,807, net result €876,454, both a record.
31-12
Financial
Liquidity times 2306617current ratio 11170843.86
Current ratio from 4.84 to 11170843.86; short-term debt falls from €8,020 to €0.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
Show earlier events
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2012
Ground area
5,579 m²
Building footprint
224 m²
Volume, LiDAR
2,095 m³
Parcel 21614H0056/02L082, Brussels · tallest building 13.3 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
VERVANDER
since 20122.214.945.015
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0056/02L082 | Brussels | 5,579 m² | 1 · 224 m² | 13.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPublic limited company
Founded12-12-2012
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.