Vertalingen Bonte
ActiveSummary
Vertalingen Bonte has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €14k. Its solvency ranks better than 64% of 3480 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency89▲+58
Growth52
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.81 against 1.06 in 2024; short-term debt: 35.5% and cash: 61.5% of total assets), and 35.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.5%
Return on assets
45.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
3 d early
2024
13 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▲ 237%
2024 · €6k
2024: €6k
2024 → 2025
Total assets
€32k▼ 68.3%
2024 · €100k
2024: €100k
2024 → 2025
Net result
€14k▼ 77.2%
2024 · €63k
2024: €63k
2024 → 2025
Working capital
€20k▲ 250%
2024 · €6k
2024: €6k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€6k-€20k▲ 237%
Operating result€79k-€18k▼ 77.0%
Net result€63k-€14k▼ 77.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 77% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €32k
Equity
€20k ▲ 237%
Debt
€11k ▼ 88.0%
Debt's share of the balance-sheet total falls from 93.9% to 35.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€18k▼
2024 · €81k
Cash flow
€15k▼
2024 · €65k
Current ratio
2.81▲
2024 · 1.06
Debt to equity
0.55▼
2024 · 15.52
ROE
70.4%
ROA
45.3%▼
2024 · 63.0%
Interest coverage
171.12▼
2024 · 64316.21
Debt ≤ 1 year
€11k▼
2024 · €94k
Income taxes
€4k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€100k€32k▼
Formation expenses20€213-
Current assets29/58€100k€32k▼
Amounts receivable within one year40/41€16k€12k▼
Trade receivables40€16k€11k▼
Other amounts receivable41-€825
Cash at bank and in hand54/58€84k€20k▼
Equity and liabilities
Total equity and liabilities10/49€100k€32k▼
Equity10/15€6k€20k▲
Contributions10/11€3k€3k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14-€14k
Amounts payable17/49€94k€11k▼
Amounts payable within one year42/48€94k€11k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€39k€8k▼
Taxes450/3€37k€5k▼
Remuneration and social security454/9€2k€4k▲
Other amounts payable47/48€53k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€213▼
Other operating charges640/8€148-
Gross operating margin9900€81k€18k▼
Operating profit (loss)9901€79k€18k▼
Financial income75/76B€157-
Recurring financial income75€157-
Financial charges65/66B€1€107▲
Recurring financial charges65€1€107▲
Profit (loss) for the period before taxes9903€79k€18k▼
Income taxes67/77€16k€4k▼
Profit (loss) for the period9904€63k€14k▼
Profit (loss) for the period to be appropriated9905€63k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€63k€14k▼
Transfer to equity691/2€3k-
To other reserves6921€3k-
Profit to be distributed694/7€60k-
Return on contributions (dividend)694€60k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity triplescurrent ratio 2.81
Current ratio from 1.06 to 2.81; short-term debt falls from €94k to €11k.
13-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hanswijk de Bercht 612800 MechelenGround area
2,625 m²
Building footprint
916 m²
Volume, LiDAR
6,142 m³
Parcel 12403D0271/00M000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vertalingen Bonte
since 20232.349.049.889
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403D0271/00M000 | Flanders | 2,625 m² | 1 · 916 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,529 companies in sector 74301 we hold annual accounts for 719. 558 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-08-2023
Fiscal year end30-06
Activities, NACEBEL 2025
74301Translation services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.