VERSCHUREN - BUERMANS
ActiveVERSCHUREN - BUERMANS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73k and a net result of €10k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 92% of 13270 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-13
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.33 against 5.95 in 2024; short-term debt: 17.4% and cash: 58.2% of total assets), and 17.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.6%
Return on assets
11.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 d early
2024
73 d early
2023
85 d early
2022
35 d early
2021
43 d early
2020
32 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€409k
EBIT margin
2.9%
Net result
€10k▲ 46.8%
2024 · €7k
2018: €1k
2019: €-7k
2020: €33k
2021: €8k
2022: €-27k
2023: €-2k
2024: €7k
2018 → 2025
Working capital
€51k▲ 2.0%
2024 · €50k
2018: €22k
2019: €10k
2020: €42k
2021: €59k
2022: €40k
2023: €39k
2024: €50k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€409k
Equity€85k-€58k▼ 32.0%€56k▼ 3.2%€63k▲ 12.5%€73k▲ 16.3%
Operating result€10k-€-25k€2k€8k▲ 382%€12k▲ 39.9%
Net result€8k-€-27k€-2k▲ 93.1%€7k€10k▲ 46.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 40% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89k
Fixed assets
€22k▲ 73.2%
Current assets
€67k▲ 10.3%
Equity and liabilities €89k
Equity
€73k▲ 16.3%
Debt
€15k▲ 51.7%
The debt ratio rises from 13.9% to 17.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▲
2024 · €13k
Cash flow
€16k▲
2024 · €11k
Solvency
82.6%▼
2024 · 86.1%
Current ratio
4.33▼
2024 · 5.95
Quick ratio
3.75▼
2024 · 5.06
Debt / equity
0.21▲
2024 · 0.16
ROE
14.0%▲
2024 · 11.1%
ROA
11.6%▲
2024 · 9.6%
Interest coverage
12.84▲
2024 · 10.83
Debt
€15k▲
2024 · €10k
Debt ≤ 1 year
€15k▲
2024 · €10k
Income taxes
€257▼
2024 · €341
Staff costs
€108k▲
2024 · €93k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€73k€89k▲
Fixed assets21/28€13k€22k▲
Tangible fixed assets22/27€9k€18k▲
Land and buildings22€3k€3k▼
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24-€13k
Financial fixed assets28€4k€4k▲
Current assets29/58€60k€67k▲
Stocks and contracts in progress3€9k€9k▼
Stocks30/36€9k€9k▼
Amounts receivable within one year40/41€1k€3k▲
Trade receivables40€1k€3k▲
Cash at bank and in hand54/58€49k€52k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€73k€89k▲
Equity10/15€63k€73k▲
Contributions10/11€19k€19k=
Reserves13€74k€55k▼
Tax-exempt reserves132€8k€8k=
Distributable reserves133€66k€47k▼
Profit (loss) carried forward14€-30k€0▲
Amounts payable17/49€10k€15k▲
Amounts payable within one year42/48€10k€15k▲
Trade debts44€9k€12k▲
Suppliers440/4€9k€12k▲
Taxes, remuneration and social security45€972€3k▲
Taxes450/3€972€3k▲
Other amounts payable47/48€473€473=
Income statement
Code20242025
Turnover70-€409k
Non-recurring operating income76A-€0
Goods, raw materials, services and sundry goods60/61-€286k
Remuneration, social security and pensions62€93k€108k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€3k€7k▲
Gross operating margin9900€109k€132k▲
Operating profit (loss)9901€8k€12k▲
Financial income75/76B€35€35▲
Recurring financial income75€35€35▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€7k€11k▲
Income taxes67/77€341€257▼
Profit (loss) for the period9904€7k€10k▲
Profit (loss) for the period to be appropriated9905€7k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-20k▲
Profit (loss) brought forward from the previous period14P€-37k€-30k▲
Transfer from equity791/2-€20k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
07-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-27k ▼444%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 3.76
Current ratio from 1.36 to 3.76; short-term debt falls from €28k to €15k.
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapellensteenweg (Heide) 1462920 KalmthoutGround area
562 m²
Building footprint
287 m²
Volume, LiDAR
1,307 m³
Parcel 11022G0617/00H002, Flanders · tallest building 8.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LE PETIT PARIS
since 20032.132.361.688
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11022G0617/00H002 | Flanders | 562 m² | 1 · 287 m² | 8.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteKalmthout2.132.361.688
Dual-learning approval
1 endedSimilar companies · same sector, comparable size
HELIN
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FRITUUR DE MOLENHOEK
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ISTANBUL
BE 0438.588.765
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Bedly
BE 0888.237.710
Wingene · Eq €73k
GD CORP
BE 0723.447.279
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,132 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2003
Fiscal year end31-12
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.