VERTONGEN
ActiveVERTONGEN has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €295k and a net result of €37k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 86% of 19354 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days only on tighter terms
Liquidity ample (current ratio 3.89 against 3.61 in 2023; short-term debt: 18.3% of total assets), and 18.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-11-2025, 95 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
95 d late
2023
153 d late
2022
151 d late
2021
152 d late
2020
131 d early
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€295k▲ 14.3%
2023 · €258k
2018: €188k
2019: €197k
2020: €199k
2021: €222k
2022: €229k
2023: €258k
2018 → 2024
Total assets
€361k▲ 15.2%
2023 · €313k
2018: €208k
2019: €217k
2020: €206k
2021: €240k
2022: €277k
2023: €313k
2018 → 2024
Net result
€37k▲ 19.1%
2023 · €31k
2018: €20k
2019: €12k
2020: €1k
2021: €23k
2022: €9k
2023: €31k
2018 → 2024
Working capital
€190k▲ 32.1%
2023 · €144k
2018: €31k
2019: €49k
2020: €59k
2021: €90k
2022: €106k
2023: €144k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€199k-€222k▲ 11.5%€229k▲ 3.1%€258k▲ 12.8%€295k▲ 14.3%
Operating result€3k-€33k▲ 1,106%€16k▼ 52.6%€49k▲ 213%€59k▲ 19.2%
Net result€1k-€23k▲ 1,626%€9k▼ 62.7%€31k▲ 263%€37k▲ 19.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 19% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €361k
Fixed assets
€105k▼ 8.1%
Current assets
€256k▲ 28.5%
Equity and liabilities €361k
Equity
€295k▲ 14.3%
Debt
€66k▲ 19.3%
The debt ratio rises from 17.6% to 18.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€68k▲
2023 · €58k
Cash flow
€46k▲
2023 · €40k
Solvency
81.7%▼
2023 · 82.4%
Current ratio
3.89▲
2023 · 3.61
Quick ratio
3.89▲
2023 · 3.61
Debt / equity
0.22▲
2023 · 0.21
ROE
12.5%▲
2023 · 12.0%
ROA
10.2%▲
2023 · 9.9%
Interest coverage
8.67▼
2023 · 15.63
Debt
€66k▲
2023 · €55k
Debt ≤ 1 year
€66k▲
2023 · €55k
Income taxes
€14k▼
2023 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€313k€361k▲
Fixed assets21/28€114k€105k▼
Tangible fixed assets22/27€114k€105k▼
Land and buildings22€113k€104k▼
Plant, machinery and equipment23€830€366▼
Current assets29/58€199k€256k▲
Amounts receivable after more than one year29€40k€40k=
Other amounts receivable291€40k€40k=
Amounts receivable within one year40/41€146k€215k▲
Trade receivables40€7k€21k▲
Other amounts receivable41€139k€194k▲
Cash at bank and in hand54/58€12k-
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€313k€361k▲
Equity10/15€258k€295k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Other1109/19€19k-
Reserves13€239k€276k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€237k€274k▲
Amounts payable17/49€55k€66k▲
Amounts payable within one year42/48€55k€66k▲
Current portion of amounts payable after more than one year42€2k€3k▲
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€21k€13k▼
Suppliers440/4€21k€13k▼
Taxes, remuneration and social security45€28k€46k▲
Taxes450/3€28k€46k▲
Other amounts payable47/48€4k€2k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€385€2k▲
Gross operating margin9900€59k€70k▲
Operating profit (loss)9901€49k€59k▲
Financial income75/76B€11€79▲
Recurring financial income75€11€79▲
Financial charges65/66B€4k€8k▲
Recurring financial charges65€4k€8k▲
Profit (loss) for the period before taxes9903€45k€51k▲
Income taxes67/77€14k€14k▼
Profit (loss) for the period9904€31k€37k▲
Profit (loss) for the period to be appropriated9905€31k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€37k▲
Transfer to equity691/2€29k€37k▲
To other reserves6921€29k€37k▲
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 95 days late
2024
31-12
Financial
Highest result since 2018net €37k ▲19.1%
Operating result €59k, net result €37k, both a record.
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
2023
29-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 151 days late
2022
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 152 days late
2021
31-12
Financial
Equity above €200kEq €222k ▲11.5%
4 profitable years in a row build equity to €222k.
22-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €1k ▼88.5%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 9.15
Current ratio from 3.47 to 9.15; short-term debt falls from €20k to €7k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meerstraat 1369220 Hamme (Vl.)Ground area
1,840 m²
Building footprint
188 m²
Volume, LiDAR
1,327 m³
Parcel 42452C1254/00G000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Meerstraat 136, 9220 Hamme (Vl.)
since 19852.026.170.840
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452C1254/00G000 | Flanders | 1,840 m² | 1 · 188 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IMMO TOWN
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VICTORY - BE
BE 0472.229.058
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Finami E.P.
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KOMIKI
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,906. 4,971 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-01-1985
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.