VERTIDAK
ActiveSummary
The computed 12-month bankruptcy probability of VERTIDAK is 5.7% (elevated). The 2024 annual accounts show negative equity (€-19k) and a net result of €-33k. Its solvency ranks better than 5% of 36375 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-83
Solvency0▼-42
Growth32
Track record94
Bankruptcy probability, 12 months
5.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.44 against 0.93 in 2023; short-term debt: 102.1% and cash: 0% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-50.7%
Return on assets
-88.2%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2324
2023 to 2024 · latest year €-19k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-06-2025, 50 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
50 d early
2023
44 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-19k
2023 · €14k
2023: €14k
2024: €-19k▼ -235% vs 2023
2023 → 2024
Total assets
€38k▼ 53.9%
2023 · €82k
2023: €82k
2024: €38k▼ -53.9% vs 2023
2023 → 2024
Net result
€-33k
2023 · €9k
2023: €9k
2024: €-33k▼ -464% vs 2023
2023 → 2024
Working capital
€-21k▼ 754%
2023 · €-3k
2023: €-3k
2024: €-21k▼ -754% vs 2023
2023 → 2024
Trend over the years
Multi-year overview
Available amounts per fiscal year
Line20232024Trend
Equity€14k-€-19k
2023: €14k
2024: €-19k▼ -235% vs 2023
Operating result€13k-€-31k
2023: €13k
2024: €-31k▼ -335% vs 2023
Net result€9k-€-33k
2023: €9k
2024: €-33k▼ -464% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €31k after €13k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €38k
Fixed assets
€21k ▼ 56.9%
Current assets
€17k ▼ 49.7%
Key figures and ratios
EBITDA
€-14k▼
2023 · €27k
Cash flow
€-16k▼
2023 · €23k
Solvency
-50.7%▼
2023 · 17.3%
Current ratio
0.44▼
2023 · 0.93
Debt to equity
-2.97▼
2023 · 4.79
ROA
-88.2%▼
2023 · 11.2%
Interest coverage
-7.54▼
2023 · 16.16
Debt
€57k▼
2023 · €68k
Debt ≤ 1 year
€39k▲
2023 · €37k
Debt > 1 year
€18k▼
2023 · €31k
Income taxes
€221▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€82k€38k▼
Fixed assets21/28€48k€21k▼
Intangible fixed assets21€4k€2k▼
Tangible fixed assets22/27€44k€18k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€12k-
Leasing and similar rights25€26k€14k▼
Current assets29/58€34k€17k▼
Amounts receivable within one year40/41€21k€3k▼
Trade receivables40€16k€1k▼
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€9k€10▼
Deferred charges and accrued income490/1€3k€14k▲
Equity and liabilities
Total equity and liabilities10/49€82k€38k▼
Equity10/15€14k€-19k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€9k€-24k▼
Amounts payable17/49€68k€57k▼
Amounts payable after more than one year17€31k€18k▼
Financial debts170/4€31k€18k▼
Amounts payable within one year42/48€37k€39k▲
Current portion of amounts payable after more than one year42€14k€12k▼
Trade debts44€20k€18k▼
Suppliers440/4€20k€18k▼
Advances received on contracts in progress46-€1k
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48-€4k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€17k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€28k€-12k▼
Operating profit (loss)9901€13k€-31k▼
Financial income75/76B€149-
Recurring financial income75€149-
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€12k€-33k▼
Income taxes67/77€3k€221▼
Profit (loss) for the period9904€9k€-33k▼
Profit (loss) for the period to be appropriated9905€9k€-33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-24k▼
Profit (loss) brought forward from the previous period14P-€9k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k | €17k | ▲ 27.6% |
| Other operating charges640/8 | €1k | €1k | ▲ 24.2% |
| Gross operating margin9900 | €28k | €-12k | ▼ 144% |
| Operating profit (loss)9901 | €13k | €-31k | ▼ 335% |
| Financial income75/76B | €149 | - | - |
| Recurring financial income75 | €149 | - | - |
| Financial charges65/66B | €2k | €2k | ▲ 9.5% |
| Recurring financial charges65 | €2k | €2k | ▲ 9.5% |
| Profit (loss) for the period before taxes9903 | €12k | €-33k | ▼ 381% |
| Income taxes67/77 | €3k | €221 | ▼ 91.6% |
| Profit (loss) for the period9904 | €9k | €-33k | ▼ 464% |
| Profit (loss) for the period to be appropriated9905 | €9k | €-33k | ▼ 464% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €82k | €38k | ▼ 53.9% |
| Fixed assets21/28 | €48k | €21k | ▼ 56.9% |
| Intangible fixed assets21 | €4k | €2k | ▼ 45.5% |
| Tangible fixed assets22/27 | €44k | €18k | ▼ 58.0% |
| Plant, machinery and equipment23 | €5k | €4k | ▼ 21.4% |
| Furniture and vehicles24 | €12k | - | - |
| Leasing and similar rights25 | €26k | €14k | ▼ 45.2% |
| Current assets29/58 | €34k | €17k | ▼ 49.7% |
| Amounts receivable within one year40/41 | €21k | €3k | ▼ 85.0% |
| Trade receivables40 | €16k | €1k | ▼ 92.9% |
| Other amounts receivable41 | €5k | €2k | ▼ 59.3% |
| Cash at bank and in hand54/58 | €9k | €10 | ▼ 99.9% |
| Deferred charges and accrued income490/1 | €3k | €14k | ▲ 299% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €82k | €38k | ▼ 53.9% |
| Equity10/15 | €14k | €-19k | ▼ 235% |
| Contributions10/11 | €5k | €5k | = |
| Profit (loss) carried forward14 | €9k | €-24k | ▼ 364% |
| Amounts payable17/49 | €68k | €57k | ▼ 16.0% |
| Amounts payable after more than one year17 | €31k | €18k | ▼ 41.3% |
| Financial debts170/4 | €31k | €18k | ▼ 41.3% |
| Amounts payable within one year42/48 | €37k | €39k | ▲ 5.7% |
| Current portion of amounts payable after more than one year42 | €14k | €12k | ▼ 12.9% |
| Trade debts44 | €20k | €18k | ▼ 10.3% |
| Suppliers440/4 | €20k | €18k | ▼ 10.3% |
| Advances received on contracts in progress46 | - | €1k | - |
| Taxes, remuneration and social security45 | €3k | €3k | ▲ 8.4% |
| Taxes450/3 | €3k | €3k | ▲ 8.4% |
| Other amounts payable47/48 | - | €4k | - |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €9k | €-33k | ▼ 464% |
| + Depreciation and write-downs630 | €14k | €17k | ▲ 27.6% |
| Operating cash flow (approximation) | €23k | €-16k | ▼ 169% |
| Investment in fixed assets (approximation) | - | €10k | - |
| Change in cash | - | €-9k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2023
Ground area
321 m²
Building footprint
79 m²
Volume, LiDAR
538 m³
Parcel 46322D1387/00W002, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VERTIDAK
since 20232.340.609.802
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46322D1387/00W002 | Flanders | 321 m² | 1 · 79 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,566 companies in sector 43410 we hold annual accounts for 4,363. 2,669 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43230Insulation installation
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.