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VERSEAU FINTECH SOLUTIONS

In bankruptcy Private limited companyfounded 2015Harmoniestraat 37, 2018 AntwerpKBO/BCE: BE 0597.900.377

Overview

Information for creditors

Enterprise Court of Antwerp, Antwerp division · Official Gazette of 07-05-2026
Appeal or third-party opposition 22-05-2026Filing the claim in RegSol 30-05-2026First verification report 26-06-2026Late claim until 30-04-2027
Steps, deadlines and articles of law

The procedure

Supervising judge
Manu Van Eupen
Official Gazette
07-05-2026search the document for 2026/119887

Deadlines

Provisional date payments stopped
30 April 2026A later judgment can still change the date.art. XX.105, Code of Economic Law
Appeal or third-party opposition
passed on 22 May 2026art. XX.108, Code of Economic Law
Filing the claim in RegSol
passed on 30 May 2026art. XX.104 and XX.155, Code of Economic Law
First verification report
passed on 26 June 2026art. XX.104 and XX.194, Code of Economic Law
Late claim until
30 April 2027A late claim shares only in what has not yet been paid out. You bear the costs of that claim.art. XX.165, Code of Economic Law

Trustee

Steps for a creditor

  1. Stop delivering on credit unless the trustee agrees.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. The ordinary term has passed. File a late claim in RegSol (regsol.be) until 30 April 2027, yourself with eID or itsme, or through your lawyer. It shares only in what has not yet been paid out, and you bear the costs.
  4. Ask your accountant about the VAT on the unpaid invoices. In a bankruptcy it can be recovered, subject to conditions.
  5. Follow the file in RegSol. The verification report (admitted or disputed) and the trustee's reports appear there.

These deadlines come from the publication of the judgment. Check them in RegSol before you file anything. Once a deadline has passed, it is too late for that step.

If this company owes you money, you are not paid automatically. You file your claim yourself, within the deadline the judgment sets.

Follow Follow this bankruptcy and you are notified the next morning if it is closed or reversed.

This is general information, not legal advice. If in doubt, the trustee, your lawyer or your accountant can help.

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Lifetime

9 annual accounts with figures on one time axis
peak €29,245 (2024)
€29,245▲ €30,059
lowest -€10,090 (2018)
€21,569▲ €22,666
peak €23,849 (2024)
€23,849▲ 946%
€18,940▲ 441%
peak 0.5 FTE (2017)
-not published
Board3 names since 2023
Owners
  
Documentsfilings and deeds
18-09-202549 days late
2024micro format
Gross margin from -€814 to €29,245Back to profit: €21,569Boekjaar 27-06Equity from €2,280 to €23,849Debts from €3,500 to €18,940Cash from €490 to €714

Key points

from the 2024 annual accounts, the last ones filed

Liquidity

2.26 was 1.65 in 2023

Short-term debts rose from €3,500 to €18,940.

Filings

9 annual accounts 3 late
AprilJune31 JulyOctober2020

The 2016 accounts came latest: 192 days after the end of the period.

No score

Board and ownership

  • JANSSENS Sven Jozef all the sharesdeed of 27-06-2024
Board & ownership

Recent changes

Bankruptcy published Enterprise Court of Antwerp, Antwerp division · judgment of 30-04-2026 · Bankruptcy
Boekjaar JANSSENS Sven Jozef holds all the shares · General meeting of 21-06-2024 · Gazette deed
Company renamed from VLAAMS VASTGOEDFONDS to VERSEAU FINTECH SOLUTIONS Registered office moved to Antwerp · New registered office: Harmoniestraat 37, 2018 Antwerpen · Resignations: Vandezande Dominicus (manager and director) and De Blay Paul (manager and director) · General meeting of 19-09-2023 · Gazette deed
Incorporation 3 publications in the Belgian Official Gazette, the last on 27-06-2024 · published on 16-02-2015 · Gazette deed
All 18 events

