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VERVAET PETER

Active
Private limited companyfounded 199927 yrs activeSteenstraat 10A, 1500 Halle, BelgiumKBO/BCE: BE 0465.055.117
Summary

VERVAET PETER has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €250,454 and a net result of €39,348. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 94% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

What they do
Other specialised construction activities
NACE 43990Raising of dairy cattle NACE 01410NACE 43999
1 site
How big
€273,204total assets 2025
Equity
€250,454
Profit
€39,348
Turnover not published (abridged schema)
Financially healthy?
90 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Who decides
Accounts 31 d early0 of 2 deeds read
Why 90- Sector Specialised construction activities (NACE 43)- Size: total assets €273,204+ Founded in 1999+ Equity €250,454 (91.7% of total assets)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Better than 71% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 91.7% of total assets
Liquidity 57+6
short-term debt 8.3% · cash 5.7%
Profitability 87=
return on assets 14.4%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,004 companies)
Last 4 months 07-2026: 0.2%highest value 08-2026: 0.2%● 0.0% vs 07-2026highest value 09-2026: 0.2%● 0.0% vs 08-2026highest value 10-2026: 0.2%● 0.0% vs 09-2026highest value
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Founded in 1999 lowers the probability for this profile
  • Size: total assets €273,204 raises the probability for this profile
  • Equity €250,454 (91.7% of total assets) lowers the probability
Credit up to €22,000 at 30 days acceptable
Liquidity ample (current ratio 11.75 against 13.18 in 2024; short-term debt: 8.3% and cash: 5.7% of total assets), and 8.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 54%, profitability 72%, growth against the median 66%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 1999
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Size: total assets €273,204
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Equity €250,454 (91.7% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
35 d early
2023
8 d early
2022
29 d late
2021
17 d early
2020
31 d late
2019
75 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €39,348 ▲20.5%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 6% on solvencysector median 47.2% · 30,651 companies 91.7% View
  • Positive: 8 profitable years in a rowprofit 2025: €39,348 8 years View
  • Active since 1999founded 15-01-1999 27 years View

By topic

Financials

Fiscal year
2025
Total assets
€273,204
Profit
€39,348
Solvency
91.7%
Total assets▲ 19.9%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 30-06-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 26-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
15-01-1999
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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