VERTICAL TECH
ActiveThe computed 12-month bankruptcy probability of VERTICAL TECH is 1.6% (moderate). The 2025 annual accounts show equity of €8k and a net result of €7k. Its solvency ranks better than 45% of 27711 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency68
Growth-
Track record67
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.88; short-term debt: 38.9% and cash: 31.1% of total assets), but 57.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.7%
Return on assets
36.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
28 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€8k
Total assets
€18k
Net result
€7k
Working capital
€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €18k
Fixed assets
€5k
Current assets
€13k
Equity and liabilities €18k
Equity
€8k
Debt
€10k
Debt finances 57.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€10k
Cash flow
€7k
Solvency
42.7%
Current ratio
1.88
Quick ratio
1.88
Debt / equity
1.34
ROE
85.1%
ROA
36.3%
Interest coverage
27.78
Debt
€10k
Debt ≤ 1 year
€7k
Debt > 1 year
€3k
Income taxes
€2k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€18k
Fixed assets21/28€5k
Tangible fixed assets22/27€5k
Furniture and vehicles24€5k
Current assets29/58€13k
Amounts receivable within one year40/41€7k
Trade receivables40€4k
Other amounts receivable41€3k
Cash at bank and in hand54/58€6k
Deferred charges and accrued income490/1€404
Equity and liabilities
Total equity and liabilities10/49€18k
Equity10/15€8k
Contributions10/11€2k
Profit (loss) carried forward14€6k
Amounts payable17/49€10k
Amounts payable after more than one year17€3k
Financial debts170/4€3k
Amounts payable within one year42/48€7k
Trade debts44€4k
Suppliers440/4€4k
Taxes, remuneration and social security45€2k
Taxes450/3€2k
Other amounts payable47/48€833
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€787
Gross operating margin9900€10k
Operating profit (loss)9901€9k
Financial income75/76B€87
Recurring financial income75€87
Financial charges65/66B€352
Recurring financial charges65€352
Profit (loss) for the period before taxes9903€9k
Income taxes67/77€2k
Profit (loss) for the period9904€7k
Profit (loss) for the period to be appropriated9905€7k
Appropriation of the result
Profit (loss) to be appropriated9906€7k
Profit to be distributed694/7€833
Return on contributions (dividend)694€833
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Romeinsesteenweg 4641853 GrimbergenGround area
1,050 m²
Building footprint
246 m²
Volume, LiDAR
3,050 m³
2 parcels, Brussels, Flanders · tallest building 15.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
VERTICAL TECH
since 20252.370.601.608
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0514/00N002 | Flanders | 901 m² | 1 · 246 m² | 15.9 m · 4 fl. |
| 21809K0753/00E002 | Brussels | 149 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RAPIDO PRESTO
BE 0887.317.002
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RENOGRAVE
BE 0794.362.989
Braine-l'Alleud · Eq €8k
IMMO CONSTRUCT LTD
BE 0651.655.995
LONDRES · Eq €8k
Building Services & Solutions
BE 0763.842.831
Sint-Lambrechts-Woluwe · Eq €8k
FLOORMAR BUILDING
BE 0767.423.517
Sint-Pieters-Leeuw · Eq €8k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 3,582 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2025
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43350Other building finishing work
74999Other professional, scientific and technical activities
81220Other building cleaning and industrial cleaning
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:vangoet.pierrot@gmail.com