Official details

Source: KBO
Status
In bankruptcydeclared bankrupt on 30-04-2026
Activity
Business and other management consultancyNACE 70200and 3 others
Establishment unit
2.240.908.0541852 Grimbergen, since 11-02-2015
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Annual accounts 2024

€29,245
≈ €85,000estimated
€21,569
€23,849
€42,789
Filing
Filed on 18-09-2025
Financials

Insights on VERSEAU FINTECH SOLUTIONS

On 30 April 2026 the court declared VERSEAU FINTECH SOLUTIONS bankrupt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2024

micro format, filed on 18-09-2025, 49 days late
€29,245
▲ €30,059
€24,357
▲ €25,170
€21,569
▲ €22,666
€23,849
▲ 946%
55.7%
▲ 16.3 percentage points
2.26
▲ 0.61

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €85,000. Estimated: probably between €51,000 and €120,000.

Balance sheet

balance sheet total €42,789 on 31-12-2024
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

55.7%

Higher than 48% of 37,582 companies in 2024.

2.26

Higher than 50% of 36,335 companies in 2024.

50.4%

Higher than 88% of 36,821 companies in 2024.

VERSEAU FINTECH SOLUTIONS Middle half of the sector 80% of the sector Micro accounts in head offices and management consultancy (NACE 70)

Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half

Staff

Staff costs divided by the average number of full-time equivalents.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202420232022202120202019201820172016
Balance sheet: assets
20/58 42,7895,7807,2266,2246,3537,3479,63820,4416,326
29/58 42,7895,7807,2266,2246,3537,3479,63820,4416,326
3 ---306306306306306-
30/36 ---306306306306306-
40/41 42,0755,2915,2915,8615,9995,9505,8216,958646
40 5,8244,3154,3154,3154,3154,3154,3156,958-
41 36,2519769761,5461,6841,6351,506-646
54/58 7144901,93557491,0913,51113,1775,680
Balance sheet: equity and liabilities
10/49 42,7895,7807,2266,2246,3537,3479,63820,4416,326
10/15 23,8492,2803,3781,4002,3293,0293,69413,7846,326
10/11 12,50012,50012,50012,500-12,50012,50012,500-
10 --------12,500
100 -----18,60018,60018,60018,600
101 -----6,1006,1006,1006,100
11 ----12,500----
1100/10 ----12,500----
13 1,2841,2841,2841,2841,2841,2841,2841,284-
130/1 6464646464----
130 -----646464-
1311 64646464-----
1319 ----64----
133 1,2201,2201,2201,2201,2201,2201,2201,220-
14 10,065-11,504-10,406-12,384-11,455-10,755-10,090--6,174
17/49 18,9403,5003,8484,8244,0244,3185,9446,656-
42/48 18,9403,5003,8484,8244,0244,3185,9446,656-
44 2,472-34824248182,444496-
440/4 2,472-34824248182,444496-
45 12,968------6,144-
450/3 12,968------3,273-
454/9 -------2,871-
47/48 3,5003,5003,5004,8004,0003,5003,50016-
Income statement
9900 29,245-8142,061-729-620-61171818,651-6,037
62 ------10,0319,597-
640/8 4,889-57138-54723-137
9901 24,357-8142,004-867-620-665-10,0359,054-6,174
75/76B 1,955-24---0--
75 1,955-24---0--
65/66B 247284506280-5542-
65 247284506280-5542-
9903 26,064-1,0981,978-929-700-665-10,0909,012-6,174
67/77 4,496------01,554-
9904 21,569-1,0981,978-929-700-665-10,0907,459-6,174
9905 21,569-1,0981,978-929-700-665-10,0907,459-6,174
Appropriation of the result
9906 10,065-11,504-10,406-12,384-11,455-10,755-10,0901,284-6,174
14P -11,504-10,406-12,384------
691/2 -------1,284-
6920 -------64-
6921 -------1,220-
Social balance sheet
9087 ------0.50.5-
Hours worked1013 ------244408-
Document PDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 1 item. You find them in the filed accounts (PDF).

Source: Annual accounts 2024 (PDF), filed on 18-09-2025.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2024 annual accounts filed 49 days after the deadline. Filed on 18 September 2025, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2025-00495705.

