VERTRIEST DEINZE

Active

Private limited companyfounded 20224 yrs activeBiesbulckstraat 22, 9800 Deinze, BelgiumKBO/BCE: BE 0779.616.219

The computed 12-month bankruptcy probability of VERTRIEST DEINZE is 1.6% (moderate). The 2025 annual accounts show equity of €191k and a net result of €35k. Equity is growing by ~35.7% per year across the filed fiscal years. Its solvency ranks better than 52% of 18207 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

62 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability77▼-4

Solvency62▲+11

Growth52▼-26

Track record94

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €11k at 30 days acceptable

Liquidity ample (current ratio 2.28 against 1.64 in 2024; short-term debt: 27.9% and cash: 3.7% of total assets), but 63% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

37%

Return on assets

6.8%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

21 d early

2024

59 d early

2023

27 d early

2022

26 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

20-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€191k▲ 22.5%

2024 · €156k

2022: €62k 2023: €95k 2024: €156k

2022 → 2025

Total assets

€516k▼ 14.0%

2024 · €600k

2022: €643k 2023: €667k 2024: €600k

2022 → 2025

Net result

€35k▼ 42.7%

2024 · €61k

2022: €52k 2023: €32k 2024: €61k

2022 → 2025

Working capital

€185k▲ 24.7%

2024 · €148k

2022: €43k 2023: €83k 2024: €148k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€62k-€95k▲ 52.0%€156k▲ 64.4%€191k▲ 22.5%

Operating result€82k-€55k▼ 33.5%€97k▲ 78.1%€58k▼ 40.8%

Net result€52k-€32k▼ 38.1%€61k▲ 88.2%€35k▼ 42.7%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 41% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €516k

36.3%

63.7%

Fixed assets €187k▼ 15.7%

Current assets €329k▼ 13.1%

Equity and liabilities €516k

37.0%

63.0%

Equity €191k▲ 22.5%

Debt €325k▼ 26.9%

The debt ratio falls from 74.0% to 63.0%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€95k▼

2024 · €138k

Cash flow

€73k▼

2024 · €102k

Solvency

37.0%▲

2024 · 26.0%

Current ratio

2.28▲

2024 · 1.64

Quick ratio

0.33▲

2024 · 0.21

Debt / equity

1.70▼

2024 · 2.85

ROE

18.3%▼

2024 · 39.2%

ROA

6.8%▼

2024 · 10.2%

Interest coverage

8.16▼

2024 · 10.28

Debt

€325k▼

2024 · €444k

Debt ≤ 1 year

€144k▼

2024 · €230k

Debt > 1 year

€181k▼

2024 · €214k

Income taxes

€14k▼

2024 · €25k

Staff costs

€52k▼

2024 · €57k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€600k€516k▼

Fixed assets21/28€222k€187k▼

Intangible fixed assets21€209k€179k▼

Tangible fixed assets22/27€13k€8k▼

Land and buildings22€5k€4k▼

Plant, machinery and equipment23€4k€3k▼

Furniture and vehicles24€4k€535▼

Current assets29/58€378k€329k▼

Stocks and contracts in progress3€330k€281k▼

Stocks30/36€330k€281k▼

Amounts receivable within one year40/41€9k€27k▲

Trade receivables40€9k€21k▲

Other amounts receivable41-€7k

Cash at bank and in hand54/58€31k€19k▼

Deferred charges and accrued income490/1€8k€1k▼

Equity and liabilities

Total equity and liabilities10/49€600k€516k▼

Equity10/15€156k€191k▲

Contributions10/11€10k€10k=

Reserves13€146k€181k▲

Distributable reserves133€146k€181k▲

Amounts payable17/49€444k€325k▼

Amounts payable after more than one year17€214k€181k▼

Financial debts170/4€214k€181k▼

Amounts payable within one year42/48€230k€144k▼

Current portion of amounts payable after more than one year42€33k€33k▲

Trade debts44€28k€16k▼

Suppliers440/4€28k€16k▼

Taxes, remuneration and social security45€15k€14k▼

Taxes450/3€10k€8k▼

Remuneration and social security454/9€5k€6k▲

Other amounts payable47/48€155k€81k▼

Income statement Code20242025

Remuneration, social security and pensions62€57k€52k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€38k▼

Other operating charges640/8€1k€2k▲

Gross operating margin9900€196k€149k▼

Operating profit (loss)9901€97k€58k▼

Financial income75/76B€2k€3k▲

Recurring financial income75€2k€3k▲

Financial charges65/66B€13k€12k▼

Recurring financial charges65€13k€12k▼

Profit (loss) for the period before taxes9903€86k€49k▼

Income taxes67/77€25k€14k▼

Profit (loss) for the period9904€61k€35k▼

Profit (loss) for the period to be appropriated9905€61k€35k▼

Appropriation of the result

Profit (loss) to be appropriated9906€61k€35k▼

Transfer to equity691/2€61k€35k▼

To other reserves6921€61k€35k▼

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 7Financial 3Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

10-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

02-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2022net €61k ▲88.2%

Operating result €97k, net result €61k, both a record.

31-12

Financial Equity above €150kEq €156k ▲64.4%

3 profitable years in a row build equity to €156k.

04-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €32k ▼38.1%

Net result drops to €32k, the lowest in the series; recovery starts the following year.

05-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Deinze · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Biesbulckstraat 229800 Deinze

Ground area

562 m²

Building footprint

104 m²

Volume, LiDAR

485 m³

Parcel 44011A0772/00X002, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

VERTRIEST DEINZE

Biesbulckstraat 22, 9800 DeinzeNACE 45113

since 20222.325.897.870

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44011A0772/00X002	Flanders	562 m²	1 · 104 m²	6.8 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Buggenhout · Eq €191k

Of 1,467 companies in sector 47632 we hold annual accounts for 733. 637 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded03-01-2022

Fiscal year end31-12

Activities, NACEBEL

47632Retail sale of bicycles

47785Retail trade

47811Retail sale of cars and light vans (up to 3.5 tonnes)

45402

47830Retail sale of motorcycles and motorcycle parts and accessories

77110Renting and leasing of cars and light motor vehicles

77210Renting and leasing of sports and recreation goods

95290Repair and maintenance of other personal and household goods

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries

E-mail:vertriest@telenet.be

Enterprise

Phone:+32479528477

Enterprise