Financial year Type Filed Reference Document
31-12-2024 micro format 18-09-2025 2025-00495705 PDF
30-06-2023 micro format 02-08-2024 2024-00323224 PDF
30-06-2022 micro format 09-01-2023 2023-20556072 PDF
30-06-2021 micro format 25-01-2022 2022-01700505 PDF
30-06-2020 micro format 04-01-2021 2021-00100316 PDF
30-06-2019 micro format 17-12-2019 2019-76300221 PDF
30-06-2018 micro format 13-01-2019 2019-01100599 PDF
30-06-2017 micro format 03-01-2018 2018-00200198 PDF
30-06-2016 abbreviated format 11-08-2017 2017-43300171 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202420232022202120202019201820172016
224-1,4451,8789-1,042-2,420-9,6667,497-
23,8492,2803,3781,4002,3293,0293,69413,784-
55.7%39.5%46.8%22.5%36.7%41.2%38.3%67.4%100.0%
2.261.651.881.291.581.701.623.07-
2.261.651.881.231.501.631.573.02-
0.791.531.143.451.731.431.610.48-
90.4%-48.1%58.6%-66.4%-30.1%-22.0%-273.1%54.1%-97.6%
50.4%-19.0%27.4%-14.9%-11.0%-9.1%-104.7%36.5%-97.6%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Insights on VERSEAU FINTECH SOLUTIONS

The operating result for 2024 is a profit of €24,357, after a loss of €814 in 2023. It is the highest result since 2016.

Debt's share of the balance-sheet total falls from 60.5% to 44.3%. Equity and debt are higher.

Board & ownership

Curator

the curator has managed the company since 30-04-2026
Curator, Cockerillkaai 18, 2000 Antwerpen 1
Also on 119 other cases

Last board

1 director, last change in 2023
Director (not named in the articles)
appointed by deed of 02-10-2023 term without a fixed end
listed in the 2024 annual accounts, filed on 18-09-2025

Office holders in the KBO →

Mandates through the years

3 names, the dashed line is today
JANSSENS Sven Jozef
Director (not named in the articles)
De Blay Paul
Manager and director
Vandezande Dominicus
Manager and director
BoardEarliermandate already running before its first mentionBankruptcy 30-04-2026
Mandates as a list
  • JANSSENS Sven Jozef
    • Director (not named in the articles), from before 30-06-2023, until the bankruptcy of 30-04-2026
  • De Blay Paul
    • Manager and director, until 02-10-2023
  • Vandezande Dominicus
    • Manager and director, until 02-10-2023

See the board, name and registered office on a given date →

Control

This company
VERSEAU FINTECH SOLUTIONS
Equity €23,849
Profit €21,569 in 2024

Capital

Contribution
€12,500
Source
2024 annual accounts

Owners through the years

as the annual accounts name them
Owners as a list

Source: lists of holdings in the owners' accounts

Articles of association

deed of 02-10-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Tuesday of June at 20:00

Shareholders

Stated in the deed deed of 27-06-2024 ↗

Capital transactions

Capital over time
  1. 02-10-2023 Converted to unavailable equity · €13,784
  2. 02-10-2023 Converted to uncalled contributions · €6,100

Network & group

No group

VERSEAU FINTECH SOLUTIONS has no parent and no holdings in its annual accounts. JANSSENS Sven Jozef is the only director. VERSEAU FINTECH SOLUTIONS shares no director with another company.

At the same address

Harmoniestraat 37, 2018 Antwerp · 2 other companies
Bovill, Roger (sole trader)
establishment since 21-05-1999
founded in 1999
0505.569.641
V.M.E. HARMONIESTRAAT 37
registered office since 01-02-1988
founded in 1988
0850.488.971

Timeline

Timeline

18 events since 2015
2026
Bankruptcy published Enterprise Court of Antwerp, Antwerp division · judgment of 30-04-2026
2025
Annual accounts 2024 filed PDFmicro format · 49 days late
2024
Back to profit net €21,569 The net result is €21,569, after one loss-making year.
Annual accounts 2023 filed PDFmicro format · 184 days late
BoekjaarJANSSENS Sven Jozef holds all the shares · General meeting of 21-06-20242 points ▸
  • General meeting, 21-06-2024
  • JANSSENS Sven Jozef holds all the shares
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

2023
Company renamed from VLAAMS VASTGOEDFONDS to VERSEAU FINTECH SOLUTIONSRegistered office moved to Antwerp · New registered office: Harmoniestraat 37, 2018 Antwerpen · Resignations: Vandezande Dominicus (manager and director) and De Blay Paul (manager and director) · General meeting of 19-09-202311 points ▸
  • General meeting, 19-09-2023
  • Purpose change, “Het uitoefenen van een studie-,organisatie- en raadgevend bureau inzake financiële,handels-,juridische,fiscale en sociale aangelegenheden; Het geven van diverse…” (deed in Dutch)
  • Name change, VERSEAU FINTECH SOLUTIONS
  • 100 shares
  • Director resignation, Vandezande Dominicus (manager and director)
  • Director resignation, De Blay Paul (manager and director)
  • Director discharge, Vandezande Dominicus
  • Director discharge, De Blay Paul
  • Board rule, 1
  • Director appointment, JANSSENS Sven Jozef (director (not named in the articles))
  • Registered-office move, Harmoniestraat 37, 2018 Antwerpen
  • The deed holds 6 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFmicro format · 22 days before the deadline
2022
Back to profit net €1,978 The net result is €1,978, after 4 loss-making years.
Annual accounts 2021 filed PDFmicro format · 6 days before the deadline
2021
Annual accounts 2020 filed PDFmicro format · 27 days before the deadline
2019
Annual accounts 2019 filed PDFmicro format · 45 days before the deadline
Annual accounts 2018 filed PDFmicro format · 18 days before the deadline
2018
Weakest financial year net -€10,090 The net result drops to -€10,090, the lowest from 2016 to 2024.
Annual accounts 2017 filed PDFmicro format · 28 days before the deadline
2017
Annual accounts 2016 filed PDFabbreviated format · 192 days late
Back to profit net €7,459 The net result is €7,459, after one loss-making year.
2015
Incorporation PDF3 publications in the Belgian Official Gazette, the last on 27-06-2024 · published on 16-02-2015
First establishment VLAAMS VASTGOEDFONDS, Gemeentehuisstraat 26, Grimbergen

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

VERSEAU FINTECH SOLUTIONS was incorporated on 11 February 2015.1 In 2023 the company took the name VERSEAU FINTECH SOLUTIONS.2 The registered office was moved to Antwerp in 2023.2 Total assets rose from €7,347 in 2019 to €42,789 in 2024.3 On 30 April 2026 the company was declared bankrupt.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 02-10-2023
  3. 3National Bank, annual accounts 2019 and 2024
  4. 4Belgian Official Gazette, 07-05-2026

Company details

Identity

Enterprise number
0597.900.377
VAT number
BE 0597.900.377
Legal form
Private limited company
Status
In bankruptcy, since 30-04-2026
Founded
11-02-2015
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Tuesday of June at 20:00
deed of 02-10-2023 (in Dutch)
Peppol
Not found in the Peppol Directory
Name
VERSEAU FINTECH SOLUTIONS in Dutch
Abbreviation
VERSEAU in Dutch
Former name
VLAAMS VASTGOEDFONDS until the deed of 02-10-2023
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 02-10-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 02-10-2023 (in Dutch)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
70220 Business consulting main activity
63990 Computing infrastructure, data processing, hosting and other information service activities
82990 Other business support services
85592 Vocational training
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het uitoefenen van een studie-,organisatie- en raadgevend bureau inzake financiële,handels-,juridische,fiscale en sociale aangelegenheden…”
17 activities
  1. Het uitoefenen van een studie-,organisatie- en raadgevend bureau inzake financiële,handels-,juridische,fiscale en sociale aangelegenheden.
  2. Het geven van diverse opleidingen die het management van bedrijven aanbelangt in het algemeen.
  3. Het verlenen van diensten -zowel consultancy als implementatie- aan derden,op het vlak van bedrijfsbeleid,sales en marketing: 1.Professioneel advies aan bedrijven in binnen- en buitenland op strategisch en operationeel vlak; 2.Begeleiden van bedrijven in de opmaak van het bedrijfsplan,het marketingplan,het financieel plan en dies meer; 3.Adviesverlening rond product- en dienstenbeheer,prijsbepaling,keuze van distributiekanalen,logistiek in de meest ruime zin.
  4. Organisatie van congressen,seminaries en bedrijfspresentaties voor klanten en voor financiële en commerciële partners;
  5. De functie van tussenpersoon in de handel en in alle roerende en onroerende verhandelingen.
  6. De aan- en verkoop,in- en uitvoer,commissiehandel en vertegenwoordiging van om het even welke goederen doen en handelsbemiddeling algemeen assortiment;
  7. Het doorlichten en organiseren van bedrijfsstructuren,het uitvoeren van markt- en bedrijfsstudies,budgettering,planning en uitvoering van kantooradministratie en –organisatie;
  8. Webportalen,gegevensverwerking,webhosting,detailhandel in allerlei producten via het internet,computerconsultancy-activiteiten,activiteiten van systeemintegrators,verwerking van gegevens;
  9. Het op lange termijn aanhouden van aandelen die afkomstig zijn van verschillende andere bedrijven uit verscheidene economische sectoren – het verwerven en vervreemden van deelnemingen of andere belangen in rechtspersonen,vennootschappen en ondernemingen,het samenwerken daarmee en het besturen daarvan;
  10. Managementactiviteiten van holdings: het tussenkomen in het dagelijks bestuur,het vertegenwoordigen van bedrijven,het uitoefenen van managements-,consultancy- en beheersactiviteiten,waaronder begrepen: het uitoefenen van managementfuncties in diverse ondernemingen,het sluiten van consultancyovereenkomsten en het uitoefenen van consultancyfuncties op onafhankelijke wijze;
  11. Verwerven en beheren van onroerende goederen of zakelijke rechten daarop,in België of in het buitenland;
  12. Vormen en beheren van een roerend patrimonium bestaande uit lichamelijke of onlichamelijke roerende goederen;
  13. Het huren,verhuren,in erfpacht of gebruik nemen van onroerende en/of roerende goederen;
  14. Het voor eigen rekening beheren van allerhande patrimonia in het algemeen,financiële activa en beleggingsgoederen in het bijzonder.
  15. Verwerven,beheren,vervreemden,valoriseren en cederen van roerende en onroerende goederen en/of rechten onder gelijk welke vorm ook.
  16. De projectontwikkeling en handel in onroerend goed voor woningbouw,nieuwbouw van individuele woningen of voor renovatiewerken,voor de bouw van appartementsgebouwen,voor kantoorbouw,enzoverder;
  17. Het verstrekken van raad en advies in de meest ruime zin der maatschappelijke behoeften,uitgezonderd de activiteiten wettelijk voorbehouden aan vennootschappen voor vermogensbeheer en beleggingsadviezen.
deed of 02-10-2023 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Harmoniestraat 37 registered office 2018 Antwerp
VLAAMS VASTGOEDFONDS Gemeentehuisstraat 26, 1852 Grimbergen 81100 Combined facilities support activities 11-02-2015 2.240.908.054

Buildings and parcels at the addresses

Ground area
2,014 m²
Buildings
519 m²
Volume, LiDAR
5,536 m³
Tallest building
16.9 m
Buildings to scale, each on its own parcel
328 m², 16.9 m 191 m², 6.2 m 328 m², 16.9 m 191 m², 6.2 m

Location

registered office establishment The establishment unit on the map
3 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
23005B0421/00K0081,094 m² 1 · 191 m² 6.2 m · 2
11810K1589/00H008920 m² 1 · 328 m² 16.9 m · 5

Contact

E-mail Janssenspartners@gmail